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THE EFFECT OF THIRD PARTY FUNDS GROWTH, CREDIT GROWTH, NON PERFORMING LOAN (NPL) AND INTEREST RATE ON PROFITABILITY IN CONVENTIONAL COMMERCIAL BANKS LISTED ON IDX FOR THE PERIOD 2018-2021 Haninah Haninah; Gregorius N.Masdjojo
Jurnal Ekonomi Vol. 11 No. 02 (2022): Jurnal Ekonomi, Periode September 2022
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.853 KB)

Abstract

Profitability refers to the ability of a business to generate profits within a certain period of time by using productive assets or capital, such as total capital and own capital. However, poor profitability may imply that management's financial performance is less than desirable in terms of generating profits. To see an increase in profitability in a company, external and internal parties will pay attention to several factors that can affect profitability. This study was conducted to examine and analyze the effect of growth of third party funds, credit growth, non-performing loans (NPL) and interest rates on profitability. The population used in this study is conventional commercial bank companies listed on the Indonesia Stock Exchange for the 2018-2021 period. The sample used in this study were 129 companies using the purposive sample method. Data analysis technique using multiple linear regression analysis. The results of the analysis obtained in this study are the growth of third party data, credit growth and interest rates have a significant positive effect on profitability, while non-performing loans (NPL) have no effect on profitability.
Penelusuran Fly Paper Effect pada Belanja Operasi dan Belanja Modal Pemerintah Daerah Kabupaten/Kota di Provinsi Jawa Tengah Ari Junaedi; Gregorius N Masdjojo
Jurnal Ekonomi dan Bisnis Vol 25, No 2 (2022): JURNAL EKONOMI DAN BISNIS SEPTEMBER 2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/jebi.v25i2.2433

Abstract

This research examine the flypaper effects as one as the indicator of succes of decentralisations. The research analyze to find out wether Balancing Fund (especially General Fund Transfer) and The locally-generated revenur influence the Operational Expenditure and Capital Expenditure in the period of 2018-2020. The resources of data used are budget realization report of 35 Regency/City Regional Government Province of Central Java that was published at the Directorate General of Financial Balance Ministry of Finance. The method used in this study is a purposive sampling method with panel data which is used the combination period/years of 2018-2020 time series data and used the cross section data of 35 Regency/City Regional Governments in Province of Central Java. The result of research prove that there has been a flypaper effect on the Balancing Fund (especially General Fund Transfer) on Operational Expenditures at 35 Regency/City Regional Government in Province of Central Java. The Balancing Fund and Locally Generated Revenue each have a significant influence on Operational Expenditures. The results of the second hypothesis testing prove that the The Balancing Fund and Locally Generated Revenue have no effect on Capitall Exspenditures.
Metode Daring untuk Meningkatkan Kemampuan Mitigasi Risiko Bank bagi Manajemen BPR Masa Pandemi Covid-19 Listyorini Wahyu Widati; Titiek Suwarti; Gregorius N Masdjojo; Sri Isnowati
Jurnal Pengabdian kepada Masyarakat STIE AKA Semarang Vol 1 No 1 (2022): Februari: Jurnal Pengabdian kepada Masyarakat (Abdimas) 
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Institut Teknologi dan Bisnis (ITB) Semarang

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Abstract

Kegiatan Pengabdian kepada Masyarakat ini bertujuan membantu para pengelola Lembaga Keuangan Mikro secara khusus Bank Perkreditan Rakyat (BPR) dalam memitigasi risiko yang menjadi dampak dari tersebarnya Corona Virus Diseas tahun 2019 (Covid-19). Aktifitas ini menjadi perwujudan salah satu Tri Dharma Perguruan Tinggi dari Universitas Stikubank yang diwakilkan kepada para anggota Tim Pengabdian kepada Masyarakat. Bentuk bantuan yang dipilih adalah berupa kegiatan Pelatihan dengan metode on-line dengan sasaran peserta para manajemen BPR. Materi yang diberikan adalah Latar Belakang Pandemi Covid-19, Dampak Covid-19, Kemungkinan risiko-risiko yang akan dihadapi BPR, Kebijakan Pemerintah dan Otoritas Keuangan dalam rangka menghadapi dampak pandemi dan strategi-strategi yang dapat dilakukan BPR.
Metode Daring untuk Meningkatkan Kemampuan Mitigasi Risiko Bank bagi Manajemen BPR Masa Pandemi Covid-19 Listyorini Wahyu Widati; Titiek Suwarti; Gregorius N Masdjojo; Sri Isnowati
Jurnal Pengabdian kepada Masyarakat STIE AKA Semarang Vol 1 No 1 (2022): Februari: Jurnal Pengabdian kepada Masyarakat (Abdimas) 
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kegiatan Pengabdian kepada Masyarakat ini bertujuan membantu para pengelola Lembaga Keuangan Mikro secara khusus Bank Perkreditan Rakyat (BPR) dalam memitigasi risiko yang menjadi dampak dari tersebarnya Corona Virus Diseas tahun 2019 (Covid-19). Aktifitas ini menjadi perwujudan salah satu Tri Dharma Perguruan Tinggi dari Universitas Stikubank yang diwakilkan kepada para anggota Tim Pengabdian kepada Masyarakat. Bentuk bantuan yang dipilih adalah berupa kegiatan Pelatihan dengan metode on-line dengan sasaran peserta para manajemen BPR. Materi yang diberikan adalah Latar Belakang Pandemi Covid-19, Dampak Covid-19, Kemungkinan risiko-risiko yang akan dihadapi BPR, Kebijakan Pemerintah dan Otoritas Keuangan dalam rangka menghadapi dampak pandemi dan strategi-strategi yang dapat dilakukan BPR.
Pengaruh Profitabilitas, Likuiditas, Earning Per Share (EPS) dan Covid-19 (Sebagai Variabel Dummy) terhadap Harga Saham Perusahaan Perbankan yang Terdaftar di BEI Tahun 2016-2022 Nanda Aisyah Rissema; Gregorius N.Masdjojo
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.1652

Abstract

The COVID-19 pandemic hit Indonesia in 2020, the world Composite Stock Price Index (IHSG) decreased drastically in 2020. Indonesia's IHSG fell significantly in March, after information about Covid-19 entered Indonesia. Shares are the highest risk and riskiest among investment instruments. Share prices are formed based on an agreement between demand and supply for traded shares. The share price shows the issuer's performance, share price movements are in line with the issuer's performance, and the issuer's share price tends to rise by investors. Based on the results of the research and discussion, it was concluded that ROA, EPS and COVID-19 had no effect on the share prices of banking companies listed on the IDX Indonesia Stock Exchange. The Current Ratio has an influence on the share prices of banking companies listed on the IDX. The influence of the Current Ratio shows that the company is able to manage current debt with the current assets it owns even though Covid-19 is currently hitting Indonesia.