Wahyuni Balamo
Unknown Affiliation

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

PENGARUH BOPO TERHADAP PROFITABILITAS BANK PERKREDITAN RAKYAT MALIFUT DANATAMA TERNATE Muhammad Daud bin Mahmud; Wahyuni Balamo
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 1, No 2 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.326 KB) | DOI: 10.46339/al-qashdu.v1i2.582

Abstract

This study aimed to determine the effect of Operational Expenses on Operating Income (BOPO) on the Profitability of the Rural Bank (BPR) Malifut Danatama Ternate. Profitability in this study was measured using the ratio of Net Profit Margin (NPM). The alternative hypothesis proposed in this study is that BOPO has a negative and significant effect on the profitability of PT. BPR Malifut Danatama Ternate. The data in this study used secondary data, namely the financial statements of BPR Malifut Danatama for the period 2010 - 2020. The data were analyzed using simple regression, using SPSS 26. The results of this study accepted the proposed hypothesis, meaning that BOPO had a negative and significant effect on the profitability of PT. BPR Malifut Danatama Ternate. The effect of BOPO on Profitability means that every increase in BOPO will decrease the NPM value.