Article Per Year (5 Year)
p-Index From 2019 - 2024
0.444
P-Index
This Author published in this journals
All Journal AL-ARBAH: Journal of Islamic Finance and Banking Jurnal Ekonomi Syariah Pelita Bangsa
Muhammad Djakfar
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Economics, Econometrics & Finance Education

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Customer Perceptions of Murabahah Financing on MSMEs Muflih Khallab Al Mustaqim; Muhammad Djakfar; Misbahul Munir
AL-ARBAH: Journal of Islamic Finance and Banking Vol 2, No 2 (2020)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2020.2.2.7259

Abstract

Purpose - This study aims to examines the concept and implementation strategy of murabahah financing in the development of MSMEs and customer perceptions of murabahah financing at Bank BRI Syariah Jambi Branch Office.Method - This research uses a qualitative approach with a type of case study. The research data were obtained by conducting in-depth interviews, observation and documentation. MethodMiles and Huberman were used as data analysis techniques by way of data reduction, data presentation and drawing conclusions / verification.Result - Murabahah financing at BRI Syariah Bank Jambi Branch Office using murabahah with installments (bitsaman ajil). The next concept is to combine the wakalah and murabahah contracts. The strategy chosen in an effort to increase murabahah financing is to implement two strategies simultaneously, namely the internal strategy and the external strategy. Meanwhile, the perceptions of murabahah financing customers on the development of MSMEs are generally satisfied with the systems, regulations and services provided. However, customers' understanding of the concept of Islamic banking is still minimal.Implication - Optimizing the strategy for increasing financing and disseminating the understanding of the Islamic banking concept to customers and the general public at large.Originality- This study aims to determine the perceptions of Islamic bank customers about murabahah financing in Jambi City. 
NILAI KEISLAMAN DAN KEARIFAN LOKAL DALAM PENGEMBANGAN PARIWISATA HALAL PASCA COVID 19 DI KOTA MALANG Budiyono Santoso; Muhammad Djakfar
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 01 (2022): JESPB Edisi April 2022
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i01.321

Abstract

Cultural and religious values ​​have great potential in the development of halal tourism. Religious values ​​and local wisdom can play a role both in destination development and in tourist services. The city of Malang as one of the pilots of the halal tourism city project, can take advantage of Islamic values ​​and local wisdom that exists in the community to develop halal tourism. This article seeks to explore Islamic values ​​and local wisdom of the people of Malang City and their implementation in the development of halal tourism. This study proposes prophetic traits (shiddiq, amanah, tabligh, fathonah) as Islamic values ​​to be used in the development of halal tourism in Malang City. Meanwhile, diversity, progressiveness and egalitarianism are values ​​of local wisdom that support the development of Halal tourism in Malang City. The prophetic nature in the development of halal tourism in Malang is implemented, one of which is the commitment to meet the standard of the halal assurance system, Clean, Health, Safety, and Environmental Sustainability (CHSE) certification, attention to environmental sustainability, community empowerment and the development of promotional innovations with information technology and social media. While the "arek" culture in Malang City with the characteristics of diversity, open to change, adaptable, egalitarian and progressive is implemented in the development of thematic villages and the active role of the community in the development of tourist destinations in Malang City.
Co-Authors Budiyono Santoso Misbahul Munir Muflih Khallab Al Mustaqim