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Operasional Produk Investasi Emas Pada Pegadaian Syariah Ditinjau Dari Prinsip Ekonomi Islam Purnamasari Purnamasari; Kurniaty Kurniaty; Purnama Rozak
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol 16, No 2: Al Qalam (Maret 2022)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v16i2.913

Abstract

Investment is one of the important instruments as collateral in the future for every human being. Pawnshop institutions are now growing rapidly can be an alternative for customers whowish to invest. The purpose of this study was to determine oprasional Gold Investment in Islamic pawnshop-related goals, mechanisms, customer requirements the applicant, term, collateral, benefits and fees charged to customers in terms of the applicant’s gold investment principles of Islamic economy in the form of fatwas and outlook muamalah fiqh. This study uses field research by visiting the direct object of study to obtain the required files through interviews, observation on operationality of Gold Investment. While the analysis is used to process the data that has been obtained is descriptive analysis to produce results. Results from this study is that Gold Investment to buy mortgage scheme on Islamic Pawnshop or Sharia Pawnshop has not fully correspond to some Fiqh Fatwa and Economic Islam Principles, that the clarity of the goods at the contract, which contains the value of speculative investments.
Pengaruh Penggunaan Media Sosial Youtube Vlog Terhadap Akhlak Siswa Kelas 9 di SMP Islam Al Musthofa Taman Intan Aji Pangestu; Purnama Rozak
Al-Miskawaih Vol 2 No 1 (2021): Edisi Mei 2021
Publisher : Program Studi Pendidikan Agama Islam STIT Pemalang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (565.692 KB) | DOI: 10.58410/al-miskawaih.v2i1.344

Abstract

Latar belakang penelitian ini adalah banyak siswa yang tidak taat peraturan sekolah seperti tidak disiplin, terlambat ke sekolah, tidak melaksanakan sholat berjamaah. Dalam sikap dan perilaku banyak siswa yang bertutur kata tidak sopan, mengandung unsur-unsur kedewasaan dan percintaan. Hal ini menunjukkan adanya sikap dan perilaku yang kurang baik dalam akhlak siswa. Penelitian ini bertujuan untuk mengetahui seberapa berpengaruh media sosial terhadap akhlak siswa kelas 9 di SMP Islam Al Musthofa Taman dan populasi dalam penelitian ini adalah siswa kelas 9 yang bersekolah di SMP Islam Al Musthofa Taman. Teknik pengambilan sampel yang digunakan yaitu dengan teknik sampel bertujuan, yaitu dengan menyebarkan kuesioner dengan jumlah 57 responden yang diperoleh dari siswa SMP Islam Al Musthofa Taman. Metode penelitian ini adalah kuantitatif dengan menggunakan analisis regresi linier sederhana dan uji hipotesis menggunakan uji-t dengan tingkat signifikan 5%. Berdasarkan uji-t Media Sosial berpengaruh signifikan dengan nilai t hitung 9.619 > t tabel 2.00488. Hasil penelitian menunjukkan bahwa Media Sosial berpengaruh signifikan dan positif terhadap akhlak siswa di SMP Islam Al Musthofa Taman.
PERAN GURU TPQ DALAM MENGATASI KESULIATAN MEMBACA AL-QURAN Afifah Yuliawanti; Purnama Rozak; hafiedh Hasan
Jurnal Ilmiah Promis Vol 1 No 1 (2020): Jurnal Ilmiah Promis
Publisher : Program Studi Manajemen Pendidikan Islam (MPI) Sekolah Tinggi Ilmu Tarbiyah (STIT) Pemalang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (404.078 KB) | DOI: 10.58410/promis.v1i1.158

Abstract

Guru TPQ mempunya peran sangat penting dalam mendidik dan bacaan Al-Quran pada berkaitan tentang bacaan Al-Quran yang tidak lancar bacaannya, belum tepat cara membaca huruf hijaiyyah dan belum lancar dalam membaca. Kemampuan membaca Al-Quran merupakan hal sangat penting bagi umat Islam, sehingga perlu adanya pembelajaran sejak usia dini. Seperti yang dilaksanakan di TPQ Lu’luil Ma’nun desa Kebanggan kecamatan Moga. Dalam penelitian ini bertujuan untuk mengetahui peran guru TPQ dalam mengatasi kesulitan membaca dan untuk mengetahui kemampuan membaca Al-Quran siswa di TPQ Lu’luilma’nun Desa Kebanggan Kecamatan Moga. Peneliitian menggunakan pendekatan kualitatif, lebih lanjut, mementingkan pada proses dibandingkan dengan hasil akhir. Peran guru dalam mengatasi kesulitan membaca Al-Quran Di TPQ Lu’luil ma’nun Desa Kebanggan Guru TPQ Lu’luil ma’nun Desa Kebanggan Kecamatan Moga dalam mengatasi kesulitan membaca Al-Quran yaitu dengan cara menggunakan metode Al-Ma’arif metode yang mudah di pahami dan diterima oleh siswa siswi TPQ Lu’luil ma’nun Desa Kebanggan Kecamatan Moga. Cara meningkatkan kemampuan siswa dalam membaca Al-Quran matri di ulang sampai dua kali lebih agar siswa-siswi bisa membaca Jilid dan Al Quran dengan benar
Sharia Financing Education for BKM and UPK in Pekapuran Laut Village, Central Banjarmasin S. Purnamasari; Purnama Rozak; Nurul Listiyani; Abdul Hadi
Jurnal Pengabdian Pancasila (JPP) Vol. 2 No. 1 (2023): March 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpp.v2i1.3442

Abstract

As with other theories and practices, the theory and practice of Islamic Economics will exist and become a model when it is able to solve problems that occur in society, and is abandoned if it is deemed unable to solve problems that occur in society, especially the problem of poverty and poverty. unemployment that occurs because of injustice. Starting from this opinion, academics and practitioners of Islamic Economics must always evaluate and improve concepts and practices that are unable to solve problems in society. For this reason, things that need to be done are some improvements related to financing problems, for example improving the quality of the financing system, opening up financing concepts that are still possible to be rolled out, procedures that are easier and remain prudent. For example, burdensome procedures such as the existence of a period of employment for a beneficiary of funds/creditors who submit an application need to be changed by providing assistance. So it's not refusing productive financing applications, but accepting it with assistance or with a personal guarantee or ad inman. With this model, employment opportunities will be more open and in turn the welfare of the people will become more widely distributed.
The Development of Sasirangan Entrepreneurs In Banjarmasin: Study on Sharia-Based Business Perspective S. Purnamasari; Purnama Rozak; Kurniaty; Ibrahim Dahiru Idriss
International Journal of Islamic Business and Economics (IJIBEC) Vol 7 No 1 (2023): Volume 7 Nomor 1 Tahun 2023
Publisher : FEBI UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of the study was to describe the knowledge of Sasirangan cloth entrepreneurs in Sasirangan Village and their perceptions of sharia-based venture capital loans. This type of research is field research which is a case study with a descriptive approach. The results of this study concluded that the knowledge of Sasirangan cloth entrepreneurs in Sasirangan Village regarding sharia-based business capital loans was still divided into3, namely: (1) knowing enough about providing sharia-based business capital loans, (2) not knowing about providing capital loans. sharia-based businesses, and (3) very little knowledge about providing sharia-based business capital loans. The perceptions of sasirangan cloth entrepreneurs in Sasirangan Village regarding sharia-based business capital loans also varied, namely: informants who had a good view of providing sharia-based business capital loans because they were banking based on sharia principles in their management and informants who thought that according to them, sharia banking and conventional are the same. The implication is knowing the knowledge and perceptions of Sasirangan Cloth MSME entrepreneurs in Sasirangan Village, Banjarmasin regardingsharia-based capital loans will be able to increase the economic growth of UMKM in Banjarmasin City, including having implications for the large number of workers absorbed so that they can become a driving force for theeconomy because they can also solvecurrent economic problems. This has hit the Indonesian nation, among others: creating jobs, increasing people's income, and alleviating poverty. Therefore, the researcher's suggestion is the need to increase Islamic financial literacy and inclusion for Sasirangan Fabric MSME actors in Sasirangan Village, Banjarmasin City by collaborating with related parties and in a sustainable manne.
Analysis of Islamic Marketing Strategies in Sustaining Business (Case Study of Karang Anyar Chicken Rockets) S. Purnamasari; Mukminah; Kurniaty; Purnama Rozak
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2783

Abstract

Today's business competition is getting tougher in the business world, both in  the business of goods and services. So that entrepreneurs to be more creative and innovative in carrying out marketing strategies to maintain business, as well as Rocket Chicken Karang Anyar which always tries to make the business run to servive in the midst of competition as it is today with the strategy it has. The formulition of the problem in this how is Rocket Chicken Karang Anyar’s marketing strategy in maintaining the business? And how is the analysis of Islamic marketing strategies carrid out by Rocket Chicken Karang Anyar in maintaining the business?. The purpose of this research is to find out and analyze how to  the marketing strategy is carried out in an Islamic way in maintaining the business. The research was conducted using qualitative research methods with data collection techniques using observition, interviews snd documentation. From the research conducted, it was found that the marketing strategy carried out by Rocket Chicken Karang Anyar was by maintaining the marketing mix and picking up the ball. Meanwhile, in terms of sharia marketing, Rocket Chicken is in accordance with the characteristics of Islamic marketing, namely being honest.
Analysis of the Role of the Creative Economy in Increasing the Income of Jangang Woven Craftsmen From an Islamic Economic Perspective (Study on Jangang Woven Crafts in Margasari, Candi Laras Selatan District, Tapin Regency) Sri Rahmi Damayanti Aulia; S. Purnamasari; Kurniaty; Purnama Rozak
Indonesian Journal of Banking and Financial Technology Vol. 1 No. 1 (2023): January, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v1i1.2784

Abstract

The creative economy is a new economic concept that combines information and creativity that relies on ideas, ideas and knowledge from human resources as a factor of production. In this study the aim was to determine the role of the creative economy in increasing the income of the woven woven Jangg craftsmen in Margasari Kec. South Laras Temple, Kab. Tapin. The method used is descriptive qualitative research, namely by collecting data through observation, interviews, the internet, and questionnaires on research objects. The results of this study are that the creative economy of woven Jangang in Margasari kec. The South Laras Temple has a role in the income of the craftsmen, so that the existence of this woven woven can help the economy of the craftsmen.