Yanis Ulul Az'Mi
Universitas Wijaya Kusuma Surabaya

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The Influence of Credit Risk and Liquidity Risk on Profitability of State-Owned Bank (BUMN) Retno Febriyastuti Widyawati; Ermatry Hariani; Yanis Ulul Az'Mi
Jurnal Ekonomi & Bisnis JAGADITHA Vol. 9 No. 2 (2022): Jurnal Ekonomi & Bisnis JAGADITHA
Publisher : Magister Manajemen, Program Pascasarjana, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.9.2.2022.108-114

Abstract

Bank has an important role. As a financial institution that functions to collect and distribute of funds to the public, banking financial institutions are very vulnerable to risk in carrying out its activities. Therefore, this research aims to examine the influence of credit risk and liquidity of BUMN Bank in 2017:Q1Q4 to 2020:Q1Q4. This research used quantitative data with multiplier linear regression method. The unit of analysis studied consisted of three state owns banks in Indonesia: BRI, Bank Mandiri, and BNI. Periode 2017:Q1Q4 to 2020:Q1Q4. The data is taken form financial reports issued by the Financial Services Authority. The results show that credit risk (NPL) has a negative and insignificant effect on the profitability of state owned banks (ROA) in 2017:Q1Q4 to 2020:Q1Q4. Credit risk (NPL) and liquidity risk (LDR) simultaneously affect the profitability of state owned banks (ROA) in 2017:Q1Q4 to 2020:Q1Q4.
MENINGKATKAN MINAT WIRAUSAHA MAHASISWA Siti Asiah Murni; Yanis Ulul Az'mi; Akhmad Zainuddin
Rural Development For Economic Resilience (RUDENCE) Vol. 2 No. 2 (2023): Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53698/rudence.v2i2.36

Abstract

ABSTRAK Keuangan merupakan salah satu unsur yang penting dimiliki oleh suatu sekolah agar setiap kegiatan operasional sekolah berjalan dengan baik. Pengelolaan keuangan secara umum sebenarnya telah dilakukan oleh semua sekolah. Pada sekolah-sekolah biasa yang daya dukung masyarakatnya masih tergolong rendah, pengelolaan keuangannya pun masih sederhana. Tujuan kegiatan pengabdian kepada masyarakat adalah pendampingan di dalam mengelola keuangan sampai dengan pelaporan keuangannya pada PG TK Islam Al-Amin. Metode yang digunakan dalam pengabdian masyarakat ini adalah metode ceramah dan pendampingan penyusunan laporan keuangan. Hasil pengabdian masyarakat bahwa pelaporan keuangan selama ini masih sederhana dan masih memerlukan pendampingan cara menyusun laporan keuangan yang sesuai dengan standar yang berlaku. ABSTRACT Finance is one of the important elements owned by a school so that every school operational activity runs well. In general, financial management has actually been carried out by all schools. In ordinary schools where the community's carrying capacity is still relatively low, financial management is still simple. The purpose of community service activities is assistance in managing finances up to financial reporting at PG TK Islam Al-Amin. The method used in community service is the lecture method and assistance in preparing financial reports. The results of community service show that financial reporting has so far been simple and still requires assistance in how to prepare financial reports in accordance with applicable standards.