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All Journal Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Abdimas Perbanas
Martina Safitri
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Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Social Sciences

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The Effective Financing Model of Koperasi Sharia in the Covid 19 Pandemic Era Taufan Maulamin; Erni Prasetiyani; Martina Safitri
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2441

Abstract

The COVID-19 pandemic has not ended, causing some Low and Small business affected by COVID-19 to stop their operations, uncertainty around. It is stopped due to lack of capital or lack of consumers. Therefore. This research provides an effective financial inclusion model that reaches all levels of society with a smaller scope. The research method is :1. A qualitative participant observation where the researcher is directly involved in overseeing the establishment of cooperatives and managing the daily operations of all-business sharia cooperatives. 2. Starting from setting up the registration form, calculating the profit-sharing formula for capital loans (Mudharabah) and financing loans (Murabahah) in addition to compiling financial reports and calculating profit sharing for each member proportionally. In addition to mudharabah and murabahah products, the cooperative also provides a social fund (Qordhul Hasan/benevolence fund) of 20% of the profits received from loan transactions. These funds are used for loans without any profit in it. This fund was formed as a loan to members who need social funds such as medical treatment, education, childbirth and others. Due to the (still in) pandemic period, cooperative members are still a small number of the population in this region.
PELATIHAN SKILL AKUNTANSI UNTUK BENDAHARA KELURAHAN DI KECAMATAN JOHAR BARU Martina Safitri; Ai Nety Sumidartini; Reny Fitriana Kaban
Jurnal Abdimas Perbanas Vol. 2 No. 1 (2021): Jurnal Abdimas Perbanas
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (511.217 KB) | DOI: 10.56174/jap.v2i1.372

Abstract

Pelatihan dasar skill akuntansi aparat kelurahan di kecamatan Johar Baru merupakan salah satu upaya untuk peningkatan sumber daya manusia dengan prinsip pengelolaan keuangan yaitu akuntabilitas dan transparan sehingga terwujud sistem administrasi yang tertib dan efisien. Salah satu indikatornya adalah tersusunnya catatan atas laporan keuangan yang dibuat oleh bendahara di kelurahan yang disampaikan ke kecamatan Johar Baru untuk memberikan pemahaman serta semangat pelayanan publik agar dapat membangun sistem pengelolaan keuangan yang semakin baik dimasa depan. Metode yang digunakan dalam pelatihan adalah berupa penyuluhan, diskusi dan praktek yang sebelumnya didahului dengan komunikasi intensif kepada penanggung jawab di kecamatan. Hasil dari pelatihan ini diperoleh adanya peningkatan pemahaman dan skill dasar akuntansi dari aparat bendahara kelurahan di kecamatan Johar Baru, namun diperlukan pelatihan yang berkelanjutan agar diperoleh hasil yang lebih maksimal.
Co-Authors Ai Nety Sumidartini Erni Prasetiyani Taufan Maulamin