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All Journal Journal of Islamic Banking Darussalam English journal
Nurul Azizah Ria Kusrini
Institut Pesantren KH. Abdul Chalim
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

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Pengaruh Manajemen Risiko Dengan Good Corporate Governance Sebagai Variabel Moderating Terhadap Kinerja Keuangan BRI Syariah Periode 2015-2019 Syafi Nazariyah; Mukhamad Roni; Nurul Azizah Ria Kusrini
Journal of Islamic Banking Vol 2 No 1 (2021): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Al Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.646 KB)

Abstract

Good and bad pictures of a company regarding the level of success achieved can be seen from the financial performance of a company. Banking institutions have a high level of complexity and risk, so applying a good risk management system can improve bank financial performance with through Good Corporate Governance. This study aims to determine the effect of risk management as measured by the NPF ratio to measure financing risk, BOPO to measure operational risk and CAR to measure capital adequacy on financial performance as measured by ROA, ROE and NPM ratios and to determine the effect of GCG as measured by the size of the board of commissioners, the size of the board of directors, the size of the audit committee and the size of the sharia supervisory board as a moderating variable for risk management on the financial performance of BRI Syariah banks for the period 2015-2019. This study used quantitative research methods. and analysed data using Partial Least Square Software, namely the SmartPLS version 2 program. The results of this study indicate that risk management as measured by the NPF, BOPO and CAR ratios has a significant negative effect on financial performance at BRI Sharia Banks and GCG has not been able to moderate risk management on financial performance.
The Praxis of Grammatical Approach in EFL class, from Theory to Pedagogic Nurul Azizah Ria Kusrini; Nahdiyatul Ummah
Darussalam English Journal (DEJ) Vol. 2 No. 2 (2022): December 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/dej.v2i2.1807

Abstract

Definitions of grammar often refer to the study of language as a system of words that demonstrate some apparent rule of structure and arrangement into sentences. Sometimes the definition includes pronunciation, meaning of words, and history of words (etymology). Some definitions emphasize grammar as a system of rules in a language. In simplest term, grammar covers the rules that govern the way our communication system works. In order to meet the need of grammar teaching, in pedagogical field, there have been some methods and approach which are applied. However, critics pertaining to the weaknesses of such methodology have been aroused. The main question as the result of the quest for better methodology for grammar teaching is what appropriate method or approach as an alternative way of grammar teaching is. This theoretical research is aimed to propose the influential alternative approach for grammar teaching. This study will start by describing the historical view of grammar teaching and pointing out the link between language input and pedagogical mediation, in plain language between grammars and teaching, by introducing and redefining the concept of pedagogical grammar. Eventually, as the ultimate aim of this research this study is going to explain the current development of grammar teaching, lexical approach, as the problem solver concerning with grammar teaching.
Co-Authors Mukhamad Roni Nahdiyatul Ummah Syafi Nazariyah