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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Asy-Syari'ah Jurnal Muara Ilmu Ekonomi dan Bisnis Jurnal Manajemen Universitas Bung Hatta Indonesian Journal of Islamic Economics and Business Inovasi Kurikulum JURNAL AGROINDUSTRI HALAL
Jatnika, Muhammad Dzulfaqori
Universitas Siliwangi
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Jurnal Manajemen Universitas Bung Hatta

 1 
Intention to Use Islamic Fintech among MSMEs: Knowledge of Sharia Prohibition Approach Muhammad Dzulfaqori Jatnika; Dian Friantoro; Mumuh Muhammad; Iskandar Iskandar; Liya Ur Rahman Liyakath Alikhan
Jurnal Manajemen Universitas Bung Hatta Vol. 19 No. 1 (2024): Jurnal Manajemen Universitas Bung Hatta
Publisher : Management Department, Faculty of Economics and Business, Universitas Bung Hatta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37301/jmubh.v19i1.24443

Abstract

The purpose of this study is to investigate the influential factors on behavioral intentions toward Islamic fintech use among Micro, Small and Medium Enterprises in Indonesia. The author adds a new research model about intention to use in the form of Technology Acceptance Model, Knowledge of Sharia Prohibition, Word of Mouth and Trust which has not been used in other studies. This research utilized a quantitative approach, an online survey was distributed to 350 MSMEs owners. The data collected from the participants were subjected to Structural Equations Modeling-Partial Least Squares (SEM-PLS) analysis, enabling a thorough examination of the variables under investigation. The results show that the variable of word of mouth and perceived ease of use have positive and significant impact on perceived usefulness. In addition, the variable of trust and perceived usefulness influence attitude significantly. This study also indicates that attitude affects intention to use Islamic fintech significantly. Then, the Attitude mediates the relationship between perceived usefulness and trust and Intention to use Islamic fintech. The findings of this study will be useful for policy makers and managers of Islamic fintech companies because it can help them find out the factors that drive intention to use Islamic fintech services.
Co-Authors Alfadhila Khairil Sinatrya Ari Farizal Rasyid Asep Saepulloh Biki Zulfikri Rahmat Cici Aulia Permata Bunda Dian Friantoro Faqihuddin Iis Aisyah Inayah Swasti Ratih Iskandar Iskandar Listia Andani Listia Andani Listia Andani Liya Ur Rahman Liyakath Alikhan Lu'liyatul Mutmainah Lu'liyatul Mutmainah Mumuh Muhammad Nur Syamsiyah Yusep Rafiqi