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All Journal Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Achmad Jufri
Pascasarjana Universitas Islam Negeri Sunan Kalijaga Yogyakarta
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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INVESTIGASI FUNDRAISING ZAKAT INFAQ SHADAQAH DI LEMBAGA AMIL ZAKAT INFAQ SHADAQAH NAHDLATUL ULAMA (LAZISNU) KABUPATEN PAMEKASAN Achmad Jufri; Iqbal Rafiqi
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 1, No 2 (2020): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (893.858 KB) | DOI: 10.28944/masyrif.v1i2.480

Abstract

LAZISNU Pamekasan Regency as one of the amil zakat institutions which has quite high in 2018, which reached a total revenue of Rp. 1.5 Billion. Based on this, there are two focus studies in this research, namely: first, how to analyze the implementation of the Zakat Infaq Shadaqah (ZIS) fundraising strategy at the Amil Zakat Infaq Shadaqah Nahdlatul Ulama (LAZISNU) Institute of Pamekasan Regency; second, how to evaluate or control the fundraising strategy carried out by LAZISNU Pamekasan Regency. This study uses a qualitative approach with a descriptive type of research. Sources of data obtained through interviews, observation and documentation. The informants are supervisors, core management, and fundraising staff. While checking the validity of the data is done through persistence of observation and triangulation. The results showed that the implementation of the zakat infaq shadaqah fundraising strategy at LAZISNU Pamekasan Regency was carried out in collaboration with other organizations or agencies under the auspices of NU and institutions or companies. The first strategy that was prepared was to form a competent LAZISNU board. In the early stages, LAZISNU conducted mapping and data collection on prospective donors and muzakki (identification or segmentation and targeting) to determine the appropriate fundraising method. There are two methods used, namely direct fundraising and indirect fundraising. In addition, LAZISNU also provides special services for donors in the form of a donation pick-up service. Evaluation of the strategy or controlling fundraising zakat infaq shadaqah at LAZISNU Pamekasan Regency is held every month which is packaged with the column "lailatul ijitma'" to correct and improve strategy implementation so that it remains consistent in carrying out the fundraising strategy even though it is faced with internal and external problems.
INVESTIGASI PERAN FEE BASED INCOME TERHADAP PROFITABILITAS (ROA) DI BANK SYARIAH INDONESIA (Studi Kasus Pada PT. Bank Syariah Mandiri Periode 2005-2014) Iqbal Rafiqi; Fatati Nuryana; Maftuhatul Faizah; Achmad Jufri
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 1, No 2 (2020): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1191.133 KB) | DOI: 10.28944/masyrif.v1i2.474

Abstract

The existence of fee-based income solutions and services shows Islamic banks' attempts to improve, one of which is PT. Bank Syariah Mandiri, which can generate a fee-based income of Rp. 783,649,000,000. (September 2014,) This is intrinsically tied to Islamic banks' approach to satisfy the company's goal of improving profits, and BI is more concerned with evaluating a company's profitability based on the amount of return on assets (ROA) than than return on equity (ROE) bank. At PT. Mandiri Syariah Bank, the goal of the study was to evaluate the increase of fee based income (FBI) and see if there was an influence of fee based income on the rate of return on assets. The statistical method of simple linear regression analysis is used in this research for quantitative analysis. The research data that has been collected was secondary data. The sample was collected from PT. Bank Syariah Mandiri's quarterly financial statements from 2005 to 2015, which can be accessed at www.bi.go.id. The results showed that hypothesis testing with t test and F test resulted in an independent variable, namely fee based income (FBI), having a significant effect on the level of return on assets (ROA). The t test test (Table Coefficients) obtained a t value of 4.444, - while statistical table (t table) obtained a t value of 2.032, - meaning ttable tcount (2. with t and F each having a significance value of 0.000, which is less than 0.05. Based on the results of the regression analysis, the regression equation obtained is Y = 0.714 + 0.0000008606 X, this equation states that in the absence of fee based income (FBI) the rate of return on assets (ROA) is 0.714, - and every increase of 1,000,000 rupiah fee based income (FBI) will cause an increase of 0.8606, - in the rate of return on assets (ROA). The coefficient of determination (R2) is 0.349, - (Ajusted R Square) this means that 35% of the variation in return on assets (ROA) is explained by variations in fee based income (FBI) while the remaining 65% is explained by variations in other factors such as income from Islamic bank financing.
Co-Authors Fatati Nuryana Iqbal Rafiqi Maftuhatul Faizah