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All Journal Benefit: Jurnal Manajemen dan Bisnis Jurnal Ilmiah ASET
Hardiwinoto Hardiwinoto, Hardiwinoto
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PEMAHAMAN RASIONAL PEMBIAYAAN SYARIAH, RELEGIUSITAS, PRIMORDIALISME PENGUSAHA DAN PENGARUHNYA TERHADAP SIKAP PENGUSAHA DALAM MEMILIH PEMBIAYAAN DI BANK SYARIAH Wibowo, R. Ery; Hardiwinoto, Hardiwinoto
Benefit Volume 19 No 1 Juni 2015
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

This study provides empirical evidence of a rational understanding of  sharia finance, relegiusitas, primordialism and influence on the attitudes of entrepreneurs in selecting the financing in Islamic banks. Sources of data drawn from the population of Muslims in the city of Semarang entrepreneurs who are members of the organization ICMI (Association of Indonesian Muslim Scholar) Semarang, amounting to 46 entrepreneurs.With the number of samples taken by 35 entrepreneur. The questionnaire was distributed in August 2014. The results also show the R square of 0.643. With the results of hypothesis testing that proves that the attitude of entrepreneur in selecting the financing in Islamic banks more directly influenced by rational understanding of Islamic finance with the level of  sig. at 0,00. The conclusion of this study is that the attitude of entrepreneur  in choosing financing in shariabanks more directly influenced by rational factors. Understanding the underlying profit  factors of business entrepreneurs in choosing financing in Islamic banks. While relegiusitas factors and primordial or organization is not evident similarity ties directly influence the attitude of entrepreneurs in choosing financing in shariabanks.
PEMAHAMAN RASIONAL PEMBIAYAAN SYARIAH, RELEGIUSITAS, PRIMORDIALISME PENGUSAHA DAN PENGARUHNYA TERHADAP SIKAP PENGUSAHA DALAM MEMILIH PEMBIAYAAN DI BANK SYARIAH Wibowo, R. Ery; Hardiwinoto, Hardiwinoto
Benefit: Jurnal Manajemen dan Bisnis Benefit : Kumpulan Makalah Diskusi Dosen FE UMS Volume 19 No 1 Juni 2015
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v1i1.1410

Abstract

This study provides empirical evidence of a rational understanding of  sharia finance, relegiusitas, primordialism and influence on the attitudes of entrepreneurs in selecting the financing in Islamic banks. Sources of data drawn from the population of Muslims in the city of Semarang entrepreneurs who are members of the organization ICMI (Association of Indonesian Muslim Scholar) Semarang, amounting to 46 entrepreneurs.With the number of samples taken by 35 entrepreneur. The questionnaire was distributed in August 2014. The results also show the R square of 0.643. With the results of hypothesis testing that proves that the attitude of entrepreneur in selecting the financing in Islamic banks more directly influenced by rational understanding of Islamic finance with the level of  sig. at 0,00. The conclusion of this study is that the attitude of entrepreneur  in choosing financing in shariabanks more directly influenced by rational factors. Understanding the underlying profit  factors of business entrepreneurs in choosing financing in Islamic banks. While relegiusitas factors and primordial or organization is not evident similarity ties directly influence the attitude of entrepreneurs in choosing financing in shariabanks.
Analisis Respon Pengusaha Konstruksi terhadap Beroperasinya Bank Syari'ah Hardiwinoto, Hardiwinoto
Jurnal Ilmiah Aset Vol 12 No 2 (2010): Jurnal ASET Volume 12 No 2
Publisher : STIE Widya Manggala

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Abstract

The aim of the research was to analyze empirically about factors influencing entrepreneurs attitude to respond the operating syari’ah bank round Semarang and Demak. There were two variables, the first was dependent variable means entrepreneur attitude andthe second was independent variables which had three understanding level. There are the understanding level of religion (religiousity), financial mechanism of syari’ah bank, and syari’ah bank product. The population in research was the member of GAPENSI (AlianceExecutor of Contruction National Indonesia) Semarang and Demak. There were the directors or the company head who has authority in making financial decision. The method used in this hypothesis examination was linear regresion to test the independent variables influence todependent variable. The result of research indicat that result of F count equal to 19.384 at level of significancy 0.000 by together. While each independent variable had own significancy level of religiousity significance 0.926 accepted at trust boundary 0.10, financial mechanismof syari’ah bank significance 0.022 accepted at trust boundary 0.05, and syari’ah bank product significance 0.001 accepted at trust boundary 0.001.
Analisis Potensi Ekonomi dan Penyusunan Grand Strategy Investasi di Kota Semarang Hardiwinoto, Hardiwinoto
Jurnal Ilmiah Aset Vol 13 No 2 (2011): Jurnal ASET Volume 13 No 2
Publisher : STIE Widya Manggala

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Abstract

This study aimed to analyze the economic potential and preparation of the grand strategy of investing in the city of Semarang. Analytical methods used were AHP (Analytical Hierarchy Process) and SWOT (Strength, Weakness, Opportunity, Threat). The Data was obtained by conducting in-depth interviews on stakeholders, and then conducted focus group discussions (FGD). Besides using AHP and SWOT analysis as well as the FGDs also conducted a study visit to the city of Surabaya. The study recommends that the city of Semarang needs to be developed center of trade and means of promotion.
Co-Authors R. Ery Wibowo