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All Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Perbankan Syariah
Sirrul Hayati
Universitas Islam Negeri Mataram
Economics, Econometrics & Finance Education

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Eksistensi Grab Food Terhadap Omzet Bisnis Kuliner Di Kabupaten Lombok Timur Sirrul Hayati; Siti Reuni Inayati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 6, No 1 (2022): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v6i1.5722

Abstract

The development of information technology in the era of the industrial revolution 4.0, increasingly affects the order of life. Ease of ordering, time and cost efficiency make online transportation superior to conventional transportation. In 2019, the people of East Lombok were introduced to online transportation, namely Grab. From 2019 to 2020 the number of culinary businesses that have joined Grabfood is 183 businesses. This study aims to determine the effect of the existence of the Grabfood service in increasing the turnover of culinary sales. The research location was conducted in East Lombok, especially in the city of Selong. Determination of respondents as the selected data source using purposive sampling technique. Collecting data using observation, interview and documentation techniques. Qualitative data analysis: data reduction, data exposure, and drawing conclusions. According to the results of interviews, observations and data collection, the results show that the more users of e-commerce, the more culinary transactions increase. The existence or existence of online transportation grabfood is influential and has a big impact on the culinary business in East Lombok, especially in the city of Selong. Not only in terms of increasing turnover but also providing free promotional media to introduce the location and menu so that it can be known by the wider community
Analisis Pengaruh Promosi dan Jaminan Rasa Aman Terhadap Keputusan Memilih Tabungan Mudharabah Bank NTB Syariah Mataram Abdul Hadi Sukmana; Muhammad Rido; Sirrul Hayati
Jurnal Perbankan Syariah Vol. 1 No. 1 (2022): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jps.v1i1.5273

Abstract

Dewasa ini, persaingan di sektor perbankan sudah sangat ketat, dan karena itu, supaya bank dapat bertahan, maka harus memperhatikan kegiatan promosi dan jaminan rasa aman sehingga dapat menarik pelanggan. Penelitian ini bertujuan untuk mengetahui pengaruh promosi, dan jaminan rasa aman terhadap keputusan nasabah menggunakan tabungan mudharabah di PT Bank NTB Syariah Mataram. Sampel penelitian terdiri dari 200 nasabah Bank NTB Syariah Mataram yang dipilih melalui teknik judgment sampling. Regresidengan software SPSS digunakan untuk analisis data dan pengujian hipotesis. Hasil penelitian menunjukkan bahwa promosi dan jaminan rasa aman berpengaruh secara simultan dan parsial terhadap keputusan nasabah menggunakan produk tabungan mudharabah PT Bank NTB Syariah Mataram. Temuan penelitian ini menunjukkan bahwa PT Bank NTB Syariah Mataram harus memperhatikan promosi dan jaminan rasa aman dalam rangka meningkatkan jumlah nasabah tabungan mereka.
The PENGARUH PEMBIAYAAN BAGI HASIL, PEMBIAYAAN JUAL BELI, DAN INTELLECTUAL CAPITAL TERHADAP KINERJA KEUANGAN BANK SYARIAH INDONESIA Dicky Chandra Hardiansyah; Sirrul Hayati
Jurnal Perbankan Syariah Vol. 3 No. 1 (2024): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jps.v3i1.10208

Abstract

The aim of this research is to find out the impact of the financing of income, sales and sales financing, and intellectual capital on the financial performance of Shariah Bank Indonesia. The aim of this research uses quantitative research because the data used is in the form of numbers using a multiple linear regression approach. The data used is a time series, namely data on musyarakah profit sharing financing, murabahah buying and selling financing, intellectual capital, and financial performance with the ROA indicator. The data used is secondary data via the official BSI website. Meanwhile, data analysis techniques use classic assumption tests, multiple linear regression tests, and hypothesis testing. The results of this research show that musyarakah profit sharing financing has no effect on BSI's financial performance, murabahah buying and selling financing has no effect on BSI's financial performance, and intellectual capital has a significant effect on BSI's financial performance.
Co-Authors Abdul Hadi Sukmana Dicky Chandra Hardiansyah Inayati, Siti Reuni Muhammad Rido