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All Journal At-Taradhi: Jurnal Studi Ekonomi
Fithriana Syarqawie
FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN ANTASARI
Economics, Econometrics & Finance Education

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FUNGSI JAMINAN DALAM PEMBIAYAAN MUSYARAKAH (STUDI PADA PT BANK KALSEL SYARIAH CABANG BANJARMASIN) Syarqawie, Fithriana; Syaifurrahman, Syaifurrahman
At-Taradhi Vol 5, No 2 (2014)
Publisher : IAIN Antasari

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Abstract

Basicly Musyarakah in fiqh muamalah is agreement of trust (amanah), which each of partners be rialiable with their own partner that have agreement with them, then in agreement of musyarakah each of partners do not allowed to ask for assurance to other partners. This research uses field research method by directly interviews the authorities of PT Bank Kalsel Syariah Banjarmasin Branch. The result of the procedure of musyarakah finance which is given by PT Bank Kalsel Syariah Banjarmasin Branch  is a coorperation agreement between the bank and the clients where each of partners gives the contribution of fund and work in undertaking productive business. The profit result divide based on nisbah that has been agreed and one of the partners can ask the more pofit based on their works and the loss devides proportionally based on the fund that had been deposited by each of partners. The client is asked to include the additional material wealth assurance that worth of the price as a serious prove and responsible reflection of the clients to undertake a coopertion and also as bank media in undertaking the principle of carefulness in giving the finance. 
FUNGSI JAMINAN DALAM PEMBIAYAAN MUSYARAKAH (STUDI PADA PT BANK KALSEL SYARIAH CABANG BANJARMASIN) Syarqawie, Fithriana; Syaifurrahman, Syaifurrahman
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 2 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v5i2.219

Abstract

Basicly Musyarakah in fiqh muamalah is agreement of trust (amanah), which each of partners be rialiable with their own partner that have agreement with them, then in agreement of musyarakah each of partners do not allowed to ask for assurance to other partners. This research uses field research method by directly interviews the authorities of PT Bank Kalsel Syariah Banjarmasin Branch. The result of the procedure of musyarakah finance which is given by PT Bank Kalsel Syariah Banjarmasin Branch is a coorperation agreement between the bank and the clients where each of partners gives the contribution of fund and work in undertaking productive business. The profit result divide based on nisbah that has been agreed and one of the partners can ask the more pofit based on their works and the loss devides proportionally based on the fund that had been deposited by each of partners. The client is asked to include the additional material wealth assurance that worth of the price as a serious prove and responsible reflection of the clients to undertake a coopertion and also as bank media in undertaking the principle of carefulness in giving the finance.
Co-Authors Syaifurrahman Syaifurrahman