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All Journal Banco: Jurnal Manajemen dan Perbankan Syariah Journal of Economic Development and Village Building
Toto Suharto
IAIN Syekh Nurjati Cirebon
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Pelaksanaan Pengawasan dan Pembinaan Pembiayaan Murabahah Bermasalah di KSPPS BMT Husnul Aulia Ciledug siti fatimah; Toto Suharto
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 2 No 1 (2020): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (231.385 KB) | DOI: 10.35905/banco.v2i1.1001

Abstract

This study aims to determine the implementation of supervision and fostering problematic murabaha financing at BMT Husnul Aulia Ciledug.This study uses qualitative research with data collection methods using interviews, observation and documentation and then analyzed using descriptive analysis.The results of this study: the implementation of preventive supervision of murabaha financing in BMT Husnul Aulia namely by carrying out administrative supervision namely checking all required documents and applying the principle of 6C in the analysis of financing, while the implementation of repressive supervision of murabaha financing is problematic by carrying out direct supervision of visiting places businesses of BMT members routinely and carry out indirect supervision, namely nominative checks. In addition to supervision, BMT Husnul Aulia conducts coaching that is by visiting the place of business or residence and providing input and solutions to problems that are being faced in the business so that financing problems arise. Keywords: Supervision, Guidance, Murabaha, Problem Funding.
ANALYSIS OF FACTORS INFLUENCING EMPLOYMENT OPPORTUNITIES IN WEST JAVA PROVINCE IN 2015-2020 Syuhada Akbar; Alivien Septian Haerisma; Toto Suharto
Journal of Economic Development and Village Building Vol. 1 No. 1 (2023)
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jedvb.v1i1.4

Abstract

The study aims to determine the impact of GRDP, PMDN, and FDI on job opportunities in West Java Province, either partially or simultaneously. This study used a quantitative research method which was conducted from January to June 2022. The data used came from the Central Statistics Agency (BPS) www.bps.go.id. The sampling technique used was purposive sampling. Processing flow the collected data is processed with SPSS version 20 and data testing is carried out, namely: Classical Assumption Test, Model Test, and Hypothesis Test. The results showed that GRDP had an effect on employment opportunities as evidenced by t count (17.485) > t-table (4.30265) and Sig count (0.003) < 0.05. PMDN affects the number of workers needed, t-count (133.218) > t-table (4.30265), and Sig count (0.000) < 0.05. Likewise, foreign investment has an effect on the required workforce with t-count (22.762) > t-table (4.30265) and Sig count (0.002) < 0.05. Gross Regional Domestic Product, Domestic Investment, and Foreign Investment have a simultaneous effect on employment opportunities, with F count (6247.864) > F table (19.00) and Sig count (0.000) < 0.05. So it can be stated that the GRDP, PMDN, and FDI variables simultaneously have a significant effect on the employment opportunity variable.
Co-Authors Alivien Septian Haerisma siti fatimah Syuhada Akbar