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All Journal Maksimum : Media Akuntansi Universitas Muhammadiyah Semarang JESI (Jurnal Ekonomi Syariah Indonesia) Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah The International Journal of Pegon Islam Nusantara Civilization JURNAL KEISLAMAN El-Qish: Journal of Islamic Economics Jurnal Ekonomi Pembangunan, Manajemen & Bisnis, Akuntansi IIJSE IJMA
M. Zidny Nafi' Hasbi
Universitas Alma Ata
Religion Arts Humanities Astronomy Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : IIJSE

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Ijarah Collaborative Service Model in Sharia Banking Chaidir Iswanaji; Aziz Muslim; M. Zidny Nafi' Hasbi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economic: July, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.1778

Abstract

Ijarah is a contract for the transfer of usufructuary rights over goods or services, through payment of rental wages, without being followed by a transfer of ownership of the goods themselves. The context of ijarah in Islamic banking is a lease contract in which a bank or financial institution leases equipment to one of its customers based on a definite predetermined cost. The research method is qualitative with a comparative study approach. Data collection techniques include observation, documentation, and deep interviews. The object of this research was carried out in the Yogyakarta area. The findings of the ijarah case presented in this study indicate that the services created jointly by customers, service organizations (Islamic banks), and assisting parties divide their roles into sub-roles assigned to individuals. This research provides a basic understanding of the development of a sharia service model, which can complement the current IFM to holistically capture both economic transactions and service elements, which are currently prevailing in the Islamic banking market.
Co-Authors Abdul Basit Akmal Ihsan Ardy Wibowo Aziz Muslim Chaidir Iswanaji Defia Ifsantin Maula Dimas Wibisono Firmansyah Firmansyah Hamim ILyas Imas Septia Lestari Marsuking Marsuking Meutia Layli Miqdam Maufur Nur Fitriyanto Nur Rofiq Orien Effendi Rahmawati Rani Rahayu Ridho Satria Harahap Silvia Waning Hiyun Puspita Sari