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All Journal Journal of Indonesian Management
Saiful Saiful
Universitas Pat Petulai
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Analysis of the Differences in Financial Performance of Islamic Banks and Conventional Banks Using the Camel Ratio Maya Novianti; Saiful Saiful; Halimatusyadiah Halimatusyadiah
Journal of Indonesian Management (JIM) Vol. 1 No. 2 (2021): June
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3036.293 KB) | DOI: 10.53697/jim.v1i2.135

Abstract

The purpose of this research is to analyze and to know the difference of financial performance between conventional bank and sharia bank period 2014-2019 using financial ratio proxy (CAMEL). The data used in this research is secondary data obtained from financial reports of Conventional Bank and Sharia Bank. The sample size is 29 Banks, consisting of 20 conventional banks and 9 Syariah banks. Data analysis method used is one way ANOVA difference test. The result of the research shows that there is a significant difference between conventional bank financial performance and financial performance of sharia bank seen from Capital Adequacy Ratio (CAR), Net Profit Margin (NPM) and Loan to Deposit Ratio (LDR). While, the ratio of Return On Risk Asset (RORA) and Return On Asset (ROA) financial performance of conventional Bank and Bank of Sharia could not significant difference.
Co-Authors Halimatusyadiah Halimatusyadiah Maya Novianti