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FORCE MAJEURE CLAUSULES DUE TO COVID-19 IN BANK CREDIT AGREEMENTS Pita Permatasari
IBLAM LAW REVIEW Vol. 1 No. 1 (2021): IBLAM LAW REVIEW
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM IBLAM)

Loan agreements usually contain clauses related to the rights and obligations betwen the debtor and creditor, but sometimes a force majeure clause is included if there is a situation beyond the will of the parties, such as natural disasters or war. The force majeure clause stipulated in Article 1244 and 1245 of Civil Code, in which there are for elements, first is there is an event that causes an achivement to be impossible, second is there is a cause that lies outside debtor’s fault, third is the causative factor was unexpected, and forth is the incident could not be blamed on the debtor. COVID-19 is considered a natioal disaster through the Presidential Decree of the Republic Indonesia Number 12 of 2020 dated April 13, 2020 concerning the Determination of the Non-Natural Disaster of The Corona Virus Desease 2019 (COVID-19) as National Disaster. Because of this, COVID-19 falls into category of relative or temporary force majeure. In addition, the government has made efforts to help the comunity, in this case UMKM actors who became debtors affected by COVID-19 by providing concessions for debtors to carry out kredit restructuring through the Finansial Services Authority Regulation Number 11/POJK.03/2020 Concerning National Economic Stmulus as Policy Countercyclical Impact of Coronavirus Disease 2019 Spread. The hope is to increase the resiliance of the debtor’s business in the midst of crisi due to the COVID-19 pandemic.

Perlindungan Hukum Korban Penipuan Transaksi Jual Beli Online Melalui Ganti Rugi Muhamad Indrawan; Pita Permatasari
Jurnal Kewarganegaraan Vol 6 No 3 (2022): October 2022
Publisher : UNIVERSITAS PGRI YOGYAKARTA

Abstrak Kasus penipuan online korban seringkali lebih menuntut ganti rugi yang berisfat meteril kepada si pelaku agar mendapatkan haknya di kembalikan karena kerugian yang di dapatkan oleh korban itu sendiri dan bentuk pertanggungjawaban pelaku penipuan online. Akan tetapi hal itu belum sepenuhnya terealisasikan karena belum ada yang secara sah mengatur tentang bagaimana ganti rugi kepada korban penipuan online itu sendiri. Pentingnya ganti rugi kepada korban penipuan tranksaksi online merupakan ejahwantah tercapainya hak-hak korban yaitu salah satu bentuk keadilan. Dalam Undang-Undang ITE baik tahun 2008 maupun tahun 2016 dapat dilihat bahwa hanya ada satu pasal pidana pokok dan acaman pidana yang diberikan kepada pelaku tetapi belum menjelaskan bagaimana perlindungan kepada korban, perlindungan apa seperti apa yang bisa di dapatkan korban setelah kasus selesai dengan kerugian materil dan imateril diderita oleh korban. Ganti rugi bagi korban yang dirugikan merupakan satu perlindungan hukum kepada korban dimana korban dapat mendapatkan kepastian, korban tidak hanya dilindungi dengan saksi hukum tetapi bagaimana tercapainya hak-hak korban setelahnya. Kata Kunci: Jual Beli Online, Penipuan, Perlindungan Korban. Abstract cases of online fraud victims often demand compensationmaterial loss to the perpetrator in order to get his rights returned because of the loss obtained by the victim himself and the form of responsibility for the perpetrator of online fraud. However, this has not been fully realized because no one has legally regulated how to compensate victims of online fraud themselves. The importance of compensation to victims of online transaction fraud is the ejahwantah of achieving the rights of victims, which is a form of justice. In the ITE Law both 2008 and 2016 it can be seen that there is only one main criminal article and criminal threats are given to the perpetrator but it has not explained how to protect the victim, what kind of protection the victim can get after the case is finished with material losses. and immaterial suffered by the victim. Compensation for victims who are harmed is a legal protection for victims where victims can get certainty, victims are not only protected by legal witnesses but how to achieve the rights of victims afterwards. Keywords: Online Buying And Selling, Fraud, Victim Protection

Perlindungan Hukum Bagi Kreditor Pemegang Hak Tanggungan Yang Tidak Mendaftarkan Piutangnya Sampai Dengan Batas Akhir Pendaftaran Tagihan Elisabeth Yunita; Pita Permatasari
Jurnal Sains Sosio Humaniora Vol. 6 No. 2 (2022): Volume 6, Nomor 2, Desember 2022
Publisher : LPPM Universitas Jambi

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Konsep perlindungan hukum dalam kepailitan selama ini dipandang sebagai jalan keluar dari persoalan utang piutang yang menghimpit seorang debitor pailit, dimana si debitor tidak mempunyai kemampuan lagi untuk membayar utang piutang yang telah jatuh tempo tersebut kepada kreditornya, sehingga langkah untuk mengajukan permohonan penetapan status pailit oleh Pengadilan Niaga terhadap debitor menjadi langkah yang memungkinkan untuk menyelesaikan perkara kepailitan. Dalam Pasal 1 ayat (2) dan ayat (3) Undang-Undang Nomor 37 Tahun 2004 Tentang Kepailitan dan Penundaan Kewajiban Pembayaran Utang (UUK dan PKPU) menyatakan bahwa “Kreditor adalah orang yang mempunyai piutang karena perjanjian atau undang-undang yang dapat ditagih di muka Pengadilan”. Sedangkan Debitor adalah “orang yang mempunyai utang karena perjanjian atau undang-undang yang pelunasannya dapat ditagih di muka Pengadilan. (Pasal 170 ayat (1) UUK dan PKPU) perlindungan hukum bagi bank pemegang hak tanggungan yang tidak mendaftarkan sebagai kreditor sebagaimana Pasal 59 ayat (1) UU Kepailitan dan PKPU memaksimalkan upaya parate eksekusi objek jaminan debitor dalam jangka waktu 60 hari pasca insolvensi sesuai dengan waktu yang diberikan kepailitan sehingga pemegang hak tanggungan dapat pelunasan atas utang debitor melalui penjualan objek jaminan debitor. Parate eksekusi dalam Hak Tanggungan.

JURIDICAL REVIEW OF LAW NUMBER 12 OF 2022 CONCERNING CRIMINAL ACTS OF SEXUAL VIOLENCE IN ACCESSIBILITY OF JUSTICE FOR WOMEN I Kadek Apdila Wirawan; Pita Permatasari
IBLAM LAW REVIEW Vol. 2 No. 3 (2022): IBLAM LAW REVIEW
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM IBLAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52249/ilr.v2i3.107

This study aims to find out the substance of the breakthrough from the existence of Law Number 12 of 2022 concerning Crimes of Sexual Violence (“Law Number 12 of 2022”) and the accommodation of the Supreme Court Regulation of the Republic of Indonesia Number 3 of 2017 concerning Guidelines for Trialing Cases of Women Confronting the Law (“Supreme Court Regulation Number 3 of 2017”) related to the accessibility of justice for women as victims of criminal acts of violence sexual. The formulation of the problem taken is Law Number 12 of 2022 in obtaining accessibility to justice for women as victims and how can the Supreme Court Regulation Number 3 of 2017 concerning Guidelines for Trialing Cases of Women Confronting the Law accommodate women to gain accessibility justice in crimes of sexual violence. The results of this study are that in substance the protection of victims of sexual violence encourages material and formal changes in the formation of Law Number 12 of 2022. The change in the formal aspect is the development of criminal procedural law in the law on criminal acts of sexual violence, especially in terms of evidence. The development of evidence from witnesses such as the exception to the principle of unus testis nullus testis in Law Number 12 of 2022, the strength of evidence for the defendant's family as a witness. Matters that must be considered by judges in order to try and ensure that women dealing with the law obtain justice in crimes of sexual violence based on Supreme Court Regulation Number 3 of 2017, namely: (a) losses suffered by victims and compensation/restitution; (b) whether there is a power relation and the condition of the victim's powerlessness; (c) the impact of the case physically, psychologically, socially, economically; (d) there is a cycle of sexual violence, a history of sexual violence from the perpetrator to the victim; (e) the condition of women victims/witnesses; (f) Women's experiences related to sexual violence; (g) potential dangers that threaten the lives of women victims; (h) the need for recovery; and (i) results of post mortem et repertum and post mortem et repertum psychiatricum.

Implementasi Hak Pendidikan Anak Pada Lembaga Pembinaan Khusus Anak Kantor Wilayah II Jakarta Tyastiti Chandrawati Anwar Sadat; Pita Permatasari
Jurnal Suara Hukum Vol. 5 No. 1 (2023): Jurnal Suara Hukum
Publisher : Universitas Negeri Surabaya

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The importance of protecting childrenâ€™s right is a legal obligation for Indonesia. One of The national goal of Indonesia that contained in prambule of constitution is to educate the life of the nation, either way through protecting the right to education for fostered children. The urgency of this research is to see the implementation of the children who must be protected in Indonesia. The formulation of the problems in this research are : 1) How is the implementation of the right to education of children at LPKA Regional Office II Jakarta? 2) what are the obstacles to the implementation of the right to education of children at LPKA Regional Office II Jakarta?. This research is empirical legal research using primary and secondary data. The approach in this research are statutory research and conseptual approach. The results of the research showed that the implementation has been done even thougt it was not fully in accordance with the regulation (The decision of Minister of Law and Human Rights about Guidelines for the treatment of children in Bapas, LPAS, dan LPKA 2014). The obstancles to the implementation of the right to education of children at LPKA Regional Office II Jakarta are infrastructures consisting of inadequate classrooms, sufficient stationery, and teachers who not apply pedagogical competencies.

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