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FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN BPR SYARIAH DI INDONESIA Sofyan, Mohammad
Sains Manajemen Vol 5, No 2 (2019): Jurnal Sains Manajemen
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/sm.v5i2.1862

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis pengaruh Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Biaya Operasional Pendapatan Operasional (BOPO), dan Return on Asset (ROA) sebagai proksi kinerja keuangan BPR Syariah di Indonesia periode tahun 2007-2018. Populasi penelitian adalah seluruh BPR Syariah di Indonesia. Data sekunder berupa data time series dari Statistik Perbankan Syariah 2007-2018. Analisis data menggunakan analsiis regresi linier berganda. Hasil penelitian menunjukkan bahwa CAR dan FDR berpengaruh positif terhadap ROA, BOPO berpengaruh negatif terhadap ROA, sedangkan NPF tidak berpengaruh terhadap ROA.Kata Kunci : BPR Syariah, ROA, CAR, BOPO, NPF, FDR
Analysis of Factors Affecting Original Local Government Revenue of East Java Province Cundo Harimurti; Mohammad Sofyan
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4930

Abstract

This study aims to analyze the factors that influence the original local government revenue of the province of East Java, namely: Population, gross regional domestic product, and inflation from 2015 to 2021. With multiple linear regression analyses, it is known that the Population has no significant negative effect on original local government revenue. Meanwhile, gross regional domestic product and inflation have a significant positive effect on original local government revenue.
Faktor-Faktor Yang Mempengaruhi Profitabilitas Bank Perkreditan Rakyat (BPR) di Provinsi Jawa Timur Sofyan, Mohammad
Jurnal Inspirasi Bisnis dan Manajemen Vol 3, No 1 (2019): JUNI 2019
Publisher : Lembaga Penelitian Universitas Swadaya Gunung Jati

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (542.418 KB) | DOI: 10.33603/jibm.v3i1.2093

Abstract

Abstract. : This study aims to determine the effect of CAR, LDR, BOPO, and NPL to profitability Rural Bank in East Java province from 2008 to the 2016 year. The research method used in this study is a quantitative research method. The data analysis technique using panel data regression. The results showed that of simultaneously CAR, LDR, BOPO, and NPL have an effect on the ROA. Partially CAR, LDR, and BOPO have a negative effect on ROA, while the NPL variable has no effect on ROA. The implications of this research is that so that the Rural banks determine the appropriate credit distribution ceiling based on the capital consideration held.Keywords: BOPO, CAR, LDR, NPL, ROA. Abstrak : Penelitian ini bertujuan untuk mengetahui pengaruh CAR, LDR, BOPO, dan NPL terhadap profitabilitas Bank Perkreditan Rakyat di Provinsi Jawa Timur periode tahun 2008-2016. Metode penelitian yang digunakan dalam penelitian ini adalah meotde penelitian kuantitatif. Teknik analisis data menggunakan regresi data panel. Hasil penelitian menunjukkan bahwa secara simultan CAR, LDR, BOPO, dan NPL berpengaruh positif terhadap ROA. Secara parsial CAR, LDR, dan BOPO berpengaruh negatif terhadap ROA, sedangkan peubah NPL tidak berpengaruh terhadap ROA. Implikasi penelitian ini, agar BPR menentukan plafon penyaluran kredit yang tepat dengan berdasarkan pertimbang Modal yang dimiliki.   Katakunci: BOPO, BPR, CAR, LDR, NPL, ROA.
ANALYSIS FINANCIAL PERFORMANCE OF RURAL BANKS IN INDONESIA Sofyan, Mohammad
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 3, No 03 (2019): IJEBAR, VOL. 03 ISSUE 03, SEPTEMBER 2019
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v3i03.588

Abstract

During the period 2006-2019 many rural banks were liquidated by Indonesia Deposit Insurance Corporation (LPS) which have an impact on the performance of rural banks. This study aims to determine the effect of CAR, LDR, OCOI and NPL on the ROA of Rural Banks in Indonesia. The results of the study show that CAR, LDR, and OER have a significant effect on ROA. Every increase in operating costs will result in a decrease in pre-tax profit which results in a decrease in ROA. NPL has no significant effect on ROA. because rural bank has a large CAR ratio to cover credit risk.
The Influence of Service Quality and Price on the Interest of Commuterline KRL Passengers Waode Utari Nur Aisyah; Fahruddin Salim; Mohammad Sofyan
Ilomata International Journal of Management Vol 1 No 1 (2019): October 2019
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (319.726 KB) | DOI: 10.52728/ijjm.v1i1.29

Abstract

This electric train transportation facility is a means of transportation that avoids traffic congestion because it has its own route. Transportation competition can be seen through aspects of service quality to transportation service providers. The excellence of the company can be demonstrated by providing good quality service and striving for affordable ticket prices by the public. This study aims to determine and analyze the effect of Service Quality and Prices on Commuterline KRL Passenger Interest. This study used 125 respondents who used the commuterline train at Tanjung Priok station. This study used a quantitative method with multiple linear regression analysis taking data by distributing questionnaires. Sampling in this study using nonprobability sampling techniques. The results of the analysis partially and simultaneously show that service quality and price affect the interests of passengers.
Effect of Marketing Strategy and Service Quality Against the Decisions of Parents Safitri Amelia; Hartini Salamah; Mohammad Sofyan
Ilomata International Journal of Management Vol 1 No 1 (2019): October 2019
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (472.379 KB) | DOI: 10.52728/ijjm.v1i1.31

Abstract

This study aims to analyze and determine the effect of marketing strategy variables and service quality on parents' decisions. In this study, the dimensions of marketing strategies include products, prices, promotions, places, people, processes and physical evidence. Service quality dimensions include reliability, responsiveness, confidence, empathy and tangibility. Quantitative methods with multiple linear regression analysis were processed using SPSS for windows version 22. The results showed that there were simultaneously the effects of marketing strategy and service quality variables on parents' decisions. Partially, the marketing strategy variable did not significantly influence the parents' decisions at PAUD Al Hidayah Pertiwi. While service quality variables significantly influence the decisions of parents of students in PAUD Al Hidayah Pertiwi.
KEMAMPUAN RETENSI AIR DAN KETAHANAN PENETRASI TANAH PADA SISTEM OLAH TANAH INTENSIF DAN OLAH TANAH KONSERVASI Enny Dwi Wahyunie; Dwi Putro Tejo Baskoro; Mohammad Sofyan
Jurnal Ilmu Tanah dan Lingkungan Vol 14 No 2 (2012): Jurnal Tanah dan Lingkungan
Publisher : Departemen Ilmu Tanah dan Sumberdaya Lahan, Fakultas Pertanian, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (368.867 KB) | DOI: 10.29244/jitl.14.2.73-78

Abstract

Sebuah penelitian untuk mempelajari pengaruh jangka panjang sistem pengelolaan tanah terhadap ketersediaan air terkait dengan sifat-sifat tanah yang dilakukan di Darmaga Bogor. Penelitian ini dilakukan di daerah dengan sistem konvensional olah tanah intensif (OTI) dan sistem olah tanah konservasi (OTK) di lahan pertanian kering pada tanah liat (Oxic Dystrudepts) dengan rotasi tanaman semusim. Kedua sistem pengolahan tersebut telah diterapkan di daerah tersebut selama lebih dari 12 tahun. Karakteristik retensi air dan penetrasi tanah dari kedua sistem pengolahan dibandingkan. Sistem konvensional olah tanah intensif dapat mengurangi kandungan bahan organik tanah jika dibandingkan dengan pengolahan tanah konservasi. Kecenderungan serupa juga ditemukan untuk karakteristik retensi air. Kapasitas lapang, kapasitas air tersedia, dan kadar air tanah lebih rendah di OTI daripada di OTK, sedangkan penetrasi tanah lebih tinggi pada OTI dibanding OTK. Hasil pengamatan menyatakan bahwa secara relatif tingginya penetrasi tanah dalam profil tanah di bawah sistem olah tanah intensif karena adanya pemadatan sub soil.
Partisipasi Masyarakat Pada Pengelolaan Banjir Kota Gorontalo Sofyan, Mohammad; Soleh, Soleh
Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat Vol 1, No 1: Juli 2018
Publisher : Institut Ilmu Sosial dan Manajemen Stiami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/jks.v1i1.885

Abstract

The community and several agencies the city of Gorontalo especially those directly related to the presence of the Bolango river show that their not to their satisfaction of the work because the community considers the work performed by the subproject has not been completed. The benefits in terms of flood control projects that were considered less been of more benefit value. Indeed, if the making embankments can be solved, then the value of benefits from the existence of the project will be very high because the area is secured a growing urban region that is generally a business district/trading area.
Analysis of Customer Satisfaction and Loyalty Using BRImo Sofyan, Mohammad; Natision, Alian; Minh, Tung Tran; Santoso, Teguh
Ilomata International Journal of Management Vol 3 No 1 (2022): January 2022
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v3i1.425

Abstract

This research aims to analyze the customer satisfaction of BRImo app users. Descriptive qualitative research design describes systematically and accurately the facts and characteristics of customer satisfaction and loyalty of BRImo app users. The results showed that dominant customers were also satisfied and were most likely to tell positive things about the BRImo application. Bank BRI needs to evaluate customers who feel dissatisfied and disloyal.
Analysis of Scholarship Program for Strengthening the Reforming Institution BPKP Tjiptadi; Mohammad Sofyan; Soleh; Deni Sutisna
Ilomata International Journal of Social Science Vol 1 No 2 (2020): April 2020
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijss.v1i2.88

Abstract

The purpose of the Scholarship Program for Strengthening the reforming institution (SPIRIT) is to build the capacity of participating institutions by (i) strengthening human resources in critical functional areas; and (ii) improving their ability to start and manage reforms. The study showed that the Transfer of Knowledge by the SPIRIT Alumni in the Unit of work could not be measured objectively. Transfer Knowledge conducted by SPIRIT alumni is generally informally to complete the work is judged to have a relatively high difficulty level of SPIRIT Alumni are usually able to apply their knowledge and skills with teammates/colleagues in their units.