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All Journal Buletin Studi Ekonomi
Ni Putu Natalia
Fakultas Ekonomi dan Bisnis, Universitas Udayana, Bali, Indonesia
Economics, Econometrics & Finance

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PENGARUH FINANCIAL TECHNOLOGY, KARAKTERISTIK PERUSAHAAN, KARAKTERISTIK PEMILIK DAN LOKASI USAHA TERHADAP KEPUTUSAN PENDANAAN UMKM DI PROVINSI BALI Ni Putu Natalia; Ni Luh Putu Wiagustini
Buletin Studi Ekonomi VOLUME.27.NO.2.TAHUN.2022
Publisher : Buletin Studi Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/BSE.2022.v27.i02.p04

Abstract

Funding decisions is financial decisions relating to investment spending made by the financial manager associated with how to finance the investment decisions that will be made and determine the composition of funding sources. Financial technology, company characteristics, owner characteristics and business location are said to have an influence in making funding decisions. Study aims to determine how the influence of financial technology, company characteristics, owner characteristics and business location on funding decisions with 100 respondens. The sample determination technique use a purposive sampling method based on MSMEs who know about Fintech lending, namely online lending and borrowing services. The method of collecting data is through a questionnaire. The data analysis technique used is multiple linier regression. The results indicate that financial technology, company characteristics, owner characteristics and business location have a positive effect on funding decisions.
Co-Authors Ni Luh Putu Wiagustini