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Millenials Endorse Environment Factors as Continuance Intention of the Mobile Payment Technology During Covid-19 in Indonesia Dewi Tamara; Catherine Widjaja; Fellia Elista; Sarah Yassar
Journal of Research in Business, Economics, and Education Vol. 3 No. 4 (2021): August
Publisher : Kusuma Negara Business School

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Abstract

The purpose of this paper is to determine the effect of additional value, government support and system quality as environmental factors towards continuance intention of mobile payment during COVID-19 in Indonesia through satisfaction as a mediating variable. The study highlights how environmental factors can increase millennials' satisfaction in using mobile payments intention during COVID-19. Data were collected from 268 mobile payment users who transact more than three times a week using a purposive sampling approach through a questionnaire. This study uses SEM with SmartPLS software. The results showed that user satisfaction as a mediation significantly influenced the continuance intention of mobile payment during COVID-19. User satisfaction is directly influenced by environmental factors, which contained additional value, government support, and system quality. Moreover, system quality shows the most significant influence followed by additional value and government support. This study only focuses on the millennial generation in Indonesia, where the use of mobile payments is not only used by the millennial generation. This study also only focuses on conditions during the COVID-19 pandemic. This study proposed a research model adapted from the Technology Continuance Theory (TCT) and Technological Personal Environmental (TPE) models to measure the continuance intention of mobile payments. This study provides insight that environmental factors such as additional value, government support, and system quality can increase customer satisfaction and the continuance intention to use mobile payments. In addition, this study also provides insights for related parties such as mobile payment service providers, the government, and network operators in optimizing mobile payment services.
Implementation of 5R, Reward And Working Safety On Productivity Construction Project Dewi Tamara; Aditya Cahyo Nugroho; Denny I. Ardiansyah
Journal of Research in Business, Economics, and Education Vol. 3 No. 5 (2021): October
Publisher : Kusuma Negara Business School

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Abstract

The development of construction businnes is highly increased. It is caused by the improvement of productivity on the project division of power plant and industrial plant. The achievement of productiovity effort is a performance measurement of a corporation. The study aims at investigating the impact or contribution of 5R implementation, Rewards, and Working Safety on productivity of commissioning working stage on construction project of PT Wijaya Karya (Persero) Tbk. The method of the study was quantitative using multiple regression statistic test to know the influence among variables. Sample of the study were workers of Operation Directorate II having duty on Engineering and Commissioning functions. The result of the study showed that the implementation of 5R, rewards and working safety either simulatenously or partially had positive and significant influence on the productivity of the commissioning working stage on the construction project of PT Wijaya Karya (Persero) Tbk.
Do Overconfidence and Herding Affect Stock Investment Decision? Indonesian Cases During Pandemic Covid-19 Dewi Tamara
MIX: JURNAL ILMIAH MANAJEMEN Vol 12, No 3 (2022): MIX: JURNAL ILMIAH MANAJEMEN
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jurnal_mix.2022.v12i3.012

Abstract

Objective: To analyze the effect of overconfidence and herding on stock investment decision-making with risk perception as a mediating variable and financial literacy as a moderating variable.Methodology: The survey was launched and replied by 99 stock investors. The data is analyzed using Structural Equation Modeling with the software Smartpls 3.0.Findings: The results show that herding had a positive and significant effect on stock investment decisions. Overconfidence does not have either a direct or indirect effect on stock investment decisions. Risk perception also does not mediate overconfidence in stock investment decisions. The Herding variable has an effect on stock investment decisions. However, financial literacy does not moderate herding and stock investment decisions. This research contributes in several ways. Firstly, overconfidence is not proven to indirectly affect stock investment decisions through risk perception. In other words, risk perception does not have a mediation effect.  Overconfidence also does not affect stock investment decisions directly.  Secondly, herding affects stock investment decisions positively. Finally, financial literacy does not moderate herding and stock investment decisions.Conclusion: The result showed that there was a significant positive effect of herding on stock investment decisions. Risk perception does not mediate overconfidence and stock investment decisions. Financial literacy does not moderate herding and stock investment decisions. Overconfidence also does not have a relation to stock investment position. In this research, the stock investment decision is mostly influenced by herding.
EXPLORING PERCEPTION OF POST GRADUATE STUDENTS TOWARDS VIDEO BASE LEARNING Anita Maharani; Dewi Tamara
Jurnal Muara Pendidikan Vol 6 No 2 (2021): Jurnal Muara Pendidikan Volume 6 No 2, Desember 2021
Publisher : LP3M Universitas Muhammadiyah Muara Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (179.653 KB) | DOI: 10.52060/mp.v6i2.578

Abstract

This study aimed to find out the views of students at the undergraduate level about learning using video-based learning. The method used in this research is classroom action research, and this research was conducted in the Master of Management program, Bina Nusantara University, located in Jakarta. This research was done between the 2019 – 2020 academic year and the Covid-19 pandemic between February 2020 and June 2020. The subjects within the study were first-year students in the second-level program, and of the 25 people in the class, three volunteers participated in this research. The results of this study indicate that the possibility of successful video-based learning and the results obtained have the opportunity to have a positive impact on learning at the second-level level, only with a note that input from participants needs to be considered, including those related to the duration and appearance of video-based learning.
THE PENGARUH LITERASI KEUANGAN DIGITAL TERHADAP KESEJAHTERAAN KEUANGAN MELALUI PERILAKU PENGELUARAN, MENABUNG DAN INVESTASI DI INDONESIA Benny Jhonson; Rike Andriani; Irma Noviana; Dewi Tamara
JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW Vol. 6 No. 2 (2023): JBSMR, Vol. 6 No.2, June 2023
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v6i2.24793

Abstract

This study aims to determine if spending, saving, and investment behavior, via the mediation of digital financial literacy (DFL), influences Indonesians' financial well-being (FWB). An online survey with a sample size of 403 participants received a 77% response rate. The Structural Equation Model using SmartPLS showed that DFL influences FWB by mediating spending, saving, and investment behavior. Based on this result, the government is suggested to improve the level of DFL in Indonesian people through an educational curriculum that can pay attention to spending, saving, and investment behavior to maximize FWB.