Article Per Year (5 Year)
p-Index From 2019 - 2024
1.286
P-Index
This Author published in this journals
All Journal Economic Journal of Emerging Markets Al-Manahij: Jurnal Kajian Hukum Islam Jurnal YIN YANG el-Jizya: Jurnal Ekonomi Islam GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Mabsya : Jurnal Manajemen Bisnis Syariah Social Science Studies Solidaritas: Jurnal Pengabdian
Dani Kusumastuti Kusumastuti
Fakultas Ekonomi Dan Bisnis Islam IAIN Purwokerto
Religion Economics, Econometrics & Finance Education Physics Social Sciences Other

Published : 10 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 10 Documents
Search

 1 
ETIKA TERHADAP UANG DAN KESEJAHTERAAN SUBJEKTIF: STUDI PERBEDAAN GENDER PADA MUSLIM DI KOTA PURWOKERTO Kusumastuti, Dani
Yinyang: Jurnal Studi Islam Gender dan Anak Vol 8 No 2 (2013)
Publisher : Pusat Studi Gender dan Anak (PSGA) IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1056.958 KB)

Abstract

Abstrak: Hedonisme dan mengejar kekayaan semakin menggejala pada masyarakat modern tidak terkecuali umat Islam. Hal ini menunjukkan penurunan dalam etika uang. Apakah kekayaan benar-benar membawa kebahagiaan kepada orang-orang? Menjawab pertanyaan ini, penelitian ini bertujuan untuk menguji etika uang dan subjektif kesejahteraan (SWB) muslim di Purwokerto dan apakah ada perbedaan gender. Hubungan variabel-variabel ini juga diperiksa. Ada studi terbatas perilaku muslim mengenai etika uang mereka dan kebahagiaan, dan jarang menggunakan perspektif gender. Data yang dikumpulkan dari 105 muslim di Purwokerto pada usia produktif, dan dianalisis menggunakan uji t dan metode korelasi. Studi menemukan perbedaan yang signifikan dari etika uang antara laki-laki dan perempuan muslim di Purwokerto dalam semua komponen: afektif, perilaku, dan kognitif. Perempuan Muslim di Purwokerto kurang bahagia dibandingkan laki-laki muslim . Studi juga menemukan hubungan yang signifikan antara etika uang dan SWB. Semakin muslim nilai uang baik, kurang SWB mereka. Tidak ada perbedaan gender dalam hubungan antara etika dan uang SWB. Muslimah perlu didorong dan mendapatkan perawatan lebih bahagia dan menikmati hidup mereka, yaitu dengan memberikan waktu dan manajemen keuangan pelatihan mereka, serta advokasi psikologis untuk menyembuhkan stres. Studi di masa depan untuk membantu perempuan muslim di Purwokerto meningkatkan kebahagiaan mereka dibutuhkan. Hedonism and the pursuit of wealth is getting symptomatic on modern society no exception of Muslims. It indicates decreasing in money ethics. Does wealth really bring happiness to people? Answer this question, present study aim to examine money ethics and subjective well being (SWB) of muslims in Purwokerto and whether there is gender difference. The relationship of these variables also examined. There is limited study of muslims behavior regarding their money ethics and happiness, and rarely use gender perspective. The data collected from 105 muslims in Purwokerto at productive age, and being analyzed using t test and correlation method. Study find a significant difference of money ethics between muslim men and women in Purwokerto in all components: affective, Behaviour and Cognitive. Muslim women in Purwokerto are less happy than muslim men. Study also find significant correlation between money ethics and SWB. The more muslim value money is good, the less their SWB. There is no gender difference in the relationship between money ethics and SWB. Muslim women need to be encouraged and get treatment to be happier and enjoy their life, i.e. by giving them a time and financial management training, as well as psychological advocation to cure the stress. Future study to help muslim women in Purwokerto raise their happiness is needed. Kata Kunci: Etika Terhadap Uang, Kesejahteraan Subjektif, Gender.
Instrumen Derivatif dan Mekanisme Hedging dalam Perspektif Syari’ah Islam Kusumastuti, Dani
Al-Manahij: Jurnal Kajian Hukum Islam Vol 2 No 2 (2008)
Publisher : Fakultas Syariah IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3027.082 KB) | DOI: 10.24090/mnh.v2i2.3692

Abstract

The application of derivative instruments have been broadly expanded. As a hedging instrument, it is now becomes so far as an investment instrument that traded in the market in massive volume. Major of Islamic scholars have found them to be objectionable based on the juridical nature of contractual arrangements. This paper explains the expanding function of contemporary derivatives and reviews the scholars legal point of view. This paper also defines the basic norms of Islamic financial ethics as the guidance for developing Islamic financial instrument. In the last section of this paper examines alternative for Islamic hedging based on salam and al-khiya>r principles, which completed by syari’ah insurance.
Problem Penerapan Bagi Hasil dalam Pembiayaan di Perbankan Syariah Kusumastuti, Dani
Al-Manahij: Jurnal Kajian Hukum Islam Vol 4 No 2 (2010)
Publisher : Fakultas Syariah IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2419.428 KB) | DOI: 10.24090/mnh.v4i2.3719

Abstract

Instead of the rationale and potential benefits of the PLS system emphasized by the academic community, experiences indicate some inherent problems in applying PLS mode of financing. These problems prevent banks from adopting the PLS financing contract, thus there is a lack of profit-loss sharing (PLS) contract in the practice of Islamic banking. Basically, the problems arose from the nature of the system itself, which does not ascertain the rate of return positively, this system gives a wide range of freedom that release the user of the fund to manage and control the activity and productivity of the business. On the other side, it potentially brings Islamic Banks to face to face with the problem of moral hazard and adverse selection done by the user of the fund (businessman). These main problems derived from the existence of asymmetric information between the bank and the user of the fund. To be able to contribute to the economic stability, shariah banking should dominate their financing portfolio based on the PLS system. For that aim, many ways are offered.
Minat Beli Produk Halal di Indonesia: Studi Pemetaan Sistematis Kusumastuti, Dani Kusumastuti
Mabsya: Jurnal Manajemen Bisnis Syariah Vol 2 No 2 (2020): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v2i2.3929

Abstract

Potensi pasar produk halal sangat besar di Indonesia. Agar dapat digarap optimal, produsen perlu memahami perilaku konsumen produk halal secara memadai. Studi ini dimaksudkan untuk mendapatkan gambaran mengenai minat beli masyarakat Indonesia pada produk-produk halal dan memetakan faktor-faktor utama yang mendorong minat tersebut. Sumber data yang digunakan berupa hasil penelitian empiris terdahulu di berbagai wilayah dan daerah di Indonesia yang dikumpulkan melalui penelusuran berbantuan mesin pencari dan dibahas dengan teknik content analysis. Hasil studi menunjukkan bahwa minat beli masyarakat Indonesia pada produk-produk halal cukup tinggi, dimana faktor utama yang mempengaruhi adalah religiusitas,kesadaran halal dan label halal. Produsen di Indonesia perlu memperhatikan faktor-faktor tersebut dengan cara terus meningkatkan kualitas produknya dan mengajukan sertifikasi halal, serta bersama-sama elemen-elemen lain terlibat aktif membangun kesadaran halal dan religiusitas masyarakat. Penting untuk studi mendatang mengembangkan kajian minat beli pada sektor wisata halal dan logistik halal yang masih minim.
FAKTOR-FAKTOR KECURANGAN AKUNTANSI DI PEMERINTAH DAERAH DAN PERAN ETIKA ISLAM DALAM PENCEGAHANNYA Kusumastuti, Dani
El-Jizya : Jurnal Ekonomi Islam Vol 7 No 1 (2019): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v7i1.3445

Abstract

Purpose - Corruption in local government is becoming increasingly prevalent. This has become an irony amid the vigorous development in the era of regional autonomy. To deal with this problem, this study is aimed to identify the factors of fraud in the local governments of Indonesia and to investigate whether the application of Islamic ethic can prevent accounting fraud. Design/methodology/approach – To achieve this goal, this study collects and compares the results of various quantitative empirical studies in various local governments throughout Indonesia that have been carried out in the past three years (2015-2017). The data will be synthesized and conclusions drawn in this study to answer research questions. The data is obtained in journals traced in several electronic media such as digital libraries, internet or library journal collections. The keywords used for search are: factors, accounting fraud, fraud, prevention and local government. Findings – The results provide evidences that indicate that accounting fraud in local goverments of Indonesia is significantly influenced by factors explained in Fraud theory. It is also proved from empirical studies that the implementation of Islamic ethic is useful to prevent fraud within local goverments in Indonesia. Research limitations/implications –The result of the paper contribute to the literature in understanding of how to prevent accounting fraud especially within the local governments in Indonesia by developing approaches based on Islamic ethics. Originality/value – Findings are useful for policy makers and local goverments to handle accounting fraud cases and enhance their accounting fraud prevention system by applying Islamic ethics.
Apakah Penerapan Tata Kelola yang Baik Mampu Mendorong Kinerja Pengelolaan Zakat : Telaah Sistematis Hasil Studi-Studi Empiris di Indonesia Kusumastuti, Dani
Mabsya: Jurnal Manajemen Bisnis Syariah Vol 1 No 1 (2019): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v1i1.3152

Abstract

Kinerja pengelolaan zakat di Indonesia masih jauh dari memuaskan. Penerapan tata kelola yang baik dapat menjadi jalan untuk mendorong peningkatan kinerja zakat. Studi ini dimaksudkan untuk mengidentifikasi elemen-elemen tata kelola yang penting bagi peningkatan kinerja zakat. Melalui metode telaah sistematis diperoleh 17 artikel hasil studi empiris kuantitatif dalam bahasa Indonesia dan bahasa Inggris yang dipublikasikan di jurnal dan prosiding. Berdasarkan telaah sistematis disimpulkan bahwa penerapan tata kelola yang baik dapat mendorong peningkatan kinerja zakat di Indonesia. Tata kelola yang baik tersebut diwujudkan dalam pengelolaan zakat yang memenuhi prinsip-prinsip Transparan, Akuntabel, Profesional, Adil serta Responsibel. Studi mendatang perlu mengkaitkan tata kelola dengan kinerja zakat dari sisi mustahik, guna memahami efektivitas tata kelola terhadap peningkatan kehidupan mustahik secara ekonomi, sosial dan spiritual.
Dynamic Systems Modeling for Sustainable Economic Empowerment in Cilacap Nurul Anwar; Nita Triana; Dani Kusumastuti
Economic Journal of Emerging Markets Volume 1 Issue 3, 2009
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v1i3.2288

Abstract

This paper investigates the dynamic problem of living system in Kampung Laut, Cilacap, whichincludes social problems and ecological changes. The paper uses a dynamic system model to structurethe problems. The model simulates various feasible scenarios, from which the best becomesthe base to impose a policy to empower their sustainable economy. The model conceptualizes variablesrelated to the problem to build a figure of Causal Loop Diagram (CLD), which is then simulatedusing Powersim 2.5 software package. Using the scenario of intensification and populationcontrol, the paper finds that it can increase the people’s income, with positive trend until the end ofsimulation.Keywords: Dynamic modelling, sustainable economic empowerment, causal loop diagram
Business Development Service Through Lazis Partnership With Universities in Mentoring MSMEs in Purbalingga Regency Nanda Jelis Septiana; Dani Kusumastuti
Social Science Studies Vol. 2 No. 4 (2022): (issue-July)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/sss24.4062022

Abstract

Indonesia is a country where most of yhe population is Muslim, where the potential for zakat funds is quite large so that it can be used as an alternative in minimizing existing poverty. With the obligtion of zakat, if can be used as a bridge to even out commonuty‟s economy, so that the gap between the rich and the poor will be reduced. We can pay zakat institutions, one of which is LAZIS Muhammadiyah, Purbalingga Regency. This institution itself was founded in 2002. During the course of the establishment of LAZIS Muhammadiyah, not only consumptive zakat funds were distributed to 8 groups of zakat recipients. However LAZISMU, Purbalingga also distributes and utiliez produvtive zakat for MSMEs who are joined with them form f Business Development Service through mentoring programs. Thus, this study aims to find out in more detail related to an assistance which will later be described in the formulation og the problem that the author has determined. The type of research in this research is field research. This research was conducted at LAZISMU, Purbalingga Regency with a descriptive-qualitative approach. Which descriptive it self describing and explaining the Business Development Service Through LAZIS Partenrship with Higher Education in Assisting MSMEs in Purbalingga Regency, this research was taken with data collection techniques in the form of observation, interviews, and documentation. The speakers are from the LAZIS, universitas, counterparts, and MSME actors. The results of research in the field related to Business Development Service through LAZIS Partenrship with Universities in Monitoring MSMEs in Purblingga Regency are as follows : (1)The effectiveness of the implementation of the Business Development Service. (2) Evaluation of the Business Development Service.
Peningkatan Literasi Keuangan melalui Pelatihan Evaluasi dan Perencanaan Keuangan Sehat Berbasis syariah pada Pengusaha Muslim Skala Mikro Kecil di Purwokerto Dani Kusumastuti Kusumastuti
Solidaritas: Jurnal Pengabdian Vol. 1 No. 1 (2021): Solidaritas: Jurnal Pengabdian
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (889.856 KB) | DOI: 10.24090/sjp.v1i1.5136

Abstract

Banyaknya warga yang tertipu investasi bodong, terjerat rentenir dan mengalami masalah bisnis menunjukkan kurangnya literasi keuangan masyarakat. Karenaya, kegiatan pelatihan ini dilaksanakan guna memberikan pengetahuan sekaligus ketrampilan kepada peserta agar dapat mengevaluasi keuangannya dan membuat perencanaan keuangan yang memadai. Pelatihan dilakukan dengan pendekatan tindakan kelas, melalui ceramah, self-assement  terdampingi dan dialog. Perangkat yang digunakan berupa modul dan lembar self assessment. Evaluasi dilakukan melalui respon lisan peserta dan instrumen pre dan post test.  Peserta berjumlah 50 orang dengan latar belakang domisili, usia, tingkat pendidikan, jenis usaha dan gender yang beragam.  Peserta sangat antusias dan merasakan langsung dampak pelatihan dengan menjadi paham dan dapat membuat daftar harta, hutang dan kekayaan juga cashflow, paham dan dapat mengevaluasi kesehatan keuangan dengan beberapa rasio keuangan, serta dapat membuat rancangan keuangan masa depan. Peserta juga mendapat nilai-nilai baru cara pandang religius spiritual tentang keuangan yang mengarah kepada keberlanjutan.  Pelatihan dinilai sangat bermanfaat oleh peserta dan hasil uji pretest dan post test menunjukkan perbedaan nyata literasi keuangan peserta sebelum dan setelah pelatihan.Sebagai tindak lanjut telah dibuat grup Whatsapp untuk konsultasi. Pelatihan perlu direplikasi di berbagai tempat lain dengan mengajak pihak lain bekerjasama.   Number of residents who are deceived by fraudulent investments, moneylenders and experiencing business problems indicate the lack of financial literacy among the community. Therefore, this training is carried out to enlight and train participants to be able to evaluate their financial situation and make adequate plans. It is carried out using a classroom action approach, through lectures, guided self-assessment and dialogue and used modules and self-assessment sheets as supporting tools. Evaluation of activities was carried out directly through oral responses and pre and post test instruments of 50 participans with various backgrounds of domicile, age, education level, type of business and gender. They were very enthusiastic and got direct impact by becoming aware of and being able to list assets, debts and net worth as well as financial cashflow, understand and be able to evaluate financial health with several financial ratios, and be able to make future financial plans. Participants also got new perspective based on Islamic spiritual view of finance that leads to sustainability. The training was considered very useful by the participants and the results of the pretest and post test showed a significant difference in the participants' financial literacy level before and after the training. As a follow-up, a Whatsapp group was created for consultation. It is recommended that the training be replicated in various other places inviting other parties to cooperate.
Storytelling Workshops Based on Babad Banyumas Stories for Local Tourism Community to Support Storynomics Tourism Development in Banyumas Regency Dani Kusumastuti; Oki Edi Purwoko
GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2023): GANDRUNG: Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Olahraga dan Kesehatan, Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/gandrung.v4i1.2328

Abstract

Storytelling-based tourism or Storynomics tourism is being promoted by the government as a quick win strategy for economic recovery. Banyumas has a valuable historical heritage that is Babad Banyumas. These manuscripts are sources for interesting stories that add the attractiveness of tourist destinations. Unfortunately, the ability of local tour guides in storytelling are still low. Therefore, this training is intended to develop their skills in oral and digital storytelling of Babad Banyumas. The method is active learning that combines lectures, discussions, group assigment and presentation. Storybook and puppet form of figures in Babad Banyumas are provided as instruments for oral storytelling, and cameras and supporting devices for digital storytelling. Based on observation, mostly the participants were able to perform well in oral storytelling. Observation of photos and videos story of participants also showed encouraging result. The results of pre and post tests analysis show that both trainings have had a significant impact on increasing the knowledge and skills of participants. This findings support the idea of functioning community development and tourism strategy as global perfect merge for social economic development.
Co-Authors Nanda Jelis Septiana Nita Triana Nurul Anwar Oki Edi Purwoko