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Pengaruh Pembiayaan Simpan Pinjam Kelompok Perempuan (SPP) Terhadap Pendapatan dalam Peningkatan Ekonomi Masyarakat Laisa Liza
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 1 No. 2 (2022): Juli
Publisher : HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (210.39 KB)

Abstract

The purpose of this study was to determine the effect ofwomen's group savings and loan financing (SPP) on incomein improving the economy of the community in PidieRegency. This research is quantitative using primary data.The population used in the SPP group in the UPK, IndraJaya sub-district, Pidie district. It was found that 43 sampleswould be given a research questionnaire on the economicdevelopment of the SPP group in the Indrajaya District. Theresults showed that there was an effect of group savings andloan financing on income in increasing, as seen from theincrease in business that was better than before and anincrease in businesses that used to be small to becomebigger. far from better economic growth. However, not all ofthem developed well because some took the business capitalgiven for other needs.
Pembiayaan Murabahah dan Profitabilitas PT. Bank Aceh Syariah Tahun 2017-2020 Laisa Liza; Saviratul Hilwa
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 1 (2023): Januari
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (400.356 KB) | DOI: 10.61393/heiema.v2i1.93

Abstract

This study aimed to test the effect of Murabaha financing on profitability in PT. Islamic Banks. The data analysis method in this study uses simple linear regression to predict the influence of independent variables. This study uses a documentation method in collecting data. The data of this study is financial statements from January 2017 to December 2021, with a total of 48 data which is population data. The results showed that H0 was rejected and Ha was accepted. With these results, it can be concluded that Murabaha financing significantly affects profitability (ROA) in PT. Bank Aceh Syariah in 2017-2020 means that if the value of Murabaha financing increases, it will increase profits.