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All Journal TAMWIL: Jurnal Ekonomi Islam ZAWA:Management of Zakat and Waqf Journal
Rizal Fahlefi
Unknown Affiliation
Religion Economics, Econometrics & Finance

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PEMBIAYAAN MUSYARAKAH DI PT. BPR SYARIAH AL-MAKMUR LIMBANANG Intan Purnama Sari; Rizal Rizal; Rizal Fahlefi
Tamwil Vol 5, No 1 (2019)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (164.173 KB) | DOI: 10.31958/jtm.v5i1.2276

Abstract

This study aims to describe and understand the system of profit sharing for musyarakah financing. This study uses a qualitative descriptive type and field study research method by conducting interviews and documentation. The results of the study show that the profit sharing system applied by PT. BPR Syariah Al-Makmur uses revenue sharing, with profit sharing for banks calculated from the results of financing given divided by the total value of the project and multiplied by the estimated profit sharing ratio. The researcher concluded that the profit sharing system of Islamic banks as a whole was in accordance with the rules. The researcher suggested that banks use a profit sharing system, with the burden of costs being borne by banks and customers, so that there is a form of justice in musyarakah financing
Manajemen Pendistribusian Zakat Produktif Pada Badan Amil Zakat Nasional (BAZNAS) Kota Padang Panjang Amri Effendi; Widi Nopiardo; Rizal Fahlefi; Fitri Dayana
ZAWA: Management of Zakat and Waqf Journal Vol 1, No 2 (2021): ZAWA: MANAGEMENT OF ZAKAT AND WAQF JOURNAL
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v1i2.5062

Abstract

Useful zakat is a zakat circulation model which can make mustahiq produce something persistently, with zakat resources that have been gotten. This review means to recognize and portray the dispersion of useful zakat conveyed by BAZNAS Padang Panjang City to the local area to increment mustahiq pay and to distinguish and depict the deterrents looked by BAZNAS Padang Panjang City in appropriating the useful zakat. The sort of exploration that scientists use is field examination or field research. The exploration strategy utilized is illustrative subjective technique. The circulation of useful zakat completed by BAZNAS Padang Panjang City depends on the Padang Panjang Makmur Program where the general execution has been working out positively. Be that as it may, BAZNAS Padang Panjang City is as yet encountering issues in the conveyance, remembering the absence of HR for overseeing mustahiq who get useful zakat, overall the mustahiq zakat in Padang Panjang City has gotten useful zakat, so from the SOP side of BAZNAS they deferred the dispersion due to mustahiq zakat. can just get zakat 1 (once) in 3 years except if their business encounters a catastrophe
Co-Authors Amri Effendi Fitri Dayana Intan Purnama Sari Rizal Rizal Widi Nopiardo