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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JIM UPB (Jurnal Ilmiah Manajemen Universitas Putera Batam) Jurnal Mantik Studium: Jurnal Pengabdian Kepada Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Poniman
Universitas Putera Batam
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences

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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

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Analisis Faktor-Faktor yang Mempengaruhi Minat Penggunaan Fintech Sebagai Alat Pembayaran oleh UMKM di Kota Batam Novison; Poniman
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1632

Abstract

Technological advances in the financial sector can already be felt by entrepreneurs with innovations in the use of technology such as financial technology or abbreviated as fintech. Fintech is a service that aims to speed up various financial services such as transactions for MSMEs. They use fintech as a payment tool to simplify and speed up the payment process. This research aims to evaluate the influence of perceived ease of use, benefits of use, risks and trust on interest in using fintech as a means of payment. In the city of Batam, there are around 81,575 MSMEs registered with the Department of Cooperatives and Micro, Small and Medium Enterprises. The research sample was 100 MSMEs selected using the Slovin formula and simple random sampling method. The t test results show that perceived ease of use and perceived benefits of use significantly influence interest in using fintech as a means of payment. However, risk and trust do not have a significant influence on interest in using fintech as a means of payment. The results of the f test show that together, perceived ease of use, perceived benefits of use, risk and trust have an influence on interest in using fintech as a means of payment.
Analisis Faktor-Faktor yang Mempengaruhi Kepatuhan Wajib Pajak Kendaraan Bermotor di Kota Batam Muhamad Tedy Lum; Poniman
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1732

Abstract

The objective of this study was to investigate the impact of various factors that influence compliance with motor vehicle tax obligations. The aforementioned elements comprise the execution of Samsat Keliling, the E-Samsat Program, and tax sanctions. This study employed a quantitative methodology, with the primary means of data collection being the distribution of questionnaires. In this investigation, the population was 442,092. One hundred individuals were sampled utilizing the Slovin formula, which introduced a 10% margin of error. The data analysis methodology incorporates a variety of linear analysis techniques, and SPSS version 29 is utilized for data processing. Motor Vehicle Taxpayer Compliance is significantly impacted by the concurrent implementation of Samsat Keliling, the E-Samsat Program, and tax sanctions, according to the findings of this study. The impact of motor vehicle taxpayer compliance is notably influenced by the implementation of Samsat Keliling and the E-Samsat Program. Tax sanctions, meanwhile, have little impact on the compliance of motor vehicle taxpayers. Keywords: Implementation of Samsat Keliling, E-Samsat Program, Tax Sanctions
Co-Authors Ambalegin Ambalegin Argo Putra Prima Devi Naibaho Dian Efriyenti Muhamad Tedy Lum Novison Risca Azmiana Sunargo SUSI IDELLA SIAHAAN