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All Journal JBMP (Jurnal Bisnis, Manajemen dan Perbankan)
Aniek Sulestiani
Hang Tuah University, Surabaya
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Sharia Cooperative Institutional Development: The Block Chain Approach (Case Study in Bulak, Surabaya City) Masroro Lilik Ekowanti; Aniek Sulestiani; Wildan Taufik Raharja
JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Vol 6 No 1 (2020): March
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (16.587 KB) | DOI: 10.21070/jbmp.v6i1.436

Abstract

A community-based institutional building of syariah cooperatives requires information and communication technology. This has led to a block chain approach that benefit from the industrial revolution 4.0. The institutional concept that was developed 60 years ago by JE. Eaton (1972) is very relevant in this context. In this study, we employ a qualitative method with descriptive research. Our findings shows that community response to knowledge and awareness for adopting syariah cooperative is satisfactorily good as indicated by the establishment of a syariah pra-cooperative named "Nurus Shobah" in 2019. The output performance is effective : the number of members increased up to 34%, while the quality of sirkah is 98%. Hampering factors are delayed adoption of block chain approach due to lack of exposition to members, underperforming of software, and administration is still manually carried out. A supportive factor exists in which functionally, the cooperative has been partnering with neighbouring university through a supervision program. We therefore conclude that the institutional building of syariah cooperative in Bulak, Surabaya has not been fully implemented. A block chain approach is to be soon adopted to support the cooperative
Co-Authors Mas Roro Lilik Ekowanti Raharja, Wildan Taufik