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All Journal Laa Maisyir Jurnal Ekonomi Islam Jurnal Publikasi Ilmu Manajemen Jurnal Sains Student Research
Rafidah
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Study of Student Islamic Financial Literacy Levels At Islamic College Muhammad Subhan; Amrullah; Rafidah
LAA MAISYIR: Jurnal Ekonomi Islam Vol 9 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v9i2.32731

Abstract

The low literacy of Islamic finance in several semester VI students of the Faculty of Economics and Business, UIN Sulthan Thaha Saifuddin Jambi really needs attention because it is in the 50% - 59% category. in understanding mudharabah contracts, Islamic insurance related to Islamic insurance products, benefits and risk concepts, as well as understanding Islamic investment. This will affect Islamic financial inclusion and have an impact on the development of Islamic finance in the long term. This study used a quantitative descriptive method, a population of 577 people and a sample of 100 people. Data collection was carried out by distributing research questionnaires to semester VI students of the Faculty of Economics and Business, UIN Sulthan Thaha Saifuddin Jambi, while the results of the research indicated financial literacy for aspects of basic Islamic finance knowledge, namely 81%, indicating a good understanding of the basics of Islamic finance. However, for the aspect of understanding about savings and loans, Islamic insurance, Islamic investment is still in the medium category because it is still at 68.8% - 77.8%. This shows that there is still a great need to increase knowledge and understanding of Islamic financial institutions in this case regarding Islamic banking, Islamic insurance and Islamic capital markets. Efforts to increase Islamic financial literacy with several activities such as: Socialization of Islamic Banking and Islamic insurance, holding workshops or seminars, competitions on Islamic Financial Institutions.
PENGARUH KEPUTUSAN INVESTASI DAN KEBIJAKAN DIVIDEN TERHADAP NILAI PERUSAHAAN: (Studi perusahaan manufaktur sektor pertanian subsektor perkebunan yang terdaftar di BEI Tahun 2016 – 2021) Herpina Apriyanti; Rafidah; Putri Apria Ningsih
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 1 (2023): Maret : Jurnal Publikasi Ilmu Manajemen 
Publisher : POLITEKNIK PRATAMA PURWOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1333.275 KB) | DOI: 10.55606/jupiman.v2i1.1018

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh keputusan investasi dan kebijakan dividen terhadap nilai perusahaan. Penelitian ini menggunakan variabel independen yaitu keputusan investasidan kebijakan dividen. Sedangkan untuk variabel dependennya adalah nilai perusahaan. Data yang digunakan pada penelitian ini adalah data sekunder menggunakan metode data panel yang merupakan kombinasi waktu (deret waktu) dan data antar perusahaan. Alat analisis yang digunakan adalah eviews 9 untuk mengetahui hasil dari Regresi Data Panel, Pengujian Model, Uji Asumsi Klasik Dan Uji Hipotesis. Hasil penelitian ini menunjukkan hasil bahwa keputusan investasi dan kebijakan dividen tidak berpengaruh terhadap nilai perusahaan studi pada perusahaan manufaktur sektor pertanian subsektor perkebunan yang terdaftar di BEI Tahun 2016-2021. Sedangkan berdasarkan dari hasil uji F yang telah dilakukan adalah keputusan investasi dan kebijakan dividen berpengaruh secara simultan terhadap nilai perusahaan dengan persentase 86% dan 14% dijelaskan oleh variabel lain diluar penelitian ini.
Analisis Faktor-Faktor Yang Mempengaruhi Profitabilitas Bank Umum Syariah Di Indonesia Periode 2016-2020 Harumni Puspa Anuraga; Rafidah; Lidya Anggraeni
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 1 (2023): Maret : Jurnal Publikasi Ilmu Manajemen 
Publisher : POLITEKNIK PRATAMA PURWOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v2i1.1353

Abstract

The purpose of this study is to examine and analyze the effect of Inflation, Non Performing Financing (NPF) on Operational Costs on Operating Income (BOPO) on the profitability of Islamic Commercial Bank in Indonesia. Profitability in this case is indicated by Return On Assets (ROA). The sample in this study was determined using the purposive sampling method, namely the technique of determining the sample with certain considerations. with a number of samples that meet the criteria of seven Islamic Commercial Banks in Indonesia with an observation period from 2016 to 2020. The analysis technique used in this study uses panel data regression with the aim of obtaining a comprehensive picture of the relationship between variables. Based on the results of this study, it shows that partially Inflation has a significant effect on Return On Assets (ROA), Non Performing Financing has no significant effect on Return On Assets (ROA) and Operational Costs on Operating Income (BOPO) has a significant effect on Return On Assets (ROA). Meanwhile, simultaneously Inflation, Non Performing Financing (NPF) and Operational Costs on Operating Income (BOPO) have a significant effect on Return On Assets (ROA).
Analisis Strategi Pemasaran Syariah Pada Usaha Batik Dalam Peningkatan Pendapatan Di Kecamatan Pelayangan Kota Jambi Ahmad Muzni Wildan; Rafidah; Bella Arisha
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 1 (2023): Oktober: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i1.158

Abstract

Sharia marketing strategy is an activity through planning, service, product development and pricing that satisfies consumer needs in accordance with Islamic law. This study aims to analyze the application of sharia marketing strategies in service and product development to increase revenue for batik entrepreneurs in Pelayangan District, Jambi City. This thesis uses leatherative research, the data used are primary data and secondary data. Data is collected through observation and interviews with batik owners in Pelayangan District, Jambi City. The results of this study indicate that some batik entrepreneurs in Pelayangan District, Jambi City have not been optimal in implementing sharia marketing strategies. Sharia marketing strategies can have a positive impact, but it is still necessary to develop an optimal sharia marketing strategy, the development of sharia marketing strategies, especially in product and service promotion in Pelayangan District, Jambi City, of course, there are several obstacles.
Persepsi Pengusaha Walet Terhadap Pembayaran Zakat Budidaya Sarang Burung Walet Di Kelurahan Benteng Provinsi Riau Di Tinjau Dari Konsep Ekonomi Islam Awal Bahru; Rafidah; Neneng Sudharyati
JOURNAL SAINS STUDENT RESEARCH Vol. 1 No. 2 (2023): Desember: Jurnal Sains Student Research
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v1i2.184

Abstract

In Benteng Village there is a swallow's nest cultivation business which has a fairly high income every time it is harvested. However, there are only a number of swallow nest entrepreneurs who carry out their obligations towards the business they are doing, namely issuing zakat, and there are also some entrepreneurs who issue zakat not in accordance with Islamic sharia provisions and Islamic economic concepts, and there are also some swallow nest entrepreneurs who does not issue zakat at all even though it has reached its nisab. In this regard, this study aims to find out and analyze how the perceptions of swallow entrepreneurs towards payment of zakat for swallow's nest cultivation in Benteng Village, then how are the perceptions of religious leaders in Benteng Village regarding zakat payments for swallow's nest cultivation and to find out the mechanism for implementing bird's nest zakat payments. swallow in the Benteng Village and in terms of Islamic economic concepts. The author in this study used a qualitative approach. The data sources used are primary data sources and secondary data sources. Data collection techniques used are observation, interviews, and documentation. The results of the research that has been carried out indicate that the perceptions of entrepreneurs regarding the payment of zakat for the cultivation of swallow's nests in the Benteng village are not fully aware of the concept and obligation to pay zakat from the business of swallow's nests due to educational factors. Perceptions of religious leaders regarding the payment of zakat on swallow's nest cultivation, namely zakat swallow is zakat that must be issued when it reaches the nisab because it is classified as agricultural zakat. The implementation of zakat for the cultivation of swallow's nests in the Benteng sub-district is carried out in accordance with the custom and knowledge of the entrepreneur so that the zakat issued is given directly to eight groups who are entitled to receive it and some are channeling it through the amil zakat agency. and an Islamic economic review regarding zakat on the cultivation of swallow's nests in the fortress village is not fully in accordance with Islamic economic principles, this is because the distribution of zakat by entrepreneurs is still given directly to mustahiq without going through the amil zakat agency, then in the utilization of zakat funds it is still consumptive because it can only meet the basic needs of mustahiq. So that zakat funds cannot be used as capital to start a business.
Co-Authors Ahmad Muzni Wildan Amrullah Awal Bahru Bella arisha Harumni Puspa Anuraga Herpina Apriyanti Lidya Anggraeni Muhammad Subhan Neneng Sudharyati Putri Apria Ningsih