Article Per Year (5 Year)
p-Index From 2019 - 2024
0.444
P-Index
This Author published in this journals
All Journal Al-Muamalat : Jurnal Ekonomi Syariah Likuid: Jurnal Ekonomi Industri Halal
Fadhila Ihsan Nursyahida
UIN Sunan Gunung Djati Bandung
Humanities Economics, Econometrics & Finance Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PENGARUH KEMUDAHAN PENGGUNAAN DAN RISIKO PADA APLIKASI INVESTREE TERHADAP KEPUTUSAN BERTRANSAKSI MENGGUNAKAN FINANCIAL TECHNOLOGY (FINTECH) PEER TO PEER LENDING SYARIAH Fadhila Ihsan Nursyahida
Al-Muamalat: Jurnal Ekonomi Syariah Vol 8, No 1 (2021): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v8i1.16662

Abstract

Digital technology is currently developing very rapidly, many new innovations have emerged in the field of technology ranging from hardware to software and even other supporting devices. Digital technology has also developed, supported by the increasing use of the internet and gadgets, from the financial service operating system, which has now undergone changes. Many financial service operating systems based on digital technology have emerged that can assist the activities and needs of the community. This study aims to determine how much influence the ease of use (Ease of Use), and risk on the Investree Application on the decisions of students who transact in using Financial Technology (Fintech) Peer to Peer Lending Syariah simultaneously. The research uses quantitative research methods, for the quantitative method is multiple test with a sample of 77 respondents. Questionnaire data collection was carried out as a data collection technique, for data processing assisted by using SPSS version 26 analysis tool. The results of the study based on the data obtained showed that the results of the Ease of Use variable had a significance value of tcount of 5.702 > ttable = 1.9917 or sig = 0.000 < = 0.05, meaning that Ha is accepted so that there is an influence of the ease of use of the Investree application on the decision to transact using Financial Technology (Fintech) Peer to Peer Lending Syariah, so it has a positive effect. The risk variable from the t test results with an alpha value of 0.05 then HO is accepted and Ha is rejected, because t = 1.696 < t-table = 1.9917 or sig = 0.094 > = 0.05 then there is no effect of risk on transaction decisions using Peer to Peer Lending Syariah, therefore it can ensure that the risky variable is negative and significant to the decision to transact using Financial Technology (Fintech) Peer to Peer Lending Syariah. The R² value has a value of 0.642, so it can be stated that the ease of use and risk in the Investree application affect the decision to transact using Sharia peer to peer lending financial technology (Fintech) together by 41.2%.
PENGARUH KEMUDAHAN PENGGUNAAN DAN RISIKO PADA APLIKASI INVESTREE TERHADAP KEPUTUSAN BERTRANSAKSI MENGGUNAKAN FINANCIAL TECHNOLOGY (FINTECH) PEER TO PEER LENDING SYARIAH Fadhila Ihsan Nursyahida; Muhammad Hasanuddin
LIKUID: Jurnal Ekonomi Industri Halal Vol 2, No 1 (2022): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (679.257 KB) | DOI: 10.15575/likuid.v2i1.16755

Abstract

The current financial service operating system has undergone many changes, various financial service operating systems based on digital technology have emerged that can help the activities and needs of the community. This study aims to determine how much influence the ease of use (Ease of Use) and risk on the Investree Application have on the decisions of students who transact in using Financial Technology (Fintech) Peer to Peer Lending Syariah simultaneously. The research uses quantitative research methods, The risk variable from the t test results with an alpha value of 0.05 then HO is accepted and Ha is rejected, because t = 1.696 < t-table = 1.9917 or sig = 0.094 > = 0.05 then there is no effect of risk on the decision to transact using using Peer to Peer Lending Syariah, therefore it can be concluded that the risk variable has a negative and significant effect on the decision to transact using Financial Technology (Fintech) Peer to Peer Lending Syariah. The R² value has a value of 0.642, so it can be stated that the ease of use and risk in the Investree application affect the decision to transact using peer to peer Sharia financial technology (Fintech) together by 41.2%.
Co-Authors Muhammad Hasanuddin