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Susanti Sembiring
Fakultas Hukum, Universitas Ekasakti, Padang
Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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PERLINDUNGAN KONSUMEN PEMINJAMAN DANA SECARA ONLINE PADA PERUSAHAAN FINANCIAL TECHNOLOGY Bisma Putra Pratama; Susanti Sembiring
JURNAL SAKATO EKASAKTI LAW REVIEW Vol. 1 No. 2 (2022): Jurnal Sakato Ekasakti Law Review (Agustus 2022)
Publisher : Program Magister Ilmu Hukum, Fakultas Hukum, LPPM Universitas Ekasakti dan Dharma Indonesia Tercinta (DINASTI) Publisher Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (187.817 KB) | DOI: 10.31933/jselr.v1i2.640

Abstract

Financial technology (fintech)-based companies are currently growing rapidly in Indonesia. Law Number 8 of 1999 concerning Consumer Protection states that the terms of the agreement must be in line with the legal requirements of the agreement as regulated in Article 1320 BW in the reality of online-based (fintech) agreements. However, at the practical level, there is a standard clause containing an exoneration clause in the fintech agreement that has the potential to harm consumers. For this reason, the researcher raises the problem in this study, namely how to implement and/or violate Article 18 Number 8 of 1999 concerning Consumer Protection and whether the online agreement violates the provisions of Article 18 of Law Number 8 concerning Consumer Protection. The writing method of this research uses normative legal research, and uses a statutory approach, namely UUPK. The standard clause agreement can be seen in the electronic data-based loan agreement (fintech). In this case, it was made by the fintech business actor. And consumers/customers as the other party are harmed. Therefore, it is necessary to enforce consumer rights. The standard clause is actually allowed by the UUPK on the condition that it cannot include what is regulated in the UUPK. And a form of legal protection for consumers is that consumers can complain about the actions of business actors to the authorized institution, namely the Financial Services Authority (OJK) and business actors are subject to sanctions in the form of removing online-based media on the Google Play Store platform.
KEDUDUKAN ANAK ANGKAT DALAM PEMBAGIAN HARTA WARISAN MENURUT HUKUM ADAT NIAS Susanti Sembiring; Herdayanti Finowa’a
JURNAL SAKATO EKASAKTI LAW REVIEW Vol. 1 No. 3 (2022): Jurnal Sakato Ekasakti Law Review (Desember 2022)
Publisher : Program Magister Ilmu Hukum, Fakultas Hukum, LPPM Universitas Ekasakti dan Dharma Indonesia Tercinta (DINASTI) Publisher Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/jselr.v1i3.751

Abstract

Abstract: The adoption of children under positive law in Indonesia is regulated in Law Number 35 of 2014 concerning Child Protection. PP No. 54 of 2007 concerning Implementation of Child Adoption. Republic of Indonesia Minister of Social Affairs Regulation Number 110/HUK/2019 concerning Requirements for Adoption of Children. Adoption of children is also known in customary law. This study aims to determine the position of adopted children in the distribution of inheritance according to Nias customary law. This research is empirical research, supported by normative research. Data obtained from interviews supported by secondary data. Data were obtained and analyzed qualitatively to obtain descriptive data. From the research results it is known that the position of adopted children in the distribution of inheritance according to Nias Customary Law is the same as the biological children of the parents who adopt them. With his biological parents broke his civil relationship. Therefore, in the distribution of inheritance, adopted children have the same share as their biological children. Abstrak: Pengangkatan anak dalam hukum positif di Indonesia diatur dalam UU Nomor 35 Tahun 2014 tentang Perlindungan Anak. PP Nomor 54 Tahun 2007 tentang Pelaksanaan Pengangkatan Anak. Peraturan Menteri Sosial RI Nomor 110/HUK/2019 tentang Persyaratan Pengangkatan Anak. Pengangkatan anak juga dikenal dalam hukum adat. Penelitian ini bertujuan untuk mengetahui kedudukan anak angkat dalam pembagian harta warisan menurut hukum adat Nias. Penelitian ini merupakan penelitian empiris, yang didukung penelitian normatif. Data dieroleh dari hasil wawancara didukung data sekunder. Data dioleh dan dianalisis secara kualitatif untuk mendapat data deskriptif. Dari hasil penelitian diketahu bahwa kedudukan anak angkat dalam pembagian harta warisan menurut Hukum Adat Nias adalah sama dengan anak kandung dari orang tua yang mengangkatnya atau mengadopsinya. Dengan orang tua kandungnya putus hubungan keperdataannya. Oleh karena itu dalam pembagian harta warisan, anak angkat memiliki bagian yang sama dengan anak kandung.
Co-Authors Bisma Putra Pratama Herdayanti Finowa’a