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Pengaruh Pandemi COVID-19 Terhadap Return Saham Perbankan Milik Pemerintah Indonesia (Studi Kasus Maret 2020-Maret 2022) Endang Sri Apriani; Kety Lulu Agustin
Eco-Entrepreneur Vol 8, No 1 (2022): Juni
Publisher : Eco-Entrepreneur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/ee.v8i1.16488

Abstract

Kebijakan penundaan kewajiban pembayaran kredit dan kebijakan bunga perbankan yang dikeluarkan oleh pemerintah karena terjadinya pandemi COVID-19 berpengaruh terhadap pencatatan pendapatan bank. Permasalahan tersebut melatarbelakangi penelitian terhadap kinerja harga saham perbankan yang tercermin melalui indeks infobank15. Penelitian ini dilakukan secara kuantitatif dengan menggunakan perubahan data kasus terkonfirmasi, pemulihan dan kematian akibat COVID-19 di Indonesia dan data harga saham bank-bank BUMN pada periode yang sama. Manfaat penelitian ini dapat digunakan sebagai bahan pertimbangan masyarakat untuk berinvestasi di Pasar Modal dan mengantisipasi beberapa akibat yang timbul dari pandemi. Dari sisi emiten, dapat dilakukan branding saham yang baik melalui kebijakan yang akan diterapkan pada saat krisis karena faktor makroekonomi.
The Effect of Debt to Equity Ratio, Debt to Asset Ratio, and Risk Based Capital on Return on Asset In General Insurance Companies on The Indonesia Stock Exchange For 2015-2021 Period Kety Lulu Agustin; Annisa Dewi Dharmmesti; Nurul Musfirah Khairiyah
MEC-J (Management and Economics Journal) Vol 6, No 3 (2022)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/mec-j.v6i3.17418

Abstract

According to the study's findings, the ratios of debt to equity (DER), debt to assets (DAR), and risk-based capital (RBC) all affect return on assets at the same time (ROA). This research was conducted to look at the ratios of risk-based capital (RBC) to return on assets (ROA), debt to equity ratio (DER), and debt to asset ratio (DAR) in general insurance businesses for the years 2015 through 2021.  This kind of study employs a quantitative methodology and secondary data sources. Financial statements are the source of the data. The general insurance businesses are the study's population. Analysis is conducted using multiple regression. The IBM SPSS Statistics 25 statistical application is used by the researcher. Debt to Equity Ratio (DER) significantly influences Return on Assets in a favorable way (ROA).  
PENGARUH KUALITAS PELAYANAN DAN CITRA PERUSAHAAN TERHADAP KEPUASAN NASABAH Dessy Handa Sari; Sri Ningsih; Kety Lulu Agustin
Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi) Vol 7 No 1 (2023): Edisi Januari - April 2023
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v7i1.2917

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Kualitas Pelayanan dan Citra Perusahaan terhadap Kepuasan Nasabah pada PT Pegadaian (Persero) UPC Pasar Buton. Metode yang digunakan adalah metode kuantitatif. Variabel dependen pada penilitian ini yaitu Kepuasan Nasabah dan variabel independen yaitu Kualitas Pelayanan dan Citra Perusahaan. Metode analisis data menggunakan uji regresi linier berganda, hasil analisis menunjukkan bahwa variabel kualitas pelayanan berpengaruh signifikan terhadap kepuasan nasabah, dan citra perusahaan berpengaruh signifikan terhadap kepuasan nasabah. Berdasarkan hasil uji simultan (uji F) kualitas pelayanan dan citra perusahan memiliki pengaruh dengan nilai signifikan terhadap kepuasan nasabah. Dan hasil uji t variabel kualitas pelayanan memiliki pengaruh positif dan signifikan terhadap keputusan nasabah dengan tingkat signifikan positif lebih kecil. Variabel citra perusahaan memiliki pengaruh positif dan signifikan terhadap kepuasan nasabah dengan tingkat signifikan positif.
Pemahaman Mekanisme dan Penerapan Pembukaan Rekening Efek Kepada Siwa dan Guru SMK Panca Dharma, Kota Balikpapan Dessy Handa Sari; Endang Sri Apriani; Nurul Musfirah Khairiyah; Kety Lulu Agustin; Ida Suriana
Journal of Applied Community Engagement Vol 3 No 2 (2023): Journal of Applied Community Engagement (JACE)
Publisher : ISAS (Indonesian Society of Applied Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52158/jace.v3i2.613

Abstract

Securities companies, also called stock companies, are the most important chain in the capital market industry. Its existence is needed by two other market players, namely institutions (both government and private) that wish to raise funds and parties who have funds, both creditors and debtors. Unfortunately, literacy about stock investment is still low, especially in the younger generation, specifically in vocational schools in Balikpapan. For that reason, the Non-Productive Community Empowerment Program (PPM-NP) was held to empower target audiences to have knowledge about the importance of using free time in positive activities that can increase knowledge and skills. The target audience for this activity is Panca Dharma students in Balikpapan. This activity is collaborative with Mirae Balikpapan securities companies. This dedication method is carried out by providing training materials in lectures about the importance of introducing securities accounts on the stock exchange and the practice of opening securities accounts by several teachers and students of Panca Dharma Vocational School, which amounts to forty people who collaborate with Mirae Securities companies. The end result of this community dedication program is additional literacy and related education for teachers at the Panca Dharma Balikpapan Vocational School and the opening of securities accounts by five teachers and 18 students.