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All Journal Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan
Adiyes Putra
STAI Diniyah Pekanbaru
Religion Economics, Econometrics & Finance Education Other

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Integrasi Konsep Perbankan Syariah dengan Pengembangan Badan Usaha Milik Desa (BUMdes) Desa Maredan Siak Adiyes Putra; Yusri Yusri; Nurhasanah Nurhasanah; Mukhyar Mukhyar; Ali Wardana; Mohammad Fikri Sulthoni; Herlina Herlina
Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Vol 16 No 2 (2019): Jurnal Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan
Publisher : LPPM STAI Diniyah Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1001.246 KB)

Abstract

The BUMdes business unit for saving and borrowing from Maredan Siak Village is still a conventional model where the profit is applied according to the practice of interest. Interest according to the fatwa of the Indonesian Ulema Council (MUI) has been declared extinct. Riba is very determined and forbidden by Islam. Therefore, for a person, the theoretical concept of sharia may not be the practice of saving and lending that contain usury. Besides, the unity of Islamic values ​​with Malaysian culture should strengthen BUMdes programs in Siak Regency. This is because Siak is a Malaysian region that is rich in Islamic culture. But the reality shows that the saving and lending activities of BUMdes-BUMdes were not carried out according to the sharia concepts. The expected progress of BUMdes is certainly progress that is following Islamic values. Islamic values ​​always encourage the achievement of progress in a healthy, Islamic, honest, and blessing. Blessing is impossible to achieve if the companies carried out are still in conflict with the Sharia principles. It is hoped that the advanced BUMdes will be BUMdes whose presence is felt by the community and does not suffocate the community.
Politik Hukum Kelembagaan Pengelolaan Zakat Dalam UU No. 21 Tahun 2008 Dan UU No. 23 Tahun 2011 Adiyes Putra; Nurnasrina
Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Vol 17 No 1 (2020): Jurnal Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan
Publisher : LPPM STAI Diniyah Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1228.057 KB) | DOI: 10.46781/al-mutharahah.v17i1.70

Abstract

The process of making the Draft Law on Islamic banking and the Draft Management Act on zakat becoming a law that is legal and legal goes through a long process. In the process, there was a tug of war between those who supported the formation of the law and those who disagreed with the issue of Islamic banking and the management of zakat formally regulated in the form of laws. It must be recognized that the formation of laws is influenced by the level of community development, the level of the economy, culture, science and technology, and religious beliefs in a society. Of the 10 factions in the legislature, 9 factions stated their approval of the Draft Law on Sharia banking and the Draft Management Act on zakat being ratified into law, and there was one faction that rejected it namely the F-PDS. Although there was a rejection from 1 faction, the legislative and the President finally passed the Sharia banking Act by enacting Law Number 21 the Year 2008 on Sharia Banking on June 17, 2008, and its promulgation by the President on July 16, 2008. Next, Islamic leaders and observers zakat urge the government to immediately amend Law No. 38 of 1999. At the insistence of that later and the legislature and the government ratified Law Number 23 of 2011 concerning Management of Zakat in place of Law Number 38 of 1999.
Co-Authors Ali Wardana Herlina Herlina Mohammad Fikri Sulthoni Mukhyar Mukhyar Nurhasanah Nurhasanah Nurnasrina Yusri Yusri