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All Journal Journal of Sharia Economics Journal of Islamic Banking ADILLA: Jurnal Ilmiah Ekonomi Syari'ah
Agus Wahyu Irawan
Institut Agama Islam Al Hikmah Tuban
Religion Arts Economics, Econometrics & Finance Education Social Sciences

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Journal : ADILLA: Jurnal Ilmiah Ekonomi Syari'ah

 1 
Dewan Pengawas Syariah Dalam Pengawasan Kontrak Pembiayaan Agus Wahyu Irawan; Zulfatun Anisah
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol 4 No 2 (2021): Juli
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (548.931 KB) | DOI: 10.52166/adilla.v4i2.2515

Abstract

Dalam upaya memurnikan pelayanan institusi keuangan syariah agar benar-benar sejalan dengan ketentuan syariah Islam, keberadaan Dewan Pengawas Syariah (DPS) mutlak diperlukan. DPS merupakan lembaga kunci yang menjamin bahwa kegiatan operasional institusi keuangan syariah sesuai dengan prinsip-prinsip syariah. Merujuk pada surat keputusan Dewan Syariah Nasional No. 3 Tahun 2000, bahwa Dewan Pengawas Syariah (DPS) adalah bagian dari lembaga keuangan syariah yang bersangkutan, dan penempatannya atas persetujuan Dewan Syariah Nasional (DSN). Dalam mencari data penulis menggunakan metode literatur, adapun hasil dalam artikel mini adalah Sebagai penasihat dan pemberi saran kepada direksi, pimpinan unit usaha syariah dan pimpinan kantor cabang syariah mengenai hal-hal yang terkait dengan aspek syariah; Sebagai mediator antara lembaga keuangan syariah dengan DSN dalam mengomunikasikan usul dan saran pengembangan produk dan jasa dari lembaga keuangan syariah yang memerlukan kajian fatwa dari DSN
Analisis Metode SMART Dalam Strategi Segmentasi Pasar (Studi Produk Tabungan Simitra Mikro di Bank Mitra Syariah Kantor Cabang Bojonegoro) Agus Wahyu Irawan; Siti Lailatunnikmah Asfiah
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol 5 No 1 (2022): Januari
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (599.549 KB) | DOI: 10.52166/adilla.v5i1.3050

Abstract

This study aims to analyze the Smart Method on market segmentation strategies in increasing the number of simitra micro savings customers at Bank Mitra Syariah Bojonegoro Branch Office. Products owned by Bank Mitra Syariah include savings and financing products. One of the derivative products from savings products is the Simitra Micro Savings product. Simitra Micro Savings is a superior product owned by Sharia Partner Banks. The targets chosen by the Sharia Partner Bank are market traders. This research uses qualitative research and the analysis used is SMART analysis. This study uses data collection methods through interviews, observation, and documentation. Segmentation strategy is a method used by a company to divide the market into several different groups of buyers, which are seen from the point of view of the needs of traders. The segmentation strategy aims to make it easier for Micro Field Officers (PLM) in marketing products owned by Sharia Partner Banks, especially in simitra micro savings products. Simitra micro savings are savings or savings for small traders that are entrusted to the Sharia Mitra Bank which in the future can provide benefits to the merchant. Strategies implemented by sharia partner banks in marketing products owned by Sharia Partner Banks include dividing the market into several regions (segmentation), having the responsibility of officers in each region, determining targets for each region, offering superior products, establishing good relationships with customer.
Co-Authors Heri Kuncoro Putro Moh. Agus Sifa' Mukhamad Roni Siti Lailatunnikmah Asfiah Zulfatun Anisah