Hizkia H. D. Tasik
Unknown Affiliation

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

THE ANALYSIS OF SAVINGS BEHAVIOR ON BANKS LISTED IN IDX BEFORE COVID-19 ERA AND DURING COVID-19 ERA Yosepha Hartana; Frederik G. Worang; Hizkia H. D. Tasik
Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol. 11 No. 1 (2023): JE. Vol 11 No 1 (2023)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (442.095 KB) | DOI: 10.35794/emba.v11i1.45578

Abstract

This study aims to identify the changes in people’s saving behavior before Covid-19 outbreak and during Covid-19 outbreak. This is why management is crucial to follow the importance of money because, without management skills, money waste will occur and lead to poverty. One of many ways in money management is savings behavior. Saving has many benefits, one of which is preparing an emergency fund for unusual situations, such as current situation of Indonesia and the world that are experiencing the Covid-19 pandemic. This study uses a quantitative approach. Secondary data collected from the bank's Annual Reports during 2018-2021 is analyzed using the Normality Test and Wilcoxon Test, with the sample of 21 banks listed in the Indonesia Stock Exchange (IDX).   Keywords: savings, savings behavior, deposit, current account, Net Interest Margin, credit given, non-interest income
MARKETABILITY DAN RISIKO OBLIGASI TERHADAP YIELD TO MATURITY Anathassia Paendong; Maryam M. Mangantar; Hizkia H. D. Tasik
Jurnal EMBA : Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol. 11 No. 4 (2023): JE. VOL. 11 No. 4
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/emba.v11i4.52193

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh risiko obligasi khususnya risiko suku bunga terhadap hasil obligasi hingga jatuh tempo merujuk pada suku bunga pasar, durasi dimodifikasi dan likuiditas atau marketability sebagai derajat kemampuan suatu obligasi dalam perdagangan. Penelitian ini menggunakan metode analisis regresi berganda dengan sampel penelitian sebanyak 4 obligasi terpilih dengan 20 data penelitian pada obligasi global pemerintah Indonesia yang dicatatkan pada pasar modal Eropa. Berdasarkan hasil pengujian secara simultan maupun parsial ditemukan adanya pengaruh signifikan baik antara suku bunga dan durasi dimodifikasi terhadap imbal hasil obligasi hingga jatuh tempo.   Kata Kunci: imbal hasil hingga jatuh tempo, likuiditas, durasi dimodifikasi, suku bunga