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FACTORS AFFECTING THE PROFITABILITY LEVEL (STUDY ON BUKU 3 CONVENTIONAL COMMERCIAL BANKS REGISTERED WITH THE FINANCIAL SERVICES AUTHORITY) Viciwati Viciwati
Dinasti International Journal of Management Science Vol 2 No 5 (2021): Dinasti International Journal of Management Science (May - June 2021)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijms.v2i5.868

Abstract

This research aims to test the influence of Third-party Funds (DPK), Capital Adequacy Ratio (CAR), Operational Income Operating Costs (BOPO), Loan to Deposit Ratio (LDR), and Non-Performing Loan (NPL) on the Profitability (ROA) at Conventional Commercial Banks Books 3 which are listed on Financial Services Authority (OJK) 2014-2018 period. This research is using the purposive sampling technique to collect data population from financial reports Conventional Commercial Banks Books 3 which are listed on OJK 2014-2018 period with the number of samples used were 16 banks. The data were analyzed using panel data regression using the fixed effect model. Hypothesis testing uses F-test statistic, coefficient of determination test (), and t-test statistic. The results showed that simultaneously of the five independent variables studied, significant impact on ROA. And partially of the five independent variables studied, there are two independent variables that negative and significant influence on ROA namely BOPO and NPL. While three independent variables do not positive and do not significantly affect ROA namely DPK, CAR, and LDR. The Contribution of all independent variables is 89,7125% and the rest of the value 10,2875% can be explained by another variable outside this research model.
COMPARISON OF THE EFFECT OF E-LEARNING ON LEARNING OUTCOMES STUDENTS DEPARTMENT OF ENGINEERING AND MANAGEMENT MAJORING IN MERCU BUANA UNIVERSITY Viciwati Viciwati
Dinasti International Journal of Management Science Vol 3 No 1 (2021): Dinasti International Journal of Management Science (September - October 2021)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijms.v3i1.983

Abstract

In today's digital era, it affects all aspects, including in the world of education. Some students do not only study on campus but they also learn by e-learning. However, since the corona pandemic, all the world of education has been carried out using e-learning. Seeing this phenomenon, the authors need to examine the comparison of Learning Outcomes between engineering and non-technical students because engineering students certainly need practical learning while non-technical children in this case such as management can learn E learning. The test used is the Independent Sample T test because the data is normally distributed. The results showed that there was no difference in learning outcomes between children from the management department or from the engineering department as a whole. However, if you look at it per statement, you can see that there is only one statement that differs significantly between the answers from management students and engineering students, namely the statement about I use e-learning as a complement to this learning, which means that the answers of students majoring in management are on average higher than the average. the answer of students majoring in engineering, meaning that more management students use e-learning to complement their learning.