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All Journal SAR (Soedirman Accounting Review): Journal of Accounting and Business Jurnal Pengabdian Bisnis dan Akuntansi Soedirman Jurnal Ekonomi, Bisnis, dan Akuntansi
Yusriati Nur Farida
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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Faktor-faktor yang Mempengaruhi Keputusan Kredit Pada UMKM di Kabupaten Banyumas Pada Masa Pandemi Covid-19 Ade Noviana Azhar; Yusriati Nur Farida
SAR (Soedirman Accounting Review) : Journal of Accounting and Business Vol 6 No 1 (2021)
Publisher : Program Studi S1 Akuntansi Fakultas Ekonomi & Bisnis Univesitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (195.679 KB) | DOI: 10.20884/1.sar.2021.6.1.3900

Abstract

This study aims to determine the effect of financial literacy, education level, credit procedures, and interest rates on credit decisions at MSMEs during the Covid-19 pandemic. The sampling technique used convenience sampling with a sample size of 100 MSME actors in Banyumas Regency. The data analysis technique used in the study was multiple linear regression analysis. The results showed that: (1) financial literacy has a positive and significant effect on credit decisions at MSMEs; (2) education level does not affect credit decisions at MSMEs; (3) credit procedures have a positive and significant effect on credit decisions at MSMEs; (4) interest rates do not affect credit decisions at MSMEs. The implication of this research is that understanding financial literacy is very helpful for MSME actors in determining credit decisions. Good financial literacy will affect a person's way of thinking about financial conditions and affect someone in making strategic decisions and good financial management. Ease of easy credit procedures will encourage MSMEs to make credit decisions. Businesses tend to prefer credit procedures that are quick, easy, and simple.
Faktor-faktor yang Mempengaruhi Keputusan Kredit Pada UMKM di Kabupaten Banyumas Pada Masa Pandemi Covid-19 Ade Noviana Azhar; Yusriati Nur Farida
SAR (Soedirman Accounting Review) : Journal of Accounting and Business Vol 6 No 1 (2021): June 2021
Publisher : Program Studi S1 Akuntansi Fakultas Ekonomi & Bisnis Univesitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (195.679 KB) | DOI: 10.20884/1.sar.2021.6.1.3900

Abstract

This study aims to determine the effect of financial literacy, education level, credit procedures, and interest rates on credit decisions at MSMEs during the Covid-19 pandemic. The sampling technique used convenience sampling with a sample size of 100 MSME actors in Banyumas Regency. The data analysis technique used in the study was multiple linear regression analysis. The results showed that: (1) financial literacy has a positive and significant effect on credit decisions at MSMEs; (2) education level does not affect credit decisions at MSMEs; (3) credit procedures have a positive and significant effect on credit decisions at MSMEs; (4) interest rates do not affect credit decisions at MSMEs. The implication of this research is that understanding financial literacy is very helpful for MSME actors in determining credit decisions. Good financial literacy will affect a person's way of thinking about financial conditions and affect someone in making strategic decisions and good financial management. Ease of easy credit procedures will encourage MSMEs to make credit decisions. Businesses tend to prefer credit procedures that are quick, easy, and simple.
PELATIHAN DECOUPAGE UNTUK MENGEMBANGKAN KREATIVITAS PADA YAYASAN PONDOK PESANTREN BAHRUL UULUM Dona Primasari; Yusriati Nur Farida; Laeli Budiarti; Siti Maghfiroh; Puji Lestari
Jurnal Pengabdian Bisnis dan Akuntansi Soedirman (JPBA) Vol 1 No 2 (2022): Jurnal Pengabdian Bisnis & Akuntansi Soedirman
Publisher : Jurusan Akuntansi Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (671.615 KB) | DOI: 10.32424/1.jpba.2022.1.2.7985

Abstract

Tujuan dari program pengabdian kepada masyarakat adalah membangun sinergi antara pengabdi (dosen) dengan Yayasan Pondok Pesantren Bahrul Uulum untuk bersama-sama mengedukasi dan mendampingi serta mengedukasi tehnik decoupaget sebagai salah satu upaya pemberdayaan masyarakat sehingga mampu meningkatkan tingkat perekonomian masyarakat sekitar. Pondok Pesantren Bahrul Ulum sebagai pusat pembelajaran Islami, pelatihan dan pengembangan diri, kondusif, cerdas dan berkreasi diharapkan turut serta menggerakan aktivitas perekonomian masyarakat sekitar Metode pelaksanaan kegiatan Pengabdian Pada Masyarakat bersifat pelatihan serta dialog-partisipatif dengan cara mengajak, memberikan pelatihan keterampilan decoupage dan mendampingi pengelola Yayasan pondok pesantren bahrul uulum untuk mempraktikkan teknik decoupage. Selain itu, pada pelatihan ini juga melibatkan berbagai narasumber yang ahli dibidangnya terutama dalam hal inovasi tehnik decoupage.
PENGARUH SOSIALISASI, PEMAHAMAN ATAS LAPORAN KEUANGAN DAN TINGKAT PENDIDIKAN PELAKU UKM TERHADAP PENERAPAN SAK EMKM PADA UKM DI KABUPATEN KEBUMEN Uthe Anggun Larasati; Yusriati Nur Farida
Jurnal Ekonomi Bisnis dan Akuntansi (JEBA) Vol 23, No 2 (2021)
Publisher : Ilmu Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Unsoed

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (352.717 KB) | DOI: 10.32424/jeba.v23i2.1837

Abstract

Co-Authors Ade Noviana Azhar Dona Primasari Laeli Budiarti PUJI LESTARI Siti Maghfiroh Uthe Anggun Larasati