Claim Missing Document
Check
Articles

Found 7 Documents
Search

The Effect of Internal Factor Toward Banking Credit Distribution Pratiwi Pratiwi; Ali Muktiyanto; Rini Yayuk Priyati
Terbuka Journal of Economics and Business Vol. 2 No. 1 (2021)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarkat-Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (707.452 KB) | DOI: 10.33830/tjeb.v2i1.1480

Abstract

The country's economy is supported by banking institutions. This is because the benefits of credit are greater compared to other bank businesses such as savings fund deposit services fees, interbank delivery service fees and so on. Internal factors that affect lending include CAR, ROA, NPL, LDR and BOPO. This research was conducted with the aim of simultaneously testing CAR, ROA, NPL, LDR and BOPO on bank credit distribution. The research sample is the bank with the largest number of assets in Indonesia. Data were obtained from the financial statements of the Persero's commercial banks from 2013 to 2017, using the panel data regression data analysis method. The results of hypothesis testing on CAR have a positive influence on lending, ROA also has a positive effect on lending, NPL has a negative effect, LDR has a positive effect, BOPO has a negative effect, whereas if tested simultaneously, CAR, LDR, NPL, LDR and BOPO has a positive effect on lending. With regard to the above conclusions, bank management should be able to take into account the trend of financial ratios for several years, before determining the lending policy
COST OVERRUNS ON RAILWAY SIGNALLING PROJECT: QUALITATIVE CASE STUDY ON LRS COMPANY Rustandi Rustandi; Ali Muktiyanto; Ceacilia Srimindarti
Jurnal Riset Bisnis dan Manajemen Vol 15 No 01 (2022): February Edition
Publisher : Faculty of Economic and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrbm.v15i01.5183

Abstract

Railway is a mode of transportation that provides several advantages over other modes in terms of punctuality, capacity and energy efficiency. The signalling system is the main element of the railway which functions to ensure the safety of train travel. Several signalling construction projects carried out by LRS experienced cost overruns. It is necessary to conduct research to determine the causes of cost overruns, as the basis for the improvement process of Project Cost Management. The research was conducted using a qualitative case study method referring to the Miles & Huberman interactive model, with descriptive analysis. Data collection was carried out by triangulation including in-depth interviews, documentation, and FGDs. The selection of informants was carried out using purposive sampling method combined with snowball sampling method. Triangulation of data collection methods and triangulation of sources was carried out to increase the reliability of the research. The study found that the four factors most frequently mentioned by informants as the main causes of cost overruns, namely: Changes in scope; Extension of time; Weak of internal planning and Increase in material prices.
Opportunities and Challenges in Developing Distance Education Services Open University for Indonesian Citizens in Malaysia Taufiqurrahman Hasyim; Ali Muktiyanto; Indrianawati Usman; Wahyu Wahyu
Journal of International Conference Proceedings (JICP) Vol 5, No 2 (2022): BEFIC Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i2.1715

Abstract

The Indonesian Open University (UT) has had extensive experience in providing, implementing, and developing educational services in Indonesian and abroad. Several problems related to the planned development of Distance Education Services (PJJ-UT), have become obstacles that hinder the smooth expansion and management of UT abroad. This paper aims to analyze the opportunities and challenges in developing PJJ-UT in Malaysia. The approach used in this study is a qualitative method. The data are collected through participant observation as well as unstructured in-depth interviews involving resources ranging from UT managers, students, and alumni. The results: (1). Many fresh graduates from Senior High School, have departed for Malaysia before the time of receiving their graduation certificate. They are constrained from realizing their intention to continue their study while working; (2). Indonesian illegal migrants who have joined as students, have limited space for movement and are being arrested by Malaysian authorities; (3). Implementation of the mandatory overtime system at workplace, prevented students from participating in examinations; (4). The distance of the student coverage area, resulted in delays in taking academic activities; (5). The dropping out phenomenon among students who are not motivated to study is high, especially after returning to their homeland. Keywords: PMI In Malaysia, PJJ Program For PMI, Study While Working.
Dividen Sebagai Variabel Moderator Pengaruh Likuiditas dan Leverage Terhadap Nilai Perusahaan Manufaktur di Bursa Efek Indonesia Periode 2012-2015 Rabani; Mahyus E. Sitompul; Ali Muktiyanto
Jurnal Kewarganegaraan Vol 6 No 4 (2022): Desember 2022
Publisher : UNIVERSITAS PGRI YOGYAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31316/jk.v6i4.4593

Abstract

Abstrak Pemilik dan stakeholder mengharapkan adanya pertumbuhan kinerja keuangan secara berkala atas perusahaan. Tujuan utama para investor berinvestasi biasanya mengharapkan adanya cash back atau pengembalian berupa deviden. Kebijakan memberikan dividen penting bagi perusahan, tetapi sejatinya pembagian dividen harus diupayakan tidak menjadi penghambat pertumbuhan perusahaan atau menurunkan nilai perusahaan. Kesejahteraan dan harapan para investor terpenuhi diantaranya adalah dengan memaksimalkan nilai perusahaan yang tak menjadi penghambat pertumbuhan nilai perusahaan, sekaligus cerminan kinerja keuangan perusahaan. Penelitian ini memakai metode kuantitatif guna menganalisa dividen sebagai variabel moderator pengaruh likuiditas serta leverage pada nilai perusahaan manufaktur di BEI periode 2012-2015 dengan kriteria perusahaan yang menyajikan data CR, DER, DPR dan PBV. Hasil penelitian membuat kesimpulan likuiditas dimoderasi kebijakan dividen tak memberi pengaruh pada nilai perusahaan, sebagai pure moderator atau moderator murni. Sedangkan leverage yang dimoderasi kebijakan dividen memberikan pengaruh pada nilai perusahaan, sebagai quasi moderator atau moderator semu yang bisa menguatkan pengaruh leverage pada nilai perusahaan. Disarankan kepada para pengelola perusahaan manufaktur agar mempertimbangkan adanya kebijakan pembagian dividen yang lebih menarik di masa mendatang kepada para investor, karena kebijakan dividen yang telah direalisasikan belum berpengaruh pada nilai perusahaan. Selanjutnya lebih berhati-hati dalam pengelolaan dana utang serta lebih memaksimalkan pengelolaan aset perusahaan. Kata Kunci: Kebijakan Dividen, Leverage, Likuiditas, Nilai Perusahaan
Effective Bookkeeping Using Online-Based Application to Leverage the Competitive Advantage of MSMEs in Ciledug District Etik Ipda Riyani; Sakina Nusarifa Tantri; Nadhira Hardiana; Yeni Widiastuti; Ali Muktiyanto
Journal of the Community Development in Asia (JCDA) Vol 6, No 2 (2023): Journal of the Community Development in Asia (JCDA)
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jcda.v6i2.2243

Abstract

The purpose of this community service is to provide assistance in improving knowledge and skills for MSME actors in Ciledug in carrying out bookkeeping using online-based application. This assistance activity is carried out in four stages, the first stage is assistance in general bookkeeping for manufacture and production businesses. The second stage is assistance for manufacture businesses. The third stage is assistance for retail businesses, while the fourth stage is consultation session. The assistance program included monitoring and evaluation to see the effectiveness of this program in helping MSME productivity and improving competitive advantages. The results of this assistance program indicated that MSME actors are being capable to record the financial transaction using online-based bookkeeping and produce financial reports using online-based application. The monitoring and evaluation stage resulted that MSMEs can improve their efficiency, effectiveness, and productivity by using financial information produced by online-based application. Therefore, MSMEs can achieve their own competitive advantages.
Analysis of the Influence of Digital Banks on Bank Profitability Johan Lazuardi*; Ali Muktiyanto; Hety Budiyanti
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 12 No 2: Juni 2023
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v12i2.9517

Abstract

This article aims to present an analysis of the influence of digital banks on bank profitability in Indonesia in 2013–2021. The research method used is a comparative causal method with secondary data from annual reports of sample banks taken purposively from banks in Indonesia that have provided digital bank transaction services and have gone public from 2013–2021. The results show that the number of digital bank transactions in the form of mobile banking (MB) has a positive effect on bank profitability by controlling liquidity (LDR). This happens because MB transactions are emergency and simple with smaller transaction limits so that the number of MB transactions is large and in line with increasing operational efficiency and bank profitability, and the number of digital bank transactions in the form of Internet banking does not affect bank profitability even though it has controlled liquidity (LDR). ). This is because IB transactions are complex with a nominal limit per transaction that is larger than MB, so the number of IB transactions is smaller than the number of MB transactions. Keywords: Digital Bank; Mobile Banking; Internet Banking; Liquidity; Profitability Abstrak Artikel ini bertujuan menyajikan analisis pengaruh dari bank digital terhadap profitabilitas bank di Indonesia pada tahun 2013–2021. Metode penelitian yang digunakan adalah metode kausal komparatif dengan data sekunder dari laporan tahunan bank sampel yang diambil secara purposive pada bank di Indonesia yang telah memberikan layanan transaksi bank digital dan telah go public dari tahun 2013–2021. Hasil penelitian menunjukkan jumlah transaksi bank digital berupa mobile-banking (MB) berpengaruh positif terhadap profitabilitas bank dengan mengontrol likuiditas (LDR). Hal ini terjadi karena transaksi MB bersifat darurat dan simpel dengan limit pertransaksi yang lebih kecil sehingga jumlah transaksi MB banyak dan selaras dengan peningkatan efisiensi operasional dan profitabilitas bank, dan jumlah transaksi bank digital berupa internet banking tidak berpengaruh terhadap profitabilitas bank walaupun sudah mengontrol likuiditas (LDR). Hal ini karena transaksi IB bersifat kompleks dengan limit nominal pertransaksi yang lebih besar dari MB, sehingga jumlah transaksi IB lebih kecil dari jumlah transaksi MB. Kata Kunci: Bank Digital; Mobile Banking; Internet Banking; Likuiditas; Profitabilitas
Implementation of Digital Marketing for Household Businesses in the Context of Accelerating Economic Recovery During the Covid-19 Pandemic Sakina Tantri; Etik Riyani; Ali Muktiyanto; Yeni Widiastuti; Agus Prasetyo
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 6 No 2 (2022): November 2022
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/engagement.v6i2.1090

Abstract

This community service activity aims to help small, household-based businesses accelerate their economic recovery. Household businesses in Ciledug District, Tangerang, Banten, are a potential sector that must be managed properly, especially in implementing marketing strategies using technology to survive and be sustainable. Therefore, it is important for the community service team to provide training regarding the implementation of digital marketing strategies for household businesses in an effort to accelerate economic recovery in Ciledug District, Tangerang, Banten, by maximizing the potential of household businesses in the region. This training was attended by 36 housewives who actively participated in running business and social activities. In this training, material is provided on marketing concepts and digital marketing practices for business products. The result of this community service is that the form of training in implementing digital marketing can be seen from two things, namely knowledge of marketing theory, and also skills in terms of implementing digital marketing.