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All Journal Journal of Lex Generalis (JLG)
Irma Irma
Magister Ilmu Hukum Universitas Muslim Indonesia
Law, Crime, Criminology & Criminal Justice

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Upaya Penyelesaian Kredit Macet Dengan Jaminan Hak Tanggungan Pada Bank Perkreditan Rakyat Syariah Irma Irma; Sufirman Rahman; Sri Lestari Poernomo
Journal of Lex Generalis (JLG) Vol. 3 No. 2 (2022): Journal of Lex Generalis (JLG)
Publisher : Journal of Lex Generalis (JLG)

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Abstract

Tujuan penelitian menganalisis penyelesaian kredit macet dengan jaminan hak tanggungan pada BPRS sudah tepat dan benar, menurut hukum. Metode penelitian dalam penelitian ini menggunakan tipe penelitian empiris. Hasil penelitian ini menunjukkan bahwa: (1) Penyelesaian kredit macet dengan jaminan hak tanggungan pada bank Perkreditan rakyat Syariah sudah tepat dan benar (2) Akibat hukum terhadap peneyelesaian kredit macet dengan hak tanggungan sudah memberi kemamfaatan hukum dalam penelitian. Rekomendasi dari penelitian perlunya prinsip kehati-hatian dalam pemberian kredit, dan pengelolaan ekonomi, penyelesaian kredit yang dijamin dengan hak tanggungan menggunakan dasar hukum pasal 6 UU hak tanggungan. The research objective to analyze the settlement of bad loans with mortgage guarantees at the BPRS that is correct and correct, according to law. The research method in this study uses the type of empirical research. The results of this study indicate that: (1) Settlement of bad loans with mortgage guarantees at Islamic rural credit banks is correct and correct (2) The legal consequences of settlement of bad loans with mortgages have provided legal benefits in research. Recommendations from the research on the need for prudential principles in lending, and economic management, settlement of loans guaranteed with mortgages uses the legal basis of Article 6 of the Mortgage Law.
Co-Authors Sri Lestari Poernomo Sufirman Rahman