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All Journal Jurnal Ekonomi Pembangunan JUMANJI (JURNAL MANAJEMEN JAMBI) Journal of Innovation in Business and Economics PUBLIKASI PENELITIAN TERAPAN DAN KEBIJAKAN
Lokot Zein Nasution, Lokot Zein
Pusat Kebijakan Sektor Keuangan, Badan Kebijakan Fiskal, Kementerian Keuangan RI
Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Environmental Science Public Health Social Sciences

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ANALISIS TATA KELOLA SISTEM KEUANGAN DI INDONESIA: SEBUAH PERSPEKTIF HISTORIS Nasution, Lokot Zein
Journal of Innovation in Business and Economics Vol 6, No 2 (2015)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (386.562 KB) | DOI: 10.22219/jibe.v6i2.4173

Abstract

This study aims to analyze the governance of the financial system in Indone-sia. This study uses descriptive analysis by reviewing the literature and analysis of secondary data obtained from the Ministry of Finance, Bank In-donesia (BI), the Central Statistics Agency (BPS). The results of the analysis of this study showed that based on historical experience, to mini-mize inter-nal and external obstacles have to do with governance through improved in-vestment and productive credit. This governance is done by way of coordina-tion between the actors of the financial system, the community, financiers, and government. This model is expected to be a proliferation of governance oriented to minimize the risk of the financial system in the future.Keywords: Economic Growth, Financial System History, Governance Financial System, Risk Financial System
Policy Scheme for Housing Provision in Improving Welfare: A Case Study on ASN (State Civil Apparatus) Ika, Syahrir; Nasution, Lokot Zein
Jurnal Ekonomi Pembangunan Vol 17, No 1 (2019): JURNAL EKONOMI PEMBANGUNAN
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (842.839 KB) | DOI: 10.22219/jep.v17i1.9429

Abstract

Provision of decent and affordable housing in Indonesia has been faced with difficulty due to lower level of housing accessibility from the housing schemes submitted to the free market. Limited access to housing presents a significant impact on low level of community welfare. Based on these problems, this study aims to analyze the proper housing provision policy scheme in improving the welfare of the community. This study raises the case of ASN as one of the with no home ownership, especially for ASN with low rank / class. Based on the results of descriptive statistical analysis, housing provision is advised to address the preferences of beneficiaries, including priorities such as: (i) easy access to public services; (ii) proximity to work location; and (iii) adjusted to the level of position. Based on the existing regulations, there are two relevant schemes, including: FLPP and Tapera schemes. However, both have limitations, particularly those related to the limitations of Low-Income Communities (MBR). If the government prefers FLPP or Tapera scheme, thus the regulation (PP) on Tapera is advised to be altered to increase the MBR income limit. The results of this study suggest the importance of further research on alternative schemes in developing the best housing finance schemes for the future.
POTENSI SUKUK NEGARA (SBSN) SEBAGAI INSTRUMEN ALTERNATIF PEMBIAYAAN PEMBANGUNAN Nasution, Lokot Zein
JUMANJI (JURNAL MANAJEMEN JAMBI) Vol 2 No 2 (2019): JUMANJI (JURNAL MANAJEMEN JAMBI)
Publisher : LPPM Universitas Adiwangsa Jambi

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Abstract

Pemerintah mempunyai tiga fungsi penting, yaitu alokasi, distribusi, dan stabilisasi, dimana ketiga fungsi tersebut akan berjalan optimal jika diimbangi dengan kesesuaian pendanaan fiskal yang memadai. Namun, keterbatasan pembiayaan pembangunan seringkali menjadi hambatan utama dalam menjalankan fungsi pemerintah, sehingga berimplikasi pada derajat kualitas pembangunan yang seringkali belum optimal. Persoalan utama terletak pada keterbatasan inovasi akibat terbatasnya instrumen pembiayaan. Oleh karena itu, tulisan ini bertujuan untuk mengeksplorasi bagaimana potensi sukuk negara (SBSN) dapat menjadi instrumen alternatif bagi pembiayaan pembangunan. Dengan metode review literatur kritis (critical literature), didapatkan bahwa kebutuhan anggaran pemerintah pusat untuk kasus di Indonesia sangat tinggi. Rata-rata pemerintah selalu mengalami defisit fiskal, sehingga peningkatan ruang fiskal sangat diperlukan dalam rangka memenuhi belanja pemerintah bagi pembiayaan pembangunan. Pengembangan instrumen SBSN merupakan strategi kebijakan municipal bonds, yang sangat bermanfaat bagi pemerintah agar bisa memiliki perencanaan detail jangka panjang. Dibandingkan Utang Luar Negeri (ULN), risiko yang ditimbulkan SBSN relatif lebih rendah. Dibandingkan obligasi konvensional, SBSN sebagai sumber pembiayaan dinilai lebih unggul karena tidak mengandung unsur spekulasi, judi (maysir), riba, dan ketidakjelasan (gharar). Sukuk dinilai lebih memperhatikan prinsip keadilan dan kesetaraan, terutama yang terletak pada konsep bagi hasil/margin. Banyak studi mengungkapkan bahwa selama masa krisis keuangan global pada tahun 2008, penerbitan sukuk di Indonesia pasca dikeluarkannya Undang-Undang SBSN mampu menunjukkan lebih sedikit risiko, kinerja yang lebih baik, dan stabilitas yang lebih tinggi daripada obligasi konvensional. Dengan demikian, SBSN dapat menyediakan alternatif pendanaan bagi sektor publik yang lebih baik, yang secara otomatis akan berimplikasi pada penyediaan pembiayaan pembangunan. Oleh karena itu, diperlukan penguatan nilai strategis SBSN, yang dapat dilakukan melalui dukungan kebijakan dan komitmen berbagai pemangku kepentingan, terutama dari OJK, Bank Indonesia, Kementerian Keuangan, dan Majelis Ulama Indonesia (MUI).
DANA PENSIUN PENDORONG KESEJAHTERAAN PEKERJA DAN PENJAGA EKSISTENSI UMKM DALAM MENGHADAPI MASYARAKAT EKONOMI ASIA Nasution, Lokot Zein; Fuddin, Muhammad Khoirul
Jurnal Ekonomi Pembangunan Vol 13, No 2 (2015): Jurnal Ekonomi Pembangunan
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jep.v13i2.3897

Abstract

This paper discusses the importance of pension fund which is a non-banking financial institution that has Perana in promoting economic growth and the welfare of workers in the retirement age and its benefits to eksistensu SMEs in the face of the Asean Economic Community (AEC). The purpose of this study to see the importance of the pension fund for workers during the later retirement age and the need for pension funds to the survival of SMEs in the face of the Asean Economic Community (AEC). The results explain that the role of pension funds are expected not just those given priority to the final target is to meet the needs of the current workforce entry age pension which is more widely used in the activities of a consumptive but expected the pension fund can be used not only by the participant retires but family members as well can be used for activities - activities such as setting up operations without having to wait for the parties concerned entered the retirement age. So with demikan welfare pension fund participants and families will be more prosperous and productive. It is then hoped all companies or small-scale industry should have a medium or large and obliging each program tenagakerjanya have pension funds to avoid terjadniya mobilization of human resources to a foreign company at the time of entering the MEA 2015. With the increased prosperity that it offered by domestic perusaaahn one of them by giving progam pensions to workers expected the existence and well-being of the workforce will increase.
BEBERAPA FAKTOR YANG BERPENGARUH TERHADAP KAPITALISASI PASAR SAHAM Nasution, Lokot Zein
Publikasi Penelitian Terapan dan Kebijakan Vol 7 No 2 (2013): Jurnal Pembangunan Manusia
Publisher : Badan Penelitian dan Pengembangan Daerah Provinsi Sumatera Selatan

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Abstract

The main objective of this study was to measure the effect of capital market and the exchange rate of the composite stock price index. This study uses secondary data and using multiple linear regression analysis where there is a classical hypothesis testing and the assumptions therein. The empirical results show that the capital market has positive influence on the movement of the stock price index and while the rupiah against the dollar negatively influential to the movement of the stock price index.
PENGARUH LOAN TO VALUE DAN SHOCK VARIABEL MAKRO EKONOMI TERHADAP PERTUMBUHAN INDUSTRI PROPERTI INDONESIA Nasution, Lokot Zein
Publikasi Penelitian Terapan dan Kebijakan Vol 7 No 3 (2013): Jurnal Pembangunan Manusia
Publisher : Badan Penelitian dan Pengembangan Daerah Provinsi Sumatera Selatan

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Abstract

Penelitian ini membahas perkembangan kredit perumahan di Indonesia. Tujuan penelitian ini untuk melihat perkembangan kredit perumahan di Indonesia apabila terdapat goncangan pada variabel makro ekonomi yaitu suku bunga dan inflasi serta dengan adanya kebijakan baru loan to value (LTV). Alat analisis yang digunakan dalam penelitian ini adalah vector autoregression (VAR) di mana peneliti menggunakan impulse response dan variance decomposition dalam menentukan perkembangan kredit perumahan di Indonesia. Hasil menjelaskan bahwa varibel makroekonomi (suku bunga dan inflasi) hanya memiliki dampak kepada konsumen yang sedang melakukan pelunasan kredit perumahan sedangakan kebijakan LTV lebih berpengaruh terhadap permintaan perumahan dimana dengan adanya kebijakan LTV, permintaan akan kredit baru perumahan mengalami penurunan.
UMKM DI INDONESIA DAN PERSIAPAN MENUJU ASEAN ECONOMIC COMMUNITY 2015 Nasution, Lokot Zein
Publikasi Penelitian Terapan dan Kebijakan Vol 8 No 3 (2014): Jurnal Pembangunan Manusia
Publisher : Badan Penelitian dan Pengembangan Daerah Provinsi Sumatera Selatan

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Abstract

The establishment of the ASEAN Economic Community (AEC) in December 2015 is to create ASEAN an integrated free trade economy in this region. The goal is to create a region which has a high competitiveness and more equitable economic development. However, the implementation plan of AEC 2015 is criticized for it is like to harm the domestic economy, especially for the smaller economic sectors such as small and medium enterprises (SMEs).The purpose of this study is to assess at the readiness, challenge as well as strategic development of SMEs to face of the AEC 2015. The results of the analysis were based on secondary data processing and critical literature review which showed that SMEs in Indonesia still have high level of risks, particularly in the international markets. The high risks of Indonesian SMEs are due to both internal and external problems. Internal aspect is such as the small SMEs with still low additional production values and inefficiency; while the external aspect is concerned with the policies such as weak infrastructure developments, high transaction costs, and high macroeconomic risks which are not supportive. This condition has positioned SMEs in weak competitiveness in the face of AEC 2015. From that position, then the readiness in the face of the AEC 2015 would also be very weak. It is advisable that the policy making process should be emphasized on the improvement of the internal and external aspects. Improvements internal aspects: (i) strengthening the capital of accessibility; (ii) improving the capacity and quality of production; and (iii) improving the quality of marketing. While the external aspects: (i) improvement of infrastructure; and (ii) improvements in the efficiency of the bureaucracy. Another strategy is necessary if the internal and external aspects of the repair takes a long time (time lag) is to optimize the market potential domestic through the role of government and banking. It is expected that the improvement in both aspects may increase the readiness of SMEs in Indonesia to face of the AEC in 2015.
Co-Authors Ika, Syahrir Muhammad Khoirul Fuddin