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All Journal KERTHA WICAKSANA Jurnal Konstruksi Hukum
Indah Permatasari
Fakultas Hukum, Universitas Warmadewa
Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : Jurnal Konstruksi Hukum

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Penyelesaian Kredit Macet dengan Jaminan Hak Tanggungan Pada Bank Syariah Indonesia Ulil Azmi Zare Tanda; I Nyoman Putu Budiartha; Indah Permatasari
Jurnal Konstruksi Hukum Vol. 3 No. 3 (2022): September
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55637/jkh.3.3.5321.521-526

Abstract

The thesis research was motivated by the existence of bad loans that occurred in Indonesian Islamic Banks and also the settlement of mortgage guarantees which did not only occur in conventional banks but also occurred in Islamic banks. The discussion in this thesis is the regulatory mechanism and efforts to resolve the bad loans that occurred at Bank Syariah Indonesia. This research is a normative study to determine the procedure for resolving bad credit disputes with mortgage guarantees at Islamic banks. The discussion in this thesis is to discuss the arrangements and ways of resolving bad credit disputes so that these problems can be resolved in the future. The conclusion that can be drawn from this paper is the arrangement for the settlement of bad loans with mortgage guarantees at Islamic banks, efforts to overcome bad loans that can be done in 2 ways, namely litigation and non-litigation. Efforts to prevent bad loans at Bank Syariah Indonesia can be carried out by applying the precautionary principle and the 5C principle. This principle is a guideline used by banks to give approval to a credit application.
Perlindungan Terhadap Pegawai Pemerintah dengan Perjanjian Kerja (PPPK) Melalui Jaminan Hari Tua (JHT) I Gede Ary Setiawan; I Gusti Bagus Suryawan; Indah Permatasari
Jurnal Konstruksi Hukum Vol. 3 No. 3 (2022): September
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55637/jkh.3.3.5358.498-502

Abstract

Indonesia is one of the countries that prosper its people by providing guarantees provided by the government, namely the Old Age Security (JHT), this guarantee for formal workers who have entered an unproductive age, protection for workers, especially PPPK, and guarantees that Old Age Security (JHT) participants get money to cash in case of retirement, permanent total disability, or death in the ASN Law. The formulation of these problems, including Regarding the arrangements related to the Old Age Security Rights (JHT) for Government Employees with Work Agreements (PPPK) and Related to the mechanism of providing Old Age Security Rights (JHT) for Government Employees with Work Agreements (PPPK) In this study is normative legal research with a statutory approach and legal concept analysis approach. This research concludes that the regulation related to Old Age Security Rights (JHT) for PPPK is regulated in Article 106 paragraph (1) of Law no. 5 of 2014 concerning State Civil Apparatus, Article 75 PP No. 49 of 2018 concerning Management of Government Employees with Work Agreements and the Mechanism of Granting Old Age Security (JHT) for PPPK is regulated in Article 106 of Law no. 5 of 2014 concerning State Civil Apparatus.
Co-Authors I Gede Ary Setiawan Putu Budiartha, I Nyoman suryawan, Gusti Bagus Ulil Azmi Zare Tanda