Nailis Sa’adah
STEI Kanjeng Sepuh Gresik

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IMPLEMENTASI NILAI-NILAI ISLAM DI KOPERASI JASA KEUANGAN SYARIAH BMT CEHA ALMARZUQI DUKUN GRESIK TERHADAP LOYALITAS NASABAH Duta Bintan Fitriyah; Robbah Khunaifih; Nailis Sa’adah
Jurnal Pendidikan Dasar dan Sosial Humaniora Vol. 1 No. 12: Oktober 2022
Publisher : Bajang Institute

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Abstract

Islamic values ​​are actually the accumulation of life principles that teach about how a person should conduct his daily life, one principle with another mutually reinforcing. There is no exception for Islamic values ​​that are carried out by micro-scale Islamic financial institutions such as BMT (Baitul Maal Wat Tamwil). BMT CeHa Al-Marzuqi as one of the Islamic microfinance institutions has these Islamic values ​​in carrying out its activities. In addition to the administrator or manager doing this, of course, members are also expected to do so. In this way, members' loyalty to the institution becomes more than having to choose another institution. Not infrequently members who do not pay attention to these value principles have very doubtful loyalty. The method of data collection is done by interviewing members/customers who are doing daily transactions at BMT then processed by data analysis techniques and presented clearly and actually. The Islamic values ​​include etiquette or morality, such as greeting members/customers who enter the office, greetings when they meet on a trip, praying for each other among members or administrators in terms of goodness and doing things that are justified according to the rules. - the rules or norms of Islamic law. Thus emerged a sense of bellonging or a sense of belonging to each other in order to provide benefits to the surrounding environment
STRATEGI PENGELOLAAN DANA ZAKAT, INFAQ DAN SEDEKAH (ZIS) PADA UPZ KECAMATAN DUKUN KABUPATEN GRESIK Robbah Khunaifih; M. Masrur Huda Asjhadi; Duta Bintan Fitriyah; Nailis Sa’adah
Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2021): Mei: Jurnal Pengabdian kepada Masyarakat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v1i2.386

Abstract

Management of zakat funds requires an institution that handles it in a professional, trustworthy and accountable manner, starting at the central level to the regional level (read: at the lower level it is called UPZ). UPZ (Zakat Collector Unit) is an institution that collects as well as distributes or distributes zakat, formed and officially issued by the local regional BAZNAS. The purpose of its establishment is in accordance with the mandate of Law No.23 of 2011 concerning zakat, namely by becoming UPZ BAZNAS, UPZ operations have been standardized according to the principles of proper zakat management. The services provided by UPZ BAZNAS are more optimal with the authority to provide Evidence of Zakat Deposit (BSZ) printed by BAZNAS. The BSZ can be used as evidence that the zakat paid can be calculated as a deduction from taxable income (zakat as deductible items). One area in East Java in Gresik Regency, Dukun District, has formed a UPZ which is coordinated by the Dukun District UPZ Coordinator who oversees several UPZs, be it Village UPZ or Mosque UPZ and Taklim Assembly UPZ. The existence of the UPZ Coordinator is quite effective in coordinating the management of Zakat, Infaq and Shodaqoh (ZIS) for Muzakki (Zakat Givers), or Mustahik (Zakat Recipients) and Munfiq (Shodaqoh Givers). The potential of ZIS in Dukun Subdistrict, Gresik Regency is quite high, both from the trade, agriculture or animal husbandry sectors as well as from the professions through Professional Zakat. From the early 2017 formation of UPZ until 2021, there was a significant increase. From simply recording ZIS acquisitions to making direct deposits to BAZNAS Gresik, the nominal amount of potential starts from the acquisition of 800 million rupiah to more than 3.5 billion in 2021. This is none other than community participation after going through education and socialization from the Coordinator UPZ either through official or non-official forums such as Friday Khutbah, Tarawih Kultum or existing Taklim Assembly activities.