Articles
<![CDATA[Ratio of early warning system and risk based capital in insurance companies registered at OJK 2016-2020 ]]>
<![CDATA[Muhamad Syahwildan]]>;
<![CDATA[Parulian]]>
<![CDATA[ Journal of Economics and Business Letters Vol. 2 No. 2 (2022): April 2022 ]]>
Publisher : <![CDATA[Privietlab ]]>
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DOI: 10.55942/jebl.v2i2.151
<![CDATA[The purpose of this study is to analyze the effect of the early warning system ratio which is proxied in the ratio of the level of adequacy of funds, the ratio of claims expense and the ratio of liquidity to risk based capital in insurance companies registered with the OJK in 2016 - 2020. Risk based capital is a ratio that describes the solvency of the company. insurance. The population in this study is the annual financial statements of life insurance companies registered with the OJK Financial Services Authority in Indonesia from 2016 - 2020 with a population of 20 companies and the sample used is 20 life insurance companies registered with the Financial Services Authority (OJK). . The sampling technique in this study used a saturated sampling technique. This study uses the Eviews version 10 tool. The findings in this study show that the ratio of the level of adequacy of funds, the ratio of claims expense, and the liquidity ratio partially and simultaneously has an effect on risk based capital.]]>
<![CDATA[Pengaruh Literasi Keuangan dan Modal Minimal Terhadap Minat Investasi pada Mahasiswa ]]>
<![CDATA[Parulian Parulian]]>;
<![CDATA[Muhammad Aminnudin]]>
<![CDATA[ Jurnal Pengembangan Wiraswasta Vol 22, No 02 (2020): JPW Edisi Agustus 2020 ]]>
Publisher : <![CDATA[LP2M Sekolah Tinggi Ilmu Ekonomi IPWI Jakarta ]]>
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DOI: 10.33370/jpw.v22i02.417
<![CDATA[Penelitian ini bertujuan untuk menguji pengaruh literasi keuangan dan modal minimal investasi terhadap minat mahasiswa untuk berinvestasi di pasar modal Indonesia. Penelitian menggunakan studi kasus pada UKM Kelompok Studi Pasar Modal (KSPM). Metode pengambilan sampel menggunakan sampel jenuh yaitu jumlah keseluruhan populasi UKM Kelompok Studi Pasar Modal (KSPM) sebanya 67 orang. Jenis penelitian ini merupakan penelitian kuantitatif dengan menggunakan kuesioner sebagai instrumen penelitian dan hasil dari pengumpulan kuesioner tersebut dari data kualitatif menjadi kuantitatif dengan menggunakan skala likert. Data dari responden tersebut akan diolah menggunakan software smartPLS 3.0 (Partial Least Square). Hasil penelitian ini menunjukan bahwa literasi keuangan dan modal minimal investasi berpengaruh positif terhadap minat investasi.Kata kunci: Literasi Keuangan, Modal Minimal, Minat Investasi, Pasar Modal Indonesia The Effect of Financial Literation and Minimum Capital on Investment Interest in StudentsABSTRACTThis study aims to examine the effect of financial literacy and minimal investment capital on students' interest to invest in the Indonesian capital market. This research uses a case study on SME Capital Market Study Group (KSPM). The sampling method in this study uses a saturated sample that is the total population of the Capital Market Study Group (KSPM) consists of 67 people. This type of research is a quantitative study using a questionnaire as a research instrument and the results of collecting the questionnaire from qualitative data to quantitative using a Likert scale. Data from these respondents will be processed using smartPLS 3.0 (Partial Least Square) software. The results of this study indicate that financial literacy and minimal investment capital have a positive effect on investment interest.Keywords: Financial Literacy, Minimal Capital, Investment Interest, Indonesian Capital Market]]>
<![CDATA[Peran Penyerapan Literasi Keuangan Terhadap Kesejahteraan Keuangan Generasi Milenial pada Masa Pandemi Covid-19 ]]>
<![CDATA[Parulian Parulian]]>;
<![CDATA[Emmelia Tan]]>
<![CDATA[ Jurnal Pengembangan Wiraswasta Vol 23, No 2 (2021): JPW Edisi Agustus 2021 ]]>
Publisher : <![CDATA[LP2M Sekolah Tinggi Ilmu Ekonomi IPWI Jakarta ]]>
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DOI: 10.33370/jpw.v23i2.508
<![CDATA[Pandemi COVID-19 menekan pertumbuhan ekonomi Indonesia termasuk mempengaruhi keuangan generasi milenial pekerja. Literasi keuangan yang baik akan membantu individu terhindar dari masalah keuangan, terutama selama pandemi COVID-19. Literasi keuangan dapat memfasilitasi individu untuk mengelola pendapatannya dengan baik bahkan dalam situasi pandemi COVID-19. Penelitian ini bertujuan untuk menganalisis bagaimana literasi keuangan membantu dalam kondisi pandemi COVID-19. Penelitian ini mengambil sampel sebanyak 100 responden dari generasi milenial. Penelitian ini menggunakan analisis partial least square (PLS) dengan SmartPLS. Hasil penelitian menunjukkan bahwa variabel sikap keuangan dan perilaku keuangan masa lampau berpengaruh positif terhadap literasi keuangan di masa krisis, namun variabel sikap keuangan dan perilaku keuangan masa lampau tidak ditemukan berpengaruh terhadap kesejahteraan finansial secara langsung. Implikasi dari penelitian ini adalah kemampuan literasi keuangan dari kesadaran sikap dan perilaku keuangan.Covid-19 Pandemic have a worse impact on Indonesia economy, inevitable financial condition among millennial working generations. Having good financial literacy can avoid financial problems/distress, especially during the covid-19 pandemic. Financial literacy can enhance an individual to manage their income well, even in a worse situation. This study aims to analyze how the implementation of financial literacy helps individuals during the covid-19 pandemic. The sample study is 100 individuals from the millennial generation. This study uses PLS (partial least square) method to analyze the data by using SmartPLS. The results show that past financial attitude and past financial behavior significantly influence financial literacy under challenging times. Meanwhile, the variable of past financial attitude and financial behavior has not directly affected financial well-being. The implication of this study is financial literacy from the awareness of financial attitude and financial behavior.]]>
<![CDATA[The Effect of Company Profitability, Leverage, and Firm Size on Bond Ranking of Banking Companies Registered on The Indonesian Stock Exchange (IDX) for The Period 2015 - 2019 ]]>
<![CDATA[Parulian]]>;
<![CDATA[Nurul Suprihatin]]>
<![CDATA[ Journal of Research in Business, Economics, and Education Vol. 2 No. 4 (2020): August ]]>
Publisher : <![CDATA[Kusuma Negara Business School ]]>
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<![CDATA[This study aims to determine the effect of profitability, leverage and firm size on bond ratings in banking companies listed on the Indonesia Stock Exchange (BEI) for the 2014-2019 period. The sampling technique used was purposive sampling, in order to obtain a sample of 14 companies. This study uses logistic regression data analysis with the help of the eviews application. The results of this study indicate that profitability has no effect on bond ratings, leverage has no effect on bond ratings, firm size has no effect on bond ratings.]]>
<![CDATA[THE EFFECT OF STOCK PRICE AND TRADE VOLUME OF BID ASK SPREAD IN LQ 45 INDEX Period 2018-2019 ]]>
<![CDATA[Parulian]]>
<![CDATA[ Journal of Business, Management, & Accounting Vol. 2 No. 1 (2020): March ]]>
Publisher : <![CDATA[Kusuma Negara Business School ]]>
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<![CDATA[Analysis of market behavior towards investment decisions in the capital market by looking at the bid ask spread movement. Stock price movements affect the trading volume of shares on the basis of differences in buying and selling prices at a certain time. Trading volume can be seen from the large number of shares traded. This study aims to determine the effect of stock prices and trading volume on the bid ask spread in the LQ 45 index. The population used is all companies incorporated in the LQ 45 index during 2018-2019. The number of samples that meet the requirements of 35 companies. The research method uses panel data with Chow test, Hauman test, t test, F test, and determination with the help of eviwes 10. The results show that stock prices affect the bid ask spread and trading volume does not affect the bid ask spread in the LQ45 index. In other words, this condition is due to variations in trading volume that is not too large during the observation period.]]>
<![CDATA[Effect of PSBB Policy on Stock Prices and Trading Volume of JCI Activity (Before and During PSBB Volume 2) ]]>
<![CDATA[Parulian]]>;
<![CDATA[Muhamad Syahwildan]]>
<![CDATA[ Journal of Business, Management, & Accounting Vol. 3 No. 2 (2021): September ]]>
Publisher : <![CDATA[Kusuma Negara Business School ]]>
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<![CDATA[This study examines an event study, regarding the difference in the JCI stock price and trading volume activity (TVA) in events before and during the PSBB policy volume 2. Secondary data comes from the pre-opening session (pre-opening) of stock trading on the stock exchange on 27 July -11 Nov 2020. The research sample taken is the JCI. This study uses the Wilcoxon signed rank test analysis. The results showed that the average stock price in the events before and during the PSBB policy volume 2 there was a difference in the JCI stock price, while the results from the trading volume activity (TVA) test showed that there was no difference in the average trading volume before and during incident. Based on the results of these tests, it is indicated that PSBB volume 2 is a negative and positive sentiment that caused a reaction to stock transactions causing this event to make investors worried even though trading volume increased.]]>
<![CDATA[Faktor Yang Berpengaruh Penentuan Penyaluran Kredit Perbankan Pada Bank umum Di Indonesia Pada Masa Pandemi Covid 19 ]]>
<![CDATA[Muhamad Syahwildan]]>;
<![CDATA[Parulian Parulian]]>
<![CDATA[ IKRAITH-EKONOMIKA Vol 6 No 1 (2023): IKRAITH-EKONOMIKA Vol 6 No 1 Maret 2023 ]]>
Publisher : <![CDATA[Universitas Persada Indonesia YAI ]]>
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DOI: 10.37817/ikraith-ekonomika.v6i1.2469
<![CDATA[Tujuan penelitian ini adalah unuk mengetahui pengaruh Dana Pihak Ketiga (DPK), CapitalAdequacy Rasio (CAR), Non Performing Loand (NPL) dan BI Rate terhadap penyaluran kreditperbankan pada Bank Umum di Indonesia pada masa pandemi Covid-19 Periode 2017 – 2021.Penelitian ini dilakukan karena masih terdapat beberapa permasalahan di industri perbankankhususnya terkait dengan kinerja kredit perbankan yang mengalami penurunan. Populasi dalampenelitian ini adalah seluruh Bank Umum Indonesia yang telah melaporkan data keuangannya diOtoritas Jasa Keuangan (OJK) sebanyak 107 Perusahaan perbankan. Dengan menggunakan metodepurposive sampling, diambil sampel sebanyak 28 perusahaan Bank Umum Indonesia. Penelitian inidilakukan dengan mengambil data sekunder website Otoritas Jasa Keuangan (OJK) dan StatistikEkonomi Moneter. Analisis data menggunakan Uji Deskriptif, uji asumsi klasik, Analisis RegresiData panel dan pengujian Hipoteis menggunakan alat bantu eviesw 10. Berdasarkan hasil penelitianmenunjukkan bahwa DanaPihak Ketiga (DPK), berpengaruh signifikan dengan hubungan Positifterhadap penyaluran kredit pada Bank Umum di Indonesia. Capital Adequacy Rasio (CAR) tidakberpengaruh signifikan terhadap penyaluran kredit pada Bank Umum Indonesia, Non PerformingLoan (NPL) berpengaruh signifikan dengan hubungan Negatif terhadap penyaluran kredit padaBank Umum di Indonesia dAan suku bunga BI Rate berpengaruh signifikan dengan hubungan Positifterhadap penyaluran kredit pada Bank Umum di Indonesia.]]>
<![CDATA[Determinants of the Decision to Provide Loans to Potential Investors on a Peer-to-Peer Lending Platform ]]>
<![CDATA[Elsye Fatmawati]]>;
<![CDATA[Parulian Parulian]]>
<![CDATA[ Kontigensi : Jurnal Ilmiah Manajemen Vol 10 No 2 (2022): Kontigensi: Jurnal Ilmiah Manajemen ]]>
Publisher : <![CDATA[Program Doktor Ilmu Manajemen, Universitas Pasundan, Indonesia ]]>
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DOI: 10.56457/jimk.v10i2.295
<![CDATA[This research aim to reveal a number of possible factor influence investors decisions To do investment in Peer-to-peer (P2P) lending services in Indonesia. Study this use method survey with method distribute questionnaire through googleform to any of the users or a number of service banking . There are 82 questionnaires processed in research this using the PLS smart assistance program . Results in study this prove that Accumulation Transaction and Refund History , as well perception risk take effect to decision gift loan . With evaluate significant factor about party borrower , then potential investors will more easy for differentiate borrower one with others on P2P lending services With a number of factor , got is known that if party borrower could Fulfill all aspect such , then party borrower has give quality signal tall to potential investors. Results of research this expected could add nor expand knowledge knowledge as well as give proof new about a number of factor to be determinant decision gift loans on P2P lending services.]]>
<![CDATA[THE EFFECT OF PERCEIVED OF USEFULNESS, EASY TO USE, EXPERIENCE TO ATTITUDE USER GOJEK ON GOPAY ]]>
<![CDATA[Parulian Parulian]]>;
<![CDATA[Monika Budiman]]>
<![CDATA[ Jurnal Ekonomi Vol. 12 No. 01 (2023): Jurnal Ekonomi, 2023 Periode Januari - Maret ]]>
Publisher : <![CDATA[SEAN Institute ]]>
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<![CDATA[Gojek is a technology company that offers transportation services, food delivery, and numerous other services via mobile applications. Gopay is a financial service offered by Gojek that enables Gojek application users to conduct transactions. This study aimed to determine how expediency, experience, and convenience influence the attitudes of gojek users towards gopay. This study's participants are all Gojek users in Bekasi. Regarding the technique used to determine the sample, the researcher employed a technique of purposive sampling with a sample size of 68. The sampling was conducted by distributing a Googleform to gojek users who utilize gopay. Analysis of data using the smartPLS program. The results of the study indicate that the attitude of gojek users toward gopay is affected by expediency, experience, and convenience. Gopay has numerous advantages for users in terms of usability. Many users are satisfied with Gopay because the transaction process is quick and straightforward. Gopay provides its users with unique conveniences.]]>
<![CDATA[Pengembangan Kualitas Tata Kelola Umkm Dodol Desa Mekarwangi Dalam Mewujudkan Sustainability Business ]]>
<![CDATA[Parulian Parulian]]>;
<![CDATA[Yuki Dwi Dharma]]>;
<![CDATA[Joko Mulyono]]>;
<![CDATA[Widiastuti Widiastuti]]>
<![CDATA[ Lentera Pengabdian Vol. 1 No. 01 (2023): Januari 2023 ]]>
Publisher : <![CDATA[Lentera Ilmu Nusantara ]]>
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DOI: 10.59422/lp.v1i01.5
<![CDATA[Usaha Kecil dan Menengah (UKM) merupakan sekelas usaha swasta dari masyarakat yang dapat menciptakan lapangan kerja. Usaha Kecil dan Menengah (UKM) pada tingkat daerah menjadi tumpuan bagi masyarakat daerah karena dinamika ekonomi usahanya dapat berhubungan dengan aktivitas masyarakat disekitar usahanya. Usaha Kecil dan Menengah (UKM) menjadi mitra bagi masyarakat daerah dalam meningkatkan pendapatan. Pengabdian Masyarakat ini dilakukan untuk meningkatkan kemampuan pengusaha kecil dan menengah teknik tata kelola pemasaran dodol di Desa Mekarwangi Kecamatan Cikarang Barat Kabupaten Bekasi Provinsi Jawa Barat.]]>
