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Investasi Syariah Sebagai Strategi Mikroekonomi Islam Asyari Hasan; Muhammad Raja Perkasa Alam Harahap
Edukasi: Journal of Educational Research Vol. 1 No. 2 (2021): Agustus
Publisher : Edukasi: Journal of Educational Research

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Abstract

Tulisan ini meneliti tentang konsep investasi syariah sebagai strategi mikroekonomi Islam. Penelitian ini berjenis penelitian kepustakaan library research dengan menggunakan metode kualitatif. Penelitian ini menemukan bahwa dengan investasi merupakan strategi yang efektif dalam meningkatkan mikroekonomi. Karena dengan berinvestasi, seorang investor dan orang menjalankan usaha akan mendapatkan keuntungan bersama. Sehingga, kesejahteraan ekonomi secara kolektif akan terbangun. Selain itu, setiap muslim yang berinvestasi, tidak hanya mendapatkan keuntungan secara materi belaka. Melainkan kepuasan batiniyah juga dapat ia rasakan, karena sudah menggugurkan kewajibannya sebagai seorang hamba dengan cara menolong sesama muslim. Sebagaimana yang telah dianjurkan oleh Allah SWT dalam firman-Nya; dan saling tolong menolonglah kalian dalam kebaikan dan taqwa.
Analisis Keputusan Menteri Agama Republik Indonesia tentang Pembatalan Keberangkatan Jamaah Haji : (Studi Pendekatan Qawa’id Ushuliyah dan Fiqhiyah dalam Lingkup Fikih Muamalah) Asyari Hasan; Nofrianto; Muhammad Raja Perkasa Alam Harahap
Al-Mizan (e-Journal) Vol. 17 No. 2 (2021): Al-Mizan (e-Journal)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Institut Agama Islam Negeri Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/am.v17i2.2349

Abstract

This paper analyzes the decision of the Minister of Religion of the Republic of Indonesia regarding the cancellation of the departure of the Hajj congregations with the qawa'id ushuliyah and qawa’id fiqhiyah approaches. This type of research is library research. The results that the qawa'id ushuliyah of the Minister of Religion's decision to cancel the departure of Indonesian Hajj congregations is QS Al-Maidah/5 verse 32 and the hadith of the Prophet Muhammad saw. which reads; If you get information about an epidemic in an area, don't enter that area. However, if the plague is where you live, then don't leave where you live. Meanwhile, the qawa'id fiqhiyah of the Minister of Religion's decision to cancel the departure of Indonesian congregations as follows: First, darul mafasidi muqaddamun ‘ala jalbil maṣalihi (to destroy damage is more important than doing good), Second, lã darãra walã dirãra (not allowed to harm, something dangerous and dangerous), Third, taṣarruful imam manutun bimaslahatil ra'iyyah (leadership policies must be based on the safety of the people), and Fourthly, al-ḍarãru yuzãlu (adversity must be eliminated). This study aims to find out the legal basis for the Minister of Religion in deciding to cancel the departure of the Hajj congregations in the last two years and to give views to the Indonesian people, especially the congregations whose departure has been postponed so that they are wise in responding to the Minister of Religion's decision.
Kerangka Regulasi dan Fatwa Transaksi Akad Hawalah Pada Perbankan Syariah Nofrianto; Dhiyaa Meuthia Faiqah Erba; Riski Eka Lestari; Muhammad Raja Perkasa Alam Harahap
Al-Mizan (e-Journal) Vol. 18 No. 1 (2022): Al-Mizan (e-Journal)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Institut Agama Islam Negeri Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/am.v18i1.2544

Abstract

Profit and loss is something that will be encountered in the business world. If there is a loss, one form of conception is the transfer of debt. This study aims to determine the application of the concept of debt transfer in Islam and its regulatory framework. The results of the study found that the transfer of a debt in Islam is known as hawalah. Hawalah is the transfer of debt or receivables from the creditor to the guarantor for repayment of the debt. The concept of hawalah is to transfer debt from muhil as the first debtor to the muhal'alaih as the second debtor. The application of hawalah in the world of Islamic banking consists of hawalah muqayaddah and hawalah mutlaqah. In addition, several regulations were found in the form of fatwas, but the rules of the hawalah’s fatwa still need to be studied further regarding their application in the service activities of Islamic finance companies.