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All Journal Jurnal Akuntansi : Kajian Ilmiah Akuntansi (JAK) INVENTORY: JURNAL AKUNTANSI Jurnal Pengabdian Masyarakat "Wiryakarya"
Rollis Ayu Ditasari
Universitas PGRI Madiun
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : Jurnal Akuntansi : Kajian Ilmiah Akuntansi (JAK)

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Efficiency, Credit Risk and Financial Stability In National Banking Sector In Indonesia Aliffianti Safiria Ayu Ditta; Rollis Ayu Ditasari; Arum Ardianingsih
JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi Vol. 11 No. 1 (2024)
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/jak.v11i1.6454

Abstract

Financial system stability in the banking system is crucial to be maintained so that there is no economic crisis that affects the stability of the country as a whole. The central role of banks as financial intermediaries makes banks have inherent risks, one of which is credit risk. Strict banking regulation aims to mitigate risks that can interfere with the main activities of banks both funding and lending activities. The relatively good level of national banking efficiency, greatly helps the banking sector to maintain financial system stability a midst of the high credit risks faced. The level of banking efficiency is a measure of how banks manage their resources so as to maintain their financial stability despite the fluctuating economic conditions.
Co-Authors Ahmad Nur Aziz Aliffianti Safiria Ayu Ditta Arum Ardianingsih Choiriyah Anggraini Dina Aprilia Novitasari Endrik Eko Prasetyo Indra Ayu Fatmala Muhamad Agus Sudrajat Nur Ayu Amaliana Rihan Mustafa Zahri Ririh Anggraini Setyahety Sendy Dwi Haryanto