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All Journal Jurnal Pengabdian Masyarakat Bumi Raflesia Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN MODAL INSANI DAN BISNIS (JMMIB)
Dharma Setiawan
UII Yogyakarta
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Other

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PEMBERDAYAAN MASYARAKAT MELALUI PELATIHAN ADMINISTRASI KOPERASI MENUJU KOPERASI BERBADAN HUKUM BADAN USAHA MILIK DESA (BUMDES) DESA WESKUST KECAMATAN KEPAHIANG KABUPATEN KEPAHIANG PROPINSI BENGKULU Marini, Marini; Mukadar, Amir; Setiawan, Dharma
Jurnal Pengabdian Masyarakat Bumi Raflesia Vol 2, No 3 (2019): Jurnal Pengabdian Masyarakat Bumi Raflesia
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jpmbr.v2i3.529

Abstract

AbstrakKegiatan Pelatihan Administrasi bagi Pengurus BUMdes dan Pengurus Koperasi Desa Weskust Kecamatan Kepahiang Kabupaten Kepahiang merupakan kegiatan atas permintaan dari pengurus BUMdes dan Perangkat Desa Weskust melalui mahasiwa yang sedang melaksanakan KKN untuk diadakan pelatihan. Kegiatan ini bertujuan untuk berbagi ilmu kepada pengurus BUMdes dan perangkat desa dalam mengelola BUMdes dan unit-unit usaha yang ada di BUMdes khususnya unit usaha simpan pinjam koperasi. Kegiatan pelatihan ini diikuti oleh kurang lebih ±20 peserta yang merupakan pengurus BUMdes dan perangkat desa Weskust. Alhamdulillah pelatihan ini dapat berjalan sesuai dengan harapan, hal ini dapat dilihat dari antusiasme peserta dalam mengikuti pelatihan. Dari hasil pengamatan dan hasil diskusi secara langsung pada saat pelatihan, terlihat bahwa peserta sangat senang mengikuti pelatihan, karena sesuai dengan pendapat beberapa peserta bahwa penyusunan administrasi yang baik dan benar dapat memudahkan cara kerja pengurus BUMdes. Dari hasil pengamatan tim secara langsung sekitar 80 % peserta dinyatakan berhasil dengan baik, karena peserta sudah memahami dan dapat menyusun administrasi yang menjadi tanggung jawab yang bersangkutan. Sedangkan 20 % nya peserta masih melihat masih perlu belajar lagi dan memahami lagi pentingnya tertib administrasi. Dari hasil diskusi dengan peserta, pengurus BUMdes akan segera menyusun administrasi pada tiap-tiap unit usaha, dan akan menindaklanjuti dengan pengurusan ijin usaha maupun perijinan lainnya.     Kata Kunci: BUMdes, Pelatihan Administrasi, Badan Hukum
PENGELOLAAN DAN PEMBAGIAN SISA HASIL USAHA (SHU) KOPERASI JASA BERKAH BERSAMA SYARI’AH MENURUT UNDANG-UNDANG NOMOR 17 TAHUN 2012 Junaidi, Anwar; Setiawan, Dharma; Akbar, Rahmad
JURNAL MANAJEMEN MODAL INSANI DAN BISNIS (JMMIB) Vol. 2 No. 2 (2021): Desember 2021
Publisher : Yayasan Insani Mandiri Santani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61567/jmmib.v2i2.78

Abstract

This study aims to determine the management and distribution of profits as the results of business activities at Jasa Berkah Bersama Syari'ah Cooperative according to the Law Number 17 of 2012. This type of research was as a qualitative approach with the research population were all administrators and members of administrators, 3 employees, 5 members. Based on the results of research, the Management and distribution profits of Jasa Berkah Bersama Syari’ah Cooperative according to Law Number 17 of 2012, can be sum up that this has complied with the provisions of Law Number 17 of 2012 as within the Management of UJKS is separated from other units in the cooperative, the cooperative management appoints the manager, management did not double as law, such as profit points that have not been used to be distributed to members in a balanced manner and managers who still have family relations.Keywords: Management, Distribution of Business Profits, Cooperative
Analysis Of Financing Procedures At The Kencana Ketahun Berkah Sejahtera Sharia Savings And Loan Cooperative (KKBS) Ketahun District North Bengkulu Khair, Ummul; Suhendra, Chairul; Setiawan, Dharma; Mukadar, Amir
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 1 (2024): Januari
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v5i1.1551

Abstract

Achievements in terms of providing financing to Cooperative members are notregardlessfrom the role of Cooperative administrators and managers in terms of carrying out/implementing proceduresproviding financing (loans) to members . ProcedureProviding financing is a rule or provisionmade by the management and approved by the Supervisor which is used as a guideline for the management/managers in carrying out their duties so that they can reduce one of the financing risks, namely avoiding or reducing bad financing (problems). With the existence of procedures for providing financing, it is hoped that the financing (loan) can be returned according to the agreement or it could also mean thatprocedureProviding financing requires members who receive financing facilities topay off the financing accordinglyagreementwithgiverloanalong with profits for the cooperative in the form of Ujrah, Margin or profit sharing according to the financing agreementset.ForThat adminis trator cooperative mustoperate procedur eproviding financing (loans) so thatits membersresponsibleresponsible for the financing (loan) received and making payments in accordance with the provisions or contracts that have been mutually agreed upon. The aim of this researcher is to: (a) know the procedureproviding financing to the Kecana Ketahun Berkah Sejahtra Savings and Loans and Sharia Financing cooperative (KKBS), (b) requirementswhat must be fulfilled by Kopeasi members to apply for financingon Cooperative . Save Kencana Sharia loans and financing for a Prosperous Blessing Year (KKBS) .MethodstudyWhichused in this research is qualitative. With this type of approachused is the phenomenology of procedures for providing financing toCooperativeSave Kencana Kertahun Berkah Sejahtera (KKBS) sharia borrowing and financing (KKBS) Ketahun District, North Bengkulu Regency .Andin formant Whichuse dismember Cooperative Andand management of the Savings CooperativeBorrowing and sharia financing for Kencana Ke Tahun Berkah Sejahtera (KKBS) . The results of this research show that the procedures for providing financing inCooperativeSave KKBS Sharia loans and financing are still availablethere islackfromstandardcredit granting procedures that always pay attention to the element of prudence. Meanwhilepro blemsmain Which thereisin procedure giving creditin Cooperative Save Kencana Ketahun Berkah Sejahtera sharia loans, Ketahun District, North Bengkulu Regency are: a) A photocopy of the KTP of the spouse of the member applying for financing (husband or wife) is not required. b) A letter of approval from the partner (husband or wife) is not required. there is proof of payment of PBB (Land and Building Tax) if the member provides collateral in the form of a Certificate of Ownership (SHM) d) There is no requirement for a power of attorney to guarantee if the collateral used is still in the name of another person e) There is no weighting or scoring in the method of determining a member's eligibility. using the 5 C method .
Co-Authors Chairul Suhendra Junaidi, Anwar Marini . Mukadar, Amir Rahmad akbar, Rahmad Ummul Khair