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All Journal Justisia Ekonomika Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah
Sarah Lutfiyah Nugraha
Prodi Ekonomi Syariah, Pascasarjana Universitas Islam Negeri Sunan Ampel Surabaya
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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KONSEP AL-QUR’AN DAN HADIST TENTANG RIBA DAN BUNGA BANK Meriyati Meriyati; Sarah Lutfiyah Nugraha
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 1 (2022): Juni 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i1.11209

Abstract

Riba is an activity of exploitation and does not use the concept of ethics or morality. Allah SWT forbids transactions that contain elements of usury, this is due to oppressing others and the presence of elements of injustice (unjustice). Since pre-Islamic usury has been known and even often carried out in daily economic activities. At the time of the Prophet Muhammad SAW usury began to be prohibited with the revelation of the verses of the Qur'an which stated the prohibition of usury, these verses were revealed according to the time and period of the revelation of the verse until there was a verse that strictly forbade it. The practice of usury is not only prohibited by Islam, but religions outside of Islam also prohibit it. The scholars agreed and stated firmly about the prohibition of usury, in this case referring to the Book of Allah and the Sunnah of the Prophet as well as the consensus of the scholars. Broadly speaking, there are two types of usury, namely usury due to accounts payable and usury due to buying and selling. The modernists view usury as emphasizing the morality aspect, not the formal legal aspect, but they (the modernists) do not allow usury-taking activities. Islam has forbidden usury in QS Ar Rum: 39, An Nisa ': 160 - 161, Ali Imran: 130 - 131, and Al Baqarah: 275 - 280.Keyword: Riba, the Law of Riba, the Qur'an and Hadith 
Comparison Analysis of Conventional Economic Systems and Islamic Economy on Demand Concept Meriyati Meriyati; M Nasyah Agus Saputra; Sarah Lutfiyah Nugraha
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 7 No 2 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (193.685 KB) | DOI: 10.36908/isbank.v7i2.325

Abstract

Economic activity will not be separated from the existence of a demand such as buying and selling. The number of requests from buyers / consumers will affect the price of an item sold. The theory of demand will also not be separated from microeconomics. Humans often make purchase transactions based on mere desire so that the demand for an item becomes high. Meanwhile, based on Islamic economic theory based on the Qur'an and Hadith as well as the ijtihad of the scholars, the demand for an item or purchase is not based on mere desire, but is prioritized on things needed by humans.
Co-Authors M Nasyah Agus Saputra Meriyati Meriyati