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All Journal Jurnal Ilmiah Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah
Asnaini Asnaini
Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Kepuasan Belanja Fashion Online dan Offline (Studi pada Muslimah Kecamatan Selebar Kota Bengkulu Provinsi Bengkulu) Nurhasanah Fitri Ayu; Yulina Agata; Mepin Satriani; Asnaini Asnaini; Debby Arisandi
Ekonomis: Journal of Economics and Business Vol 6, No 1 (2022): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v6i1.446

Abstract

The purpose of this study is 1) to determine the effect of product quality, price, service quality, emotional factors, cost and convenience on fashion online and offline. 2) to compare fashion online and offline. This type of research is comparative associative with a quantitative approach. The research subjects were 130 women aged 20-40 years in Selebar District, Bengkulu City.was a Purposive sampling technique used to take samples. Data analysis used multiple linear regression and dependent t-test. The results showed that there was a simultaneous influence of product quality, price, service quality, emotional factors, cost and convenience on fashion online and offline. From the results of the equation product quality, price, cost and convenience affect offline, service quality and emotional factors have no effect offline. Meanwhile, from the results of the equation product quality, price, and service quality do not affect online fashion, emotional factors, cost and convenience influence online fashion. The results of this study also mention that there is a difference between fashion online and offline
HARUSKAH NEGARA IKUT SERTA DALAM PELAKSANAAN IBADAH ZAKAT? Asnaini Asnaini
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4488

Abstract

The research aims to analyze the basic and important reasons of the state involment in the implementation of zakat. This research uses a descriptive-qualitative method with secondary data. Analyze and compare references from texts and expert opinions, then conclude. The results show that the importance of the presence of the state in the implementation of zakat is not without basis. The presence of the state can bring good effects from realized zakat. State tasks such as providing comfort and security to the community and eliminating class conflicts due to sharp differences in income can be accomplished by enforcing the law of zakat. Zakat will support the formation of economic conditions that are growth with equity, increase productivity coupled with equal distribution of income and increase employment opportunities for the community, and are potential sources of spending and resources to overcome various kinds of social costs resulting from human relations. Zakat is also able to build economic growth as well as equitable income economic growth with equity. This will indirectly prevent the practice of usury, the creation of economic cooperation, the existence of social security, and most importantly can lift the economy of the weak. Herein lies the importance of the presence of the state in regulating the implementation of zakat and its management. The order created will ensure that the benefits and functions of zakat, such as worship, economic, social, health, and educational functions can be realized. The state needs zakat.
Faktor-Faktor Yang Mempengaruhi Produktivitas Tenaga Kerja Pada PTPN VII Seluma Kurnia Permatasari; Cindy Tiara Putri; Asnaini Asnaini; Evan Stiawan
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 3 No. 4 (2022): MSEJ : Management Studies and Entrepreneurship Journal
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v3i4.992

Abstract

Riset ini dicoba dengan tujuan buat mengetahui variabel apa saja yang menjadi pendorong rendahnya produktivitas kerja pada PTPN VII Seluma. Data primer dalam penelitian ini diperoleh dari personil manufaktur PTPN VII dengan cara observasi serta penyebaran angket, sebaliknya informasi sekunder didapat dari buku, artikel serta harian. Metode riset yang dipakai periset merupakan tata cara deskriptif dengan pendekatan kuantitatif asosiatif. Sampel sebanyak 60 partisipan dipilih dengan menggunakan pendekatan probability sampling dengan menggunakan rumus slovin, sedangkan strategi pengelolaan data dalam penelitian ini menggunakan uji confirmatory factor analysis (CFA) dengan menggunakan program SPSS. Analisis ini digunakan untuk mengevaluasi suatu model instrumen. Berdasarkan temuan penelitian yang telah dilakukan usia, pendidikan, pengalaman kerja, dan gaji merupakan karakteristik yang dapat mempengaruhi produktivitas. Oleh karena itu, ada berbagai aspek yang perlu dikaji, terutama faktor usia yang paling krusial karena dari data yang telah dievaluasi hanya usia yang memiliki nilai signifikansi rendah. Kata Kunci : Produktivitas, Umur, Pendidikan, Pengalaman Kerja, dan Upah
Mengukur Kesiapan Sumber Daya Manusia Institut Agama Islam Negeri Menuju Universitas Islam Negeri Asnaini Asnaini; Irwan Abdullah; Fatimah Fatimah; Riri Novitasari
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i2.7973

Abstract

The transfer of the status of Islamic religious universities has the aim that Islamic education has breadth in developing general science based on Islamic science. Among practitioners and activists, this is known as scientific integration. In addition, transformation (alih status) has a very significant impact on all sides. Especially human resources, the main thing is lecturers. This study analyzed the readiness of lecturers' human resources at I.A.I.N. Bengkulu. This study used primary and secondary data—mapping and analyzing the real data of lecturers both in quantity and quality. The results showed that I.A.I.N. Bengkulu has lecturers who are lacking in quantity and low in quality. To solve this problem, UIN FAS Bengkulu must have a roadmap for developing lecturer competencies. The roadmap is structured correctly and done consistently. During the first five years, I.A.I.N. Bengkulu became UIN FAS Bengkulu was strongly encouraged to focus on the development of lecturers and returned to be carried out consistently for the next five years. If it is not done, it will have an impact on the development of the institution in the next ten years. 
Zakat menjadi Instrumen dalam Mewujudkan Stabilitas Perekonomian Asnaini Asnaini
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 1 (2023)
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i1.12181

Abstract

Zakat that is managed properly and professionally will support the formation of economic conditions that grow with equity, increase productivity accompanied by equal distribution of income and increase employment for the community. Potential as a source of spending in Muslim communities, a source of funds to overcome various kinds of social costs caused by human relations, and able to build economic growth as well as the inclusion of income economic growth with equity. This will indirectly prevent usury practices, create economic cooperation, and social security, and most importantly can lift the economy of weak people which has an impact on maintaining economic stability. This is where the importance of the role of the state in the management of zakat lies, so that economic, social, and educational functions in Zakat obligations can be realized.
Analisis Pengelolaan Keuangan Sekolah Di Yayasan Madrasah Aliyah Darul Qalam Deni Saputra; Rizky Hariadi; Asnaini Asnaini
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 2 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i3.7287

Abstract

This research was conducted with the aim of understanding how to use the principles of openness and responsibility in the field of school finances at Madrasah Aliyah Darul Qalam. How to research using one type of research, namely the type of field research (field research) using a qualitative descriptive approach. This study found that the application of the principles of openness and responsibility at the Darul Qalam Madrasah Aliyah Foundation has gone quite well, that is, there is interference from all the school environment, starting from the committee, treasurer, teachers and others. The fact is that all implementation of financial reports is open and in accordance with applicable regulations. Keywords: Transparency, Accountability, Management School Finance
Analisis Perilaku Konsumtif Pengguna Layanan Buy Now Pay Later dalam Konsep Konsumsi Menurut Muhammad Abdul Mannan Triyana Triyana; Asnaini Asnaini; Miko Polindi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): INPRESS : Artikel Periode Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1605

Abstract

Tujuan penelitian ini adalah untuk menganalisis dan menilai kesesuaian perilaku konsumtif mahasiswa pengguna layanan Buy Now Pay Later dalam konsep konsumsi menurut Muhammad Abdul Mannan. Penelitian ini merupakan penelitian lapangan yang menggunakan metode deskriptif kualitatif, dilakukan sejak Juni 2023 hingga Maret 2024, yang memfokuskan pada 14 mahasiswi dan 1 mahasiswa angkatan 2020, Program Studi Ekonomi Syariah, Universitas Islam Negeri Fatmawati Sukarno Bengkulu sebagai informan utama. Teknik pengumpulan data dilakukan melalui observasi langsung, wawancara mendalam, dan dokumentasi untuk mengumpulkan data yang akurat dan objektif mengenai fenomena di lapangan. Analisis data dilakukan melalui reduksi data, penyajian data, serta penarikan kesimpulan untuk menginterpretasikan data yang diperoleh. Hasil penelitian menunjukkan bahwa dalam penggunaan layanan Buy Now Pay Later oleh mahasiswa memiliki dampak yang ganda. Di satu sisi, layanan Buy Now Pay Later memberikan kemudahan dan fleksibilitas dalam memperoleh barang atau layanan tanpa menunggu ketersediaan dana. Di sisi lain, penggunaan berlebihan layanan ini dapat menjerumuskan mahasiswa ke dalam siklus utang, terutama bagi mereka yang kurang memiliki literasi finansial. Dampak negatif ini diperparah oleh perilaku konsumtif yang didorong oleh gratifikasi instan. Selain itu, perilaku konsumsi mahasiswa tersebut nyatanya seringkali bertentangan dengan prinsip-prinsip konsumsi yang diajarkan oleh Muhammad Abdul Mannan, seperti keadilan, kebersihan, kesederhanaan, kemurahan hati, dan moralitas, yang semuanya menekankan pentingnya keseimbangan, tanggung jawab, dan pertimbangan etis dalam konsumsi.
Efektivitas Pendistribusian Dana Zakat Di Inisiatif Zakat Indonesia Perwakilan Bengkulu Dengan Pendekatan Zakat Core Principle Muhammad Pebri Yanto; Asnaini Asnaini; Andi Harpepen
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10468

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pendistribusian dana zakat dan efektivitas pendistribusian dana zakat di Lembaga Inisiatif Zakat Indonesia (IZI) Perwakilan Bengkulu. Penelitian ini merupakan penelitian lapangan (field research) dengan menggunakan pendekatan kualitatif deskriptif. Metode pengumpulan data dilakukan dengan mengadakan wawancara, observasi, dan dokumentasi. Teknik analisa data menggunakan model Miles and Huberman, yakni reduksi data, penyajian data/deskripsi, dan penarikan kesimpulan. Hasil penelitian yang diperoleh adalah pertama Pendistribusian dana zakat di IZI Perwakilan Bengkulu didistribusikan kepada seluruh golongan mustahik kecuali budak. Program IZI Perwakilan Bengkulu yaitu: Program bidang pendidikan, kesehatan, kemanusiaan, dakwah dan ekonomi. Kedua efektivitas pendistribusian dana zakat di IZI Perwakilan Bengkulu dengan menggunakan Zakat Core Principle (ZCP) ada dua kategori yakni dengan perhitungan Disbursement Collection Ratio (DCR) dan Kecepatan Waktu. Perhitungan menurut DCR tahun 2021 sebesar 64%, tahun 2022 sebesar 81%, dan tahun 2023 sebesar 68% sehingga masuk kategori DCR efektif. Hal ini memberikan arti bahwa IZI Perwakilan Bengkulu telah mendistribusikan secara efektif baik dari segi rasio DCR maupun kecepatan waktu distribusi masuk dalam kategori cepat.
Co-Authors Andi Harpepen Cindy Tiara Putri Debby Arisandi Deni Saputra Evan Stiawan Fatimah Fatimah Irwan Abdullah Kurnia Permatasari Mepin Satriani Miko Polindi Muhammad Pebri Yanto Nurhasanah Fitri Ayu Riri Novitasari Rizky Hariadi Triyana Triyana Yulina Agata