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All Journal ILTIZAM Journal of Sharia Economic Research INNOVATION RESEARCH JOURNAL Jurnal Pengabdian Manajemen VISA: Journal of Vision and Ideas
Anita Akhirruddin
Universitas Muhammadiyah Gresik
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences

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Intention to Online Shopping on Social Media Anita Akhirruddin
INNOVATION RESEARCH JOURNAL Vol 2 No 2 (2021)
Publisher : Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/innovation.v2i2.3007

Abstract

high growth of online shopping in Indonesia gave rise to many onlien websites and platforms in Indonesia. Facebook, which is one of the social networks that many people use around the world, is one of the online selling media that is in great demand because it can reach more people. Shopping online on Facebook in addition to providing benefits for sellers and buyers. Online shopping on Facebook requires a high level of trust from buyers regarding the quality of products and serv ices, and ease in obtaining product information and payments because there are no guarantees such as online shop platforms such as shoope, tokopedia, lazada and others which before the goods are received by the customer, then the money from the buyer can not be disbursed. So researchers are interested in researching online shopping interests on the social media site facebook. The results obtained are variable trust, ease of transaction and quality of information positively affect the interest in buying online on facebook.
Analisis Tingkat Kesehatan Bank Dengan Metode CAMEL Pada Laporan Keuangan PT. BPRS LT Nur Safira Aulia Nurul Mahmudah; Abdurrahman Faris Indriya Himawan; Anita Akhirruddin
ILTIZAM Journal of Shariah Economics Research Vol. 6 No. 2 (2022): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

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Abstract

Existence in banking as a fund-raising institution in the community has increased, marked by an increase in the distribution of public funds towards the banking sector. This increase also increases the risks faced by banks. Based on this, it is important for banks to implement prudential banking to maintain their health. Measuring the soundness level of a bank has been regulated based on Bank Indonesia regulations by issuing SK No. 30/11/KEP/DIR April 30, 1997 concerning procedures for assessing the soundness of a bank which contains aspects of research objectives are banking. Financial performance can be reviewed and assessed using the CAMEL approach, which is a method that includes Capital, Asset Quality Assets, Management, Equity, Liquidity. This research was conducted with the aim of assessing financial performance. While the method used in this research is descriptive qualitative.Keywords: bank, bank health, financial statements, CAMEL
A Pendampingan Peningkatan Pemberdayaan Masyarakat Kelurahan Prambangan Kabupaten Gresik Melalui Pelatihan Literasi Keuangan Di Masa Pandemi Covid-19 Anita Akhirruddin
Jurnal Pengabdian Manajemen Vol 1 No 2 (2022): Jurnal Pengabdian Manajemen
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jpmanajemen.v1i2.3174

Abstract

The Corona (Covid-19) outbreak that emerged in 2020 in Indonesia. The world economy has been is shambles due to the weakening of world economic growth, including Indonesia. This has resulted in many households experiencing economic diffuculties as a result of declining incomes due to the declining purchasing power of the people. This decline in family makes housewives as a Financial Planner to be wise in managing household finances during this pandemic. For this reason, in the communty service, it is necessary to provide education regarding good financial planning for business continuity and family finances. After trainning and mentoring, there was an increase from 36 npercent to 80 percent in the form of the financial recording process using available applications, how to get a loan and what are the conditions. Assitance related to the use of e-commerce platforms that can reach a wider range of consumers. This assistance also explains how our products can be accepted by consumers, especially processed food, for that it is necessary to create an SPP-IRT that gives a sense of trust because it already has a distribution permit that already meets foot safety standards.
Pendampingan Peningkatan Pemberdayaan Masyarakat Di Desa Prambangan Kabupaten Gresik Anita Akhirruddin
Jurnal Pengabdian Manajemen Vol 2 No 1 (2022): Jurnal Pengabdian Manajemen
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jpmanajemen.v2i1.4261

Abstract

Permasalahan ekonomi di daerah pesisir menyangkut kebijakan ekonomi makro, kemiskinan, kesenjangan dalam pendapatan, kesenjangan kepemilikan sumber daya alam menjadi faktor utama penyebab kemiskinan. Upaya peningkatan pemberdayaan masyarakat dengan melihat sumber daya lokal yang ada menjadi sasaran pengabdian masyarakat yang dilakukan di Desa Prambangan sebagai salah satu desa yang berada di Kabupaten Gresik dengan potensi berupa hasil produk UMKM seperti sapit bandeng sebagai produk andalan, agar dapat menjangkau pasar sasaran yang lebih luas maka perlu dilakukan model pemasaran yang lebih kekinian yaitu secara e-commerce melalui platform online shop yaitu Tokopedia, Shopee, dan Bukalapak. Dengan pemberian pelatihan ini diharapkan dapat meningkatkan penjualan dari Sapit Bandeng ini. Pendampingan ini memberikan pelatihan bagaimana cara mendaftar di Tokopedia, membuat kemasan yang menarik, dan berbagai promosi yang dapat menarik minat konsumen online. Serta pemberian pelatihan budidaya lele di ember (Budidamber) sebagai salah satu upaya ketahanan pangan bagi keluarga.
Strategi Pemberian Kredit dalam Pencegahan Kredit Macet pada PT. BPR Bank Jombang Perseroda Silvy Rachmawati; Anita Akhirruddin
VISA: Journal of Vision and Ideas Vol. 4 No. 1 (2024): VISA: Journal of Vision and Ideas
Publisher : IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/visa.v4i1.2159

Abstract

This research aims to develop strategies regarding good credit granting procedures to reduce the occurrence of problem loans at PT. BPR Bank Jombang Perseroda. So this research can be a reference in managing bank management and for consideration in decisions for each activity, especially those related to the distribution of funds. The research method uses documentation, interviews and literature study. The data source in this research is primary data in the form of interviews with several PT employees. BPR Bank Jombang Perseroda, as well as secondary data in the form of annual reports and collectibility at PT. BPR Bank Jombang Perseroda. This type of research is descriptive with a qualitative approach. Data analysis uses the Miles and Huberman model, namely data reduction, data display, and drawing conclusions and verification. Research results: In the discussion that has been explained, the credit distribution activities of PT. BPR Bank Jombang Perseroda goes through several stages and procedures, namely starting with a credit application by filling out a credit application form according to the type of credit being applied for, carrying out a credit feasibility analysis, then deciding whether to approve the credit application or not according to the calculations made, until the disbursement process. There are several factors that are analyzed by financial institutions before approving a credit application, including business prospects, debtor performance and ability to pay. The benchmark for granting credit or the technique for analyzing the character of prospective debtors carried out by Bank Jombang is through the BI Checking process. Apart from that, the things that the bank must consider when granting credit are, Personality, Party, Purpose, Prospect, Payment, Profitability , and Protection.
Co-Authors Abdurrahman Faris Indriya Himawan Nur Safira Aulia Nurul Mahmudah Silvy Rachmawati