Arienda Gitty Ramadani
Universitas Muhammadiyah Purwokerto

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Pengaruh Financial Literacy, Financial Behavior dan Financial Experience Terhadap Keputusan Investasi Generasi Milenial di Batam Naelati Tubastuvi; Arienda Gitty Ramadani; Erny Rachmawati; Ika Yustina Rahmawati
JURNAL MANAJEMEN DAN BISNIS INDONESIA Vol 8, No 1 (2022)
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (189.206 KB) | DOI: 10.32528/jmbi.v8i1.6464

Abstract

Di tengah tekanan ekonomi akibat pandemi COVID-19, ketertarikan individu untuk berinvestasi semakin meningkat dari waktu ke waktu karena investasi tidak lagi dianggap sulit untuk dilakukan. Penelitian ini bertujuan untuk mengetahui pengaruh Financial Literacy, Financial Behavior dan Financial Experience terhadap Keputusan Investasi Generasi Milenial di Batam secara parsial. Sampel yang digunakan pada penelitian ini berjumlah 80 sampel. Metode penelitian menggunakan metode asosiatif dan kuantitatif dengan teknik analisis data regresi linear berganda. Hasil penelitian ini menunjuukan bahwa secara parsial variabel Financial Literacy, Financial Behavior dan Financial Experience berpengaruh positif terhadap Keputusan Investasi. Besar pengaruh variabel Financial Literacy, Financial Behavior dan Financial Experience terhadap variebel Keputusan Investasi adalah 71,5% dan sisanya sebesar 28,5% dipengaruhi oleh variabel lain yang tidak diteliti pada penelitian ini.
Millennials’ Investment Decision in Capital Market Investment With Financial Behavior as An Intervening Variable Arienda Gitty Ramadani; Naelati Tubastuvi; Azmi Fitriati; Hengky Widhiandono
Riset Akuntansi dan Keuangan Indonesia Vol 7, No 3 (2022): Riset Akuntansi dan Keuangan Indonesia
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/reaksi.v7i3.21650

Abstract

This study aims to analyze the influence of financial literacy, financial experience, financial self-efficacy and risk tolerance on investment decisions mediated by financial behavior. The population in this study were local individual investors in the Indonesian Capital Market. Sample selection in this study was carried out using purposive sampling techniques. The sample used in this study was 300 samples. The data analysis techniques used in this study are descriptive statistical analysis, instrument testing, classical assumption test, multiple linear regression analysis, model fit test, and hypothesis test. The results of the study show that financial literacy, financial experience and financial self-efficacy have a positive effect on financial behavior. Risk tolerance does not have a positive impact on financial behavior. Financial literacy, financial self-efficacy, risk tolerance and financial behavior positively influence investment decisions. Financial experience has no positive effect on investment decisions. Financial behavior has proven to be able to mediate the influence of financial literacy, financial experience and financial self-efficacy on investment decisions. Financial behavior has proven unable to mediate the effect of risk tolerance on investment decisions.