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Islamic Banking and Fintech: Sustainable Collaboration Khairul Umam Khudhori; Loni Hendri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2021)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i2.4881

Abstract

This paper aims to conclude the best collaboration form between Islamic Banking and Syariah Fintech which is beneficial for both of them and also beneficial for customer. Descriptive-critical analysis is used in this paper. The analysis began by presenting collaboration forms between Bank and Fintech, then the forms are analyzed to find the most beneficial collaboration form for Islamic Banking, Syariah Fintech and customer.The result shows that the most beneficial collaboration form is collaboration between Islamic Banking and Syariah Fintech to increase financing services. By this form of collaboration, Islamic Banking could use the network of Syariah Fintech to channelize the financing to its customer which is untouchable before. This collaboration needs detail regulation and policy to protect every single entity included in it collaboration.
Analisis Kebutuhan Pengguna Lulusan Program Studi Perbankan Syariah Di Kabupaten Rejang Lebong Noprizal Noprizal; Andriko Riko; Khairul Umam Khudhori
Urwatul Wutsqo: Jurnal Studi Kependidikan dan Keislaman Vol. 11 No. 2 (2022): September
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian Masyarakat (LP3M) STIT Al Urwatul Wutsqo - Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54437/urwatulwutsqo.v11i2.606

Abstract

This study aims to reveal in what positions graduates of the Islamic banking study program are placed. The needs of graduates of the Islamic banking study program are what users want, and where do graduates of the Islamic banking study program work? Until the end of 2018, the Islamic banking study program had completed 542 graduates. This research is field research that uses a qualitative descriptive analysis approach. The subjects of this research are alumni of Islamic banking study programs, both those who work in government, private and entrepreneurial institutions. Alumni users, both from schools and government and private institutions. The determination of research subjects as respondents is by incidental techniques combined with snowball techniques. The research was conducted in the Rejang Lebong Regency. The main data sources are Islamic banking alumni and graduate users. The research succeeded in revealing that (1) Islamic banking graduates work in bank financial institutions, non-banks, and other non-financial economic institutions. (2) The needs of stakeholders for graduates of the Islamic banking study program are still classified as very potential. (3) The position of Islamic banking alumni is still very general, such as administrative staff, cashiers, customer service, tellers, operators, and other temporary employees. It's just that of the many respondents, some have quite prestigious positions, namely lecturers, cooperation and capital analysts, BMT managers, and other positions that are almost similar to him