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Modification of UTAUT2 in assessing the use of E-Money in Surakarta Fuad Hasyim
Jurnal Ekonomi Islam Vol 1 No 2 (2022): August 2022
Publisher : Scimadly Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (570.6 KB) | DOI: 10.55657/iefj.v1i2.41

Abstract

The globalization era has changed everything, including changing the order of the payment system in Indonesia. Currently e-money is growing rapidly in Indonesia, but it is not followed by the development of e-money users. E-money users in Indonesia are still considered low, this is because there are still many people who use cash. This study aims to measure people's interest in using e-money with the UTAUT 2 approach. The method used in this study is regression with the population of the Surakarta community with a sample of 102 respondents. The results showed that business expectations, hedonic motivation, price values and habits affect the interest in using e-money. Meanwhile, performance expectations, social factors and facilitating conditions have no effect on the interest in using e-money.
Pendekatan TAM dalam Menilai Keputusan Penggunaan LinkAja Syariah pada Masyarakat Surakarta Fuad Hasyim; Rya Addela; Novia Gita Rahmawati
Velocity: Journal of Sharia Finance and Banking Vol. 3 No. 1 (2023): May 2023
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (890.884 KB) | DOI: 10.28918/velocity.v3i1.7059

Abstract

In this digital era, people are required to transform using e-payments. However, not all levels of society have adapted to digitalization of payments. This study aims to analyze the effect of ease of use, usefulness, and religiosity on the decision to use LinkAja Syariah. This research is a primary quantitative research. The sampling technique was carried out using purposive sampling with convenience sampling. Respondents were obtained by 123 users of the LinkAja Syariah application in the Surakarta area. Data analysis technique using multiple linear regression analysis. The results show that all construct variables consisting of convenience, usefulness and religiosity influence the decision to use LinkAja Syariah in the people of Surakarta.