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All Journal Jurnal Ekonomi dan Perbankan Syariah
Nining Nurhasanah
Sekolah Tinggi Ekonomi Islam (STEI) SEBI
Economics, Econometrics & Finance Social Sciences

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THE EFFECT OF THE PERCEPTION OF ELECTRONIC MONEY ON CONSUMPTIVE BEHAVIOR OF STEI SEBI STUDENTS Nailah Fauziah; Nining Nurhasanah
Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2020): JURNAL EKONOMI DAN PERBANKAN SYARIAH
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v8i1.176

Abstract

In the era of industrial revolution 4.0, technological developments made changes in the lifestyle of the modern generation. The purpose of this study was to analyze the perception of the use of electronic money, whether it supports the consumptive research of STEI SEBI students. The electronic money acceptance model in this study uses the Technology Acceptance Model (TAM), and the indicators used to measure the consumptive level of STEI SEBI students are indicators of consumptive behavior. The research used descriptive-quantitative. The data used are primary data sent from questionnaires distributed to STEI SEBI students. The method of analysis in this study uses a simple regression analysis. The results of this study indicate that electronic money has a positive and significant influence on the consumptive students of STEI SEBI, users using high electronic money than making consumptive STEI SEBI students will also increase.
Analysis of the Effect of Inflation, BI Rate, and Exchange on Profitability of Sharia Banks in Indonesia (Period 2014-2020) Ihza Della Priskila; Nining Nurhasanah
Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2021): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v9i2.283

Abstract

This study aims to analyze the Influence of Inflation, BI rate and Exchange Rate on The Profitability of Sharia Banks In Indonesia for the period 2014-2020. The type of research is quantitative descriptive, with multiple linear regression analysis processed using SPSS software. Using the annual time series 2014-2020 data published on the OJK official website. The population and sample of 34 BUS and UUS were published in the Islamic banking statistics report by the OJK. The results of this study show that inflation has no partial effect on the profitability of sharia banks in Indonesia, while Bi rates negative affect and significant the profitability of sharia banks in Indonesia. And Exchange rates positive affect and siginificant. However, simultaneousy all independent free variables affect the profitability of sharia banks, and are able to explain the dependent variable of 70% and the remaining 30% are explained by other models not discussed in this study.
Analysis of Efficiency Level of SRB West Java Region for the period of 2018-2020 Lu’lu Dzahidah; Firmansyah Firmansyah; Nining Nurhasanah; Aziz Budi Setiawan
Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 1 (2022): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v10i1.315

Abstract

This study aims to measure the efficiency level of Islamic Rural Bank (BPRS) using the Data Envelopment Analysis (DEA) method. The research is a quantitative study using secondary data. The population in this study are all BPRS in the West Java region registered with the financial services Authority as of December 2018 as many as 27. And the sample used in this study was 12. This study used an intermediation approach with orientation input and using BBC/VRS measurements. The result of this study is 1 BPRS that achieve perfect efficiency levels achieve perfect efficiency levels in constant positions base on Score (SE).
Co-Authors Aziz Budi Setiawan Firmansyah Firmansyah Ihza Della Priskila Lu’lu Dzahidah Nailah Fauziah