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Pengaruh Literasi Keuangan terhadap Perilaku Keuangan dengan Kelompok Generasi sebagai Mediasi dan Moderasi Mochammad Rizaldy Insan Baihaqqy
Coopetition : Jurnal Ilmiah Manajemen Vol. 13 No. 1 (2022): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v13i1.1189

Abstract

A country's economy is largely determined by public awareness of financial literacy, because it has an impact on its financial behavior, on a micro level this has implications for the level of welfare in the family and macro has implications for increasing national economic growth. The purpose of this study is to examine financial literacy on financial behavior in the generation group. This study uses a quantitative approach with survey methods, data analysis using conditional processes. The results showed that the generation group was able to mediate and moderate financial literacy on financial behavior ,this indicates that it is important for each generation group to continuously improve financial literacy in order to have good financial behavior.
PENERAPAN LITERASI KEUANGAN PADA PESERTA DIDIK DI SEKOLAH MENENGAH KEJURUAN 5 DAN PU BANDUNG SEBAGAI UPAYA MENUMBUHKAN SEMANGAT INVESTASI Mochammad Rizaldy insan Baihaqqy
Lentera Karya Edukasi Vol 1, No 3 (2021): Jurnal LENTERA KARYA EDUKASI: Jurnal Pengabdian Kepada Masyarakat
Publisher : Pusat Pengembangan dan Kajian Sarana dan Prasarana Pendidikan (P2K Sarprasdik)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.217 KB)

Abstract

Penerapan literasi keuangan yang baik memiliki implikasi baik secara personal maupun secara nasional. Untuk personal, penerapan literasi keuangan yang baik membuat individu mampu mengalokasikan keuangan dengan tepat untuk kepentingan di masa depan, sedangkan untuk nasional mampu meningkatkan pertumbuhan ekonomi dan ketahanan ekonomi nasional. Atas dasar itu pentingnya untuk melakukan sosialisasi penerapan lietrasi keuangan pada generasi muda, khususnya pada peserta didik tingkat menengah. Pengabdian ini dilakukan di SMKN 5 dan PU  Bandung dengan jumlah responden sebanyak 85. Kegiatan dilakukan dengan pre-test sebagai upaya untuk mengetahui profil resiko tiap-tiap responden, hasil tersebut kemudian diolah untuk dasar pembuatan materi literasi keuangan sesuai dengan profil resiko masing-masing responden. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta didik mengenai literasi keuangan. Hal tersebut merupakan hasil yang baik, karena jika diterapkan pada banyak sekolah, maka generasi muda Indonesia akan memiliki kesadaran akan pentingnya literasi keuangan untuk masa depan pribadi dan negara Indonesia.
Decision Analysis Trading Foreign Exchange Berbasis Signaling Theory Mochammad Rizaldy Insan Baihaqqy
Jurnal Manajemen Industri dan Logistik Vol 6, No 2 (2022): November 2022
Publisher : Politeknik APP Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30988/jmil.v6i1.1013

Abstract

The increase of investors in Indonesia demonstrates that there is a general understanding of the importance of investing. The exchange rate riddle phenomena in the link between exchange rates and macroeconomic fundamentals has prompted the development of a microstructure model approach to the foreign exchange market in the investing industry. The foreign exchange market structure model is a method for describing the movement of exchange prices in the foreign exchange market. In the foreign exchange market, the conventional assumption is that agents think that information generated from news can have an effect on exchange rate fluctuations. The purpose of this study is to undertake a descriptive analysis of the findings of prior studies on the link between macroeconomics and foreign exchange rate fluctuations. There is a wealth of information available about macroeconomics, most notably from numerous news sources. The theoretical analysis in this study employs signaling theory with an emphasis on investors, so that the study's findings can serve as a guide for investors interested in foreign currency market investing. The findings indicated that local and international macroeconomic negative news consistently had a substantial influence with a positive coefficient in a variety of nations. On the macroeconomic good news connection, consistently has a negative coefficient and a substantial effect. These findings indicate that as a country's economic situation deteriorates, foreign exchange prices rise. For example, when Indonesia's macroeconomic situation deteriorates, the Rupiah weakens and the Dollar strengthens, implying that when Indonesia's macroeconomic situation deteriorates, investors holding Dollars benefit. In the other direction, as Indonesia's macroeconomic situation improves, the Rupiah strengthens, resulting in losses for investors holding Dollars. This demonstrates that macroeconomics is a signal to which investors must respond when trading foreign exchange
Pengaruh makroekonomi terhadap imbal hasil obligasi Indonesia Mochammad Rizaldy Insan Baihaqqy; Sugiyanto Ikhsan; Dodi Sukmayana
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 5 No. 9 (2023): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

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Abstract

Investment is integral to improving a country's economy; the more investors who invest in a country, the more direct development activities will run well. Interestingly, there is an investment sector, namely bonds, which are attractive to be purchased by both foreign and local investors. Various studies provide various conclusions on the variables that affect bond yields. Inflation, interest rates and exchange rates will be used in this study as macroeconomic variables from 2010 to 2020. This study uses a quantitative methodology to investigate the relationship between bond yields and macroeconomic conditions. The research findings show that inflation, currency exchange rates, and interest rates do not affect bond yields. This indicates that macroeconomic changes have no impact on bond yields.